F&M Bank EVP files initial ownership report

F&M Bank Corp executive Evan S. McHaffa, EVP and Chief Credit Officer, filed an initial Form 3 statement of beneficial ownership.

Rhea-AI Filing Summary

F&M Bank Corp executive Evan S. McHaffa, EVP and Chief Credit Officer, filed an initial Form 3 statement of beneficial ownership. The filing does not report any buy, sell, or derivative transactions, and shows no specific holdings entries at this time.

Key Terms

Form 3, beneficial ownership, EVP/Chief Credit Officer

3 terms

Form 3 regulatory

"Form 3 initial statement of beneficial ownership data"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

beneficial ownership financial

"initial statement of beneficial ownership with zero transactions"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

EVP/Chief Credit Officer financial

"officer_title: EVP/Chief Credit Officer for F&M Bank Corp"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does Evan S. McHaffa’s Form 3 filing mean for FMBM investors?

The Form 3 shows that EVP and Chief Credit Officer Evan S. McHaffa has become a reporting insider of F&M Bank Corp. It is an initial ownership statement and, in this case, does not list any specific transactions or holdings.

Did Evan S. McHaffa buy or sell FMBM shares in this Form 3?

No transactions are reported in this Form 3 for Evan S. McHaffa. The transaction summary shows zero buys, zero sells, and no derivative exercises, indicating this filing is strictly an initial ownership statement.

Does the Form 3 for FMBM disclose any derivative securities for Evan S. McHaffa?

The Form 3 derivative summary for Evan S. McHaffa is empty. That means the filing does not list any options, warrants, or other derivative securities for him as of this initial beneficial ownership report.

What role does Evan S. McHaffa hold at F&M Bank Corp (FMBM)?

Evan S. McHaffa is identified as an officer of F&M Bank Corp, serving as EVP/Chief Credit Officer. This senior role makes him a reporting insider, requiring Form 3 and future Forms 4 or 5 for relevant share transactions.

Are there any gifts, tax withholdings, or restructurings in this FMBM Form 3?

The transaction summary shows zero gifts, zero tax-withholding dispositions, and zero restructuring entries. This confirms the Form 3 for Evan S. McHaffa contains no such movements in FMBM-related securities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/14/2026 - 05:09 PM Learn about SEC filing dates

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

McHaffa Evan S.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
01/05/2026

3. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ FMBM ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Credit Officer

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

No securities are beneficially owned.

	/s/ Candy F. Barkley, Attorney-in-Fact	04/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)