Farmers & Merchants (FMAO) CRO sells 275 shares in open-market trade

Rhea-AI Filing Summary

Farmers & Merchants Bancorp Inc Chief Risk Officer Eric D. Faust reported an open-market sale of common stock. On March 2, 2026, he sold 275 shares at $25.9200 per share and now holds 4,460 shares of the company’s stock directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Faust Eric D

(Last) (First) (Middle)

1914 WOODWARD AVE. SE

(Street)

GRAND RAPIDS MI 49506

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP INC [ FMAO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		S		275	D	$25.92	4,460	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/Melinda L. Gies// Attorney in Fact	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMAO executive Eric D. Faust report?

Eric D. Faust reported selling 275 shares of Farmers & Merchants Bancorp Inc common stock. The shares were sold in an open-market transaction at $25.9200 per share, and the filing classifies this as a sale of non-derivative securities held directly.

What price did FMAO Chief Risk Officer shares sell for in this Form 4?

The 275 Farmers & Merchants Bancorp Inc shares sold at $25.9200 each. This reflects an open-market transaction in the company’s common stock, as disclosed in the Form 4 insider trading report filed for Chief Risk Officer Eric D. Faust.

How many FMAO shares does Eric D. Faust hold after this reported sale?

After the reported transaction, Eric D. Faust holds 4,460 shares of Farmers & Merchants Bancorp Inc common stock. The Form 4 states this is direct ownership, meaning the shares are held in his own name rather than through an intermediary entity.

What type of insider transaction is shown in this FMAO Form 4 filing?

The filing shows a non-derivative open-market sale of common stock. Transaction code “S” indicates a sale, and the description confirms it as a sale in an open market or private transaction executed by Chief Risk Officer Eric D. Faust.

Does the FMAO Form 4 indicate whether the sale was direct or indirect ownership?

The Form 4 classifies Eric D. Faust’s ownership as direct, using ownership code “D”. This means the reported 4,460 shares following the sale are held directly, rather than through a trust, partnership, or other indirect ownership structure.