Every 10-Q that F & M BANK CORP (FMBM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FMBM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FMBM filings page.
F & M Bank Corp. reported higher earnings for the period ended June 30, 2026. Total assets were $1.40 billion, up from $1.37 billion at December 31, 2025, driven mainly by loan growth to $925.9 million from $886.8 million.
For the three months ended June 30, 2026, net interest income rose to $12.3 million and net income increased to $5.4 million, or $1.50 diluted EPS, compared with $3.0 million, or $0.83 diluted EPS, a year earlier. For the first half of 2026, net income was $8.6 million versus $5.4 million in 2025, with diluted EPS of $2.41.
Results included a one-time pre-tax gain of $4.8 million on the sale of Bearing Insurance and a $3.5 million pre-tax loss on securities sold in a bond portfolio restructuring, for a net pre-tax gain of $1.3 million. Nonaccrual loans declined to $3.7 million from $6.0 million, while the allowance for credit losses on loans increased to $8.1 million. Cash dividends remained at $0.26 per share for the quarter and $0.52 year-to-date.
F & M Bank Corp. reported solid first-quarter 2026 results, with net income of $3.2M compared with $2.5M a year earlier. Earnings per share were $0.91, while cash dividends remained $0.26 per share.
Total assets reached $1.41B, driven by loan growth to $896.9M held for investment and securities available for sale of $350.5M. Deposits totaled $1.28B, and the bank remained "well capitalized" with a Tier 1 leverage ratio of 8.84%.
Credit quality stayed manageable, with nonaccrual loans of $4.8M and an allowance for credit losses on loans of $7.9M. Net interest income improved to $11.4M as interest expense declined, supporting stronger profitability.
F & M Bank Corp (FMBM) reported stronger Q3 2025 results. Net income rose to $2.9 million from $0.8 million a year ago, and EPS increased to $0.82 from $0.23. Net interest income improved to $10.5 million as deposit interest costs eased, while the provision for credit losses decreased versus last year.
Total assets were $1.36 billion at September 30, 2025, up from $1.30 billion at year‑end. Deposits reached $1.24 billion, and net loans held for investment were $864.5 million. Shareholders’ equity increased to $101.5 million, supported by an improvement in accumulated other comprehensive loss to $17.9 million from $27.4 million, reflecting narrower unrealized losses on securities.
For the first nine months, net income was $8.3 million (EPS $2.35) versus $5.0 million (EPS $1.44) last year. The allowance for credit losses was $7.8 million, and nonaccrual loans were $7.5 million. Cash and cash equivalents increased to $83.9 million. The company paid quarterly dividends of $0.26 per share; common shares outstanding were 3,556,658 as of November 4, 2025.