Welcome to our dedicated page for First Mid Bancshares SEC filings (Ticker: FMBH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Mid Bancshares, Inc. (NASDAQ: FMBH) SEC filings page on Stock Titan provides structured access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. As a financial holding company in the commercial banking industry, First Mid uses its SEC reports to present information on its banking, wealth management, Ag services, and insurance operations, as well as its capital structure and governance.
Core filings such as the annual report on Form 10-K and quarterly reports on Form 10-Q contain detailed discussions of net interest income and margin, loan and deposit balances, noninterest income from wealth management and insurance, asset quality metrics, capital ratios, and risk factors. Current reports on Form 8-K document material events, including quarterly earnings releases, leadership changes, stock repurchase program authorizations, and merger agreements such as the Agreement and Plan of Merger with Two Rivers Financial Group, Inc.
Investors can also review filings related to capital and shareholder returns, including disclosures about stock repurchase programs and dividends, as well as documents tied to acquisitions and integrations like Blackhawk Bank and Mid Rivers Insurance Group. Where applicable, registration statements such as Form S-4 are used in connection with business combinations, and proxy materials describe governance matters and executive compensation.
On Stock Titan, AI-powered tools summarize lengthy filings so users can quickly understand key points, such as changes in credit quality, funding strategy, or the terms of a merger agreement. Real-time updates from EDGAR ensure that new 10-Ks, 10-Qs, 8-Ks, and other forms appear promptly, while insider transaction reports on Form 4 can be monitored to see how directors and officers are trading FMBH shares. This page helps investors navigate First Mid’s regulatory history and analyze how management communicates performance, risk, and strategy through its official filings.
First Mid Bancshares, Inc. director Mr. Melvin has filed an insider ownership report as of November 18, 2025. He beneficially owns 136,706.0211 shares of the company’s common stock, all held in direct form, and reports no derivative securities such as options or warrants in the accompanying table. The report is signed by /s/ Matthew K. Smith as attorney-in-fact for Mr. Melvin.
First Mid Bancshares (FMBH) filed its Q3 2025 report, showing higher earnings and a stronger balance sheet. Net income for the quarter was $22.462 million, up from $19.482 million a year ago, and diluted EPS was $0.94 versus $0.81. Net interest income rose to $66.363 million from $57.543 million as total interest income reached $96.135 million. Other income was $22.909 million, including insurance commissions of $7.089 million and ATM/debit card revenue of $4.182 million. Provision for credit losses was $3.353 million.
Total assets were $7.830 billion as of September 30, 2025, up from $7.520 billion at year-end 2024. Net loans were $5.746 billion and total deposits were $6.290 billion. Stockholders’ equity increased to $932.179 million, aided by an improvement in accumulated other comprehensive loss to $(110.012) million from $(142.383) million. The company paid $0.25 per share in Q3 dividends and reported nine‑month net income of $68.071 million (diluted EPS $2.84). The quarter also included a $2.8 million purchase of a portion of AAdvantage Insurance Group LLC’s customer list.
First Mid Bancshares (FMBH) expanded its board from nine to ten directors and appointed Alex Melvin as a Class I director. His appointment becomes effective November 18, 2025, and he will serve until the current Class I term expires in 2026. Melvin was also named to the board’s Risk Committee. He will receive compensation under the Company’s standard program for non‑employee directors as described in the March 18, 2025 proxy statement. The Company reported no arrangements or family relationships related to his selection, and Item 404(a) information was not available at the time of this report.
First Mid Bancshares (FMBH) announced a definitive agreement to acquire Two Rivers Financial Group, Inc., parent of Two Rivers Bank & Trust, expanding into Iowa and bringing the combined company to approximately $9 billion in assets. Two Rivers operates 14 branches and a loan production office, and First Mid does not anticipate closing any locations.
As of September 30, 2025, Two Rivers reported $1.2 billion in total assets, $901 million in loans, and $988 million in deposits. The companies expect the transaction to close in Q1 2026, with the bank merger and systems conversion in Q2 2026. First Mid will file a Form S-4; the Two Rivers proxy statement/prospectus will be sent to its shareholders. Two Rivers trades on OTCQX under “TRVR.”
First Mid Bancshares (FMBH) announced a merger with Two Rivers Financial Group (TRVR). Two Rivers will become part of First Mid, with closing targeted for the first quarter of 2026, subject to customary approvals. Customers are told it’s business as usual until completion, with existing checks and cards continuing to work and any system changes communicated in advance.
The combined organization highlights expanded access to banking services across Wisconsin, Illinois, Missouri, and Texas, plus broader ag, insurance, and investment offerings. First Mid currently operates over 70 banking centers in these states, and the companies do not anticipate banking center closings. Branch hours are expected to remain the same before the merger. The bank name will change when the banks merge in
First Mid plans to file a Form S-4, and a proxy statement/prospectus for Two Rivers shareholders will be provided. The forward-looking statement discussion notes potential risks, including required regulatory and shareholder approvals and integration timing and costs.
First Mid Bancshares (FMBH) announced a merger with Two Rivers Financial Group, under which Two Rivers will become part of First Mid. The companies anticipate closing in Q1 2026, with the bank merger and systems conversion planned for Q2 2026.
Until closing, it remains business as usual for customers and employees at Two Rivers. The combined bank will adopt the name First Mid Bank & Trust at merger in Q2 2026, and the organizations do not anticipate branch closings. Customers will receive mailed notices and FAQs, and larger clients will be contacted directly.
First Mid highlights broader products, higher lending limits, and a larger geographic footprint. First Mid is a $7.7 billion community-focused organization operating across IL, MO, TX, and WI. An S-4 registration statement will include a proxy statement/prospectus for Two Rivers shareholders. The communication includes standard forward‑looking statements and notes required regulatory and shareholder approvals.
First Mid Bancshares (FMBH) announced a definitive agreement to acquire Two Rivers Financial Group, with closing targeted by the end of the first quarter and a bank merger in the second quarter of 2026, subject to regulatory and shareholder approvals.
The combination expands First Mid’s footprint into Iowa and brings the companies to approximately $9 billion in combined assets. Management stated branch networks are complementary and said they do not anticipate closing any locations. Leadership emphasized a continued community banking model focused on employees, customers, communities, and shareholders.
First Mid plans to file a Form S-4 that will include a proxy statement/prospectus for Two Rivers shareholders, who will receive detailed information and risk factors when available.
First Mid Bancshares (FMBH) furnished an update on its business, providing a press release and investor presentation covering results as of and for the quarter ended September 30, 2025. These materials were furnished under Item 2.02 and are not deemed filed under the Exchange Act.
The filing includes standard forward-looking statements and disclosures regarding a proposed merger with Two Rivers. First Mid plans to file an S-4 registration statement that will include a proxy statement/prospectus for Two Rivers shareholders. The communication explicitly states it is not an offer or solicitation.
First Mid Bancshares (FMBH) entered into a definitive agreement to acquire Two Rivers Financial Group in a stock-for-stock merger. Each Two Rivers share will convert into 1.225 shares of First Mid common stock, with cash paid in lieu of fractional shares, subject to customary adjustments. On an aggregate basis, the consideration is approximately 2,556,140 First Mid shares. Two Rivers’ outstanding equity awards will fully vest at closing.
Following completion, Two Rivers Bank & Trust is expected to merge into First Mid Bank & Trust, N.A., and its offices will become First Mid branches. As of September 30, 2025, Two Rivers Bank reported $1.1 billion in assets, $901 million in loans, and $988 million in deposits. The merger is anticipated to close in Q1 2026, subject to regulatory approvals and the approval of Two Rivers shareholders, with certain directors and officers of Two Rivers having entered voting agreements. First Mid plans to file a Form S-4, which will include a proxy statement/prospectus for Two Rivers shareholders.
First Mid Bancshares (FMBH) announced a definitive merger agreement to acquire Two Rivers Financial Group through a stock-for-stock transaction. Each Two Rivers common share will convert into 1.225 shares of First Mid common stock, with cash paid in lieu of fractional shares, subject to potential adjustments. On closing, First Mid expects to issue approximately 2,556,140 shares to Two Rivers shareholders and equity award holders.
Following the parent-company merger, Two Rivers Bank & Trust is expected to merge into First Mid Bank & Trust, N.A., and its offices will become First Mid branches. As of September 30, 2025, Two Rivers Bank reported $1.1 billion in total assets, $901 million in loans, and $988 million in total deposits. The deal is targeted to close in the first quarter of 2026, pending regulatory approvals and Two Rivers shareholder approval. Certain Two Rivers directors and officers have signed voting agreements supporting the merger.