F&M Bank HR chief granted 1,321 shares at $30.59

F&M BANK CORP (FMBM) reported that executive officer Melody D. Emswiler, EVP/Chief Human Resources, acquired 1,321 shares of Common Stock on 2026-03-19 through a grant or award from the issuer at a reported value of $30.59 per share.

Rhea-AI Filing Summary

F&M BANK CORP (FMBM) reported that executive officer Melody D. Emswiler, EVP/Chief Human Resources, acquired 1,321 shares of Common Stock on 2026-03-19 through a grant or award from the issuer at a reported value of $30.59 per share. Following this award, her direct holdings total 8,107 shares. An amendment clarifies that this was an acquisition from the issuer exempt from short-swing profit rules under Section 16(b) Rule 16b-3.

Insider Trade Summary

Grant/Award: 1,321 shares

Grant/Award 1 txn

Insider Emswiler Melody D.

Role EVP/Chief Human Resources

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	1,321	$30.59	$40K

Holdings After Transaction: Common Stock — 8,107 shares (Direct)

Footnotes (1)

1. F1. This amendment is being filed to correct the transaction code to reflect an acquisition from the Issuer, which is exempt from Section 16(b) of the Securities Exchange Act per Rule 16b-3.

Key Figures

Shares acquired: 1,321 shares of Common Stock Reported value per share: $30.59 per share Shares owned after transaction: 8,107 shares

3 metrics

Shares acquired 1,321 shares of Common Stock Grant or award acquisition on 2026-03-19

Reported value per share $30.59 per share Value used for the 1,321-share grant on 2026-03-19

Shares owned after transaction 8,107 shares Direct holdings of Melody D. Emswiler following the grant

Key Terms

Section 16(b), Rule 16b-3, Grant, award, or other acquisition

3 terms

Section 16(b) regulatory

"exempt from Section 16(b) of the Securities Exchange Act per Rule 16b-3"

A federal rule that requires company insiders—like officers, directors and large shareholders—to return any profits made from buying and selling the company’s stock within a six-month window. It matters to investors because it discourages short-term trades that could exploit non-public information and helps protect outside shareholders by creating a simple, enforceable way to recover unfair gains, much like a rule stopping someone from flipping a limited-edition item for quick profit after getting early access.

Rule 16b-3 regulatory

"exempt from Section 16(b) of the Securities Exchange Act per Rule 16b-3"

Rule 16b-3 is a Securities and Exchange Commission regulation that exempts certain routine, pre-approved transactions by company insiders from automatic liability for short-term trading profits. It acts like a safe harbor: if an insider follows a formal plan or the board approves specific transactions in advance, profits from buying and selling company stock within six months are not automatically reclaimed. Investors care because the rule clarifