Every 8-K that First Mid Bancshares Inc. (FMBH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FMBH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FMBH filings page.
First Mid Bancshares, Inc. reported second quarter 2026 net income of $27.8 million, or $1.04 diluted EPS, and adjusted net income of $33.4 million, or $1.26 diluted EPS, which management described as a record earnings quarter. Net interest income rose to $79.7 million, with tax-equivalent net interest margin at 3.79%.
Total loans were $6.93 billion and deposits $7.57 billion at June 30, 2026. Asset quality remained solid, with non-performing loans of $41.3 million, or 0.60% of total loans, and an allowance for credit losses equal to 1.25% of loans and 211% of non-performing loans.
The company completed the merger of Two Rivers Bank & Trust into First Mid Bank & Trust and recorded $7.1 million of acquisition-related expenses. Tangible book value per share increased 3.7% during the quarter to $31.15, while regulatory capital ratios stayed above well-capitalized levels, including a common equity tier 1 ratio of 13.40%. The company repurchased 21,872 shares, repaid $27.5 million of subordinated debt (partly refinanced at a lower rate), and the board raised the quarterly dividend by $0.01 to $0.26 per share.
First Mid Bancshares, Inc. entered into a new Promissory Note with Bankers’ Bank on July 10, 2026, with an original principal amount of $19,709,626.03. The note bears a fixed interest rate of 6.125% per annum under the company’s existing Business Loan Agreement and refinances a prior note dated September 28, 2022, creating a direct financial obligation.
The company must make 38 monthly payments of $161,204.52 starting July 28, 2026, followed by an estimated final balloon payment of $17,313,274.55 due September 28, 2029, when all remaining principal and interest are payable. The note may be prepaid without penalty and is secured by a Negative Pledge and Negative Assignment Agreement on 100% of the capital stock of First Mid Bank & Trust, National Association, the wholly owned bank subsidiary.
First Mid Bancshares, Inc. reported voting results from its 2026 Annual Meeting of Stockholders held on April 29, 2026. Stockholders present in person or by proxy represented 18,743,640 shares of common stock, or approximately 70.4% of eligible votes, satisfying quorum requirements.
Four directors were elected to three-year terms. J. Kyle McCurry received 17,277,089 votes for and 1,466,551 votes withheld, Alex J. Melvin received 17,126,515 for and 1,617,125 withheld, Paul L. Palmby received 17,902,690 for and 840,950 withheld, and Mary J. Westerhold received 16,690,195 for and 2,053,445 withheld.
On the advisory vote regarding executive compensation, stockholders cast 18,015,590 votes for the resolution, 497,646 votes against, and 230,404 abstentions, with no broker non-votes reported.
First Mid Bancshares, Inc. announced a planned leadership transition as part of its long-term succession process. Effective July 1, 2026, Matthew K. Smith, age 52, will become Chief Executive Officer and President of the Company and First Mid Bank & Trust, N.A., and will join the Board of Directors.
Joseph R. Dively will move from Chief Executive Officer to Executive Chair of the Company and remain Chairman of the Board, continuing to lead strategy, governance, oversight, and mergers and acquisitions. The Board approved an Executive Employment Agreement for Smith effective July 1, 2026 through December 31, 2027, with automatic 1-year renewals. Under this agreement, Smith will receive a base salary of $425,000 and participate in the Company’s incentive, long-term incentive, and deferred compensation plans.
The Company highlighted Smith’s role in its expansion since 2016, during which total assets grew from approximately $2.8 billion to $9.3 billion. A press release describing the transition was furnished as Exhibit 99.1.
First Mid Bancshares, Inc. reported strong first-quarter 2026 results, with net income of $26.3 million, or $1.06 diluted EPS, and adjusted net income of $28.4 million, or $1.14 diluted EPS. The quarter included the closing of the Two Rivers acquisition, which added $871.4 million in loans and $1.04 billion in deposits.
Total loans reached $6.94 billion and total deposits $7.55 billion, helping expand net interest income to $70.8 million, up 19.1% from a year earlier, and net interest margin to 3.78%. Asset quality remained solid, with an allowance for credit losses of $86.8 million and a coverage ratio of 196.98% of non-performing loans.
Capital ratios stayed well above regulatory “well capitalized” levels, and tangible book value per share increased 2.1% to $30.04. The Board declared a regular quarterly dividend of $0.25 per share, while management highlighted record quarterly earnings per share and continued integration of the Two Rivers franchise.
First Mid Bancshares, Inc. entered into new financing arrangements with Bankers’ Bank on April 10, 2026. The company obtained a revolving line of credit of up to $15.0 million maturing April 10, 2027, with a variable interest rate tied to the Wall Street Journal Prime Rate minus 0.75%, subject to a 4.50% minimum, and initially about 6.00% per year.
The company also entered into a $20.0 million term loan maturing April 10, 2029, payable in monthly installments with a final balloon payment and bearing interest at 30-day average SOFR plus 2.75%, initially about 6.402% per year. Both obligations are secured by a negative pledge and negative assignment over 100% of the stock of First Mid Bank & Trust, National Association. The revolving credit will support general corporate and liquidity needs, while the term loan proceeds are intended to pay down a portion of existing subordinated debt.
The company’s prior $15.0 million revolving credit facility under the Northern Trust Credit Agreement matured and was terminated on April 3, 2026, with no amount outstanding and no early termination penalties. The new revolving line of credit replaces that facility.
First Mid Bancshares has completed its acquisition of Two Rivers Financial Group, merging Two Rivers into a First Mid subsidiary. Two Rivers shareholders received 1.225 shares of First Mid common stock for each Two Rivers share, plus cash for fractional shares, resulting in approximately 2,539,879 First Mid shares issued as consideration.
As of December 31, 2025, Two Rivers had about $1.2 billion in assets, $883 million in loans, $1.0 billion in deposits, and more than $1.2 billion in trust and wealth assets under management across 14 Iowa locations. Following the deal, First Mid now has approximately $9.1 billion in total assets and $7.9 billion in total trust and wealth assets under management.
In connection with the merger, First Mid assumed $10,310,000 of Two Rivers’ junior subordinated debt securities due March 15, 2035, and a Bankers’ Bank loan with approximately $20,074,551 outstanding as of February 28, 2026. The company expects customer account conversions from Two Rivers to occur in June, with communications provided in advance.
First Mid Bancshares, Inc. reports that stockholders of Two Rivers Financial Group, Inc. have approved their previously announced merger. Two Rivers will merge into a First Mid subsidiary, making it a wholly owned company within the group.
The merger is expected to close on February 28, 2026, subject to customary closing conditions in the merger agreement. The companies also highlight numerous risk factors that could delay or prevent completion, including integration challenges, regulatory and economic changes, and potential impacts on customer relationships.
First Mid Bancshares, Inc. entered into a Tenth Amendment to its Sixth Amended and Restated Credit Agreement with The Northern Trust Company, which evidences a $15 million revolving loan.
The amendment provides Northern Trust’s consent to certain matters related to First Mid’s pending acquisition by merger of Two Rivers Financial Group, Inc.
First Mid Bancshares, Inc. furnished an update on its recent performance and an ongoing merger process. The company filed a current report to note that, on January 29, 2026, it issued a press release covering its results of operations and financial condition for the quarter ended December 31, 2025.
The filing also highlights forward-looking statements and risk factors tied to First Mid’s proposed transactions with Two Rivers Financial Group, Inc., including integration risks, required shareholder approvals, and potential impacts from economic and regulatory conditions. It notes that a Form S-4 registration statement for the merger was declared effective on January 16, 2026, and that a final proxy statement/prospectus was mailed to Two Rivers shareholders on January 23, 2026.
First Mid Bancshares (FMBH) expanded its board from nine to ten directors and appointed Alex Melvin as a Class I director. His appointment becomes effective November 18, 2025, and he will serve until the current Class I term expires in 2026. Melvin was also named to the board’s Risk Committee. He will receive compensation under the Company’s standard program for non‑employee directors as described in the March 18, 2025 proxy statement. The Company reported no arrangements or family relationships related to his selection, and Item 404(a) information was not available at the time of this report.
First Mid Bancshares (FMBH) furnished an update on its business, providing a press release and investor presentation covering results as of and for the quarter ended September 30, 2025. These materials were furnished under Item 2.02 and are not deemed filed under the Exchange Act.
The filing includes standard forward-looking statements and disclosures regarding a proposed merger with Two Rivers. First Mid plans to file an S-4 registration statement that will include a proxy statement/prospectus for Two Rivers shareholders. The communication explicitly states it is not an offer or solicitation.
First Mid Bancshares (FMBH) entered into a definitive agreement to acquire Two Rivers Financial Group in a stock-for-stock merger. Each Two Rivers share will convert into 1.225 shares of First Mid common stock, with cash paid in lieu of fractional shares, subject to customary adjustments. On an aggregate basis, the consideration is approximately 2,556,140 First Mid shares. Two Rivers’ outstanding equity awards will fully vest at closing.
Following completion, Two Rivers Bank & Trust is expected to merge into First Mid Bank & Trust, N.A., and its offices will become First Mid branches. As of September 30, 2025, Two Rivers Bank reported $1.1 billion in assets, $901 million in loans, and $988 million in deposits. The merger is anticipated to close in Q1 2026, subject to regulatory approvals and the approval of Two Rivers shareholders, with certain directors and officers of Two Rivers having entered voting agreements. First Mid plans to file a Form S-4, which will include a proxy statement/prospectus for Two Rivers shareholders.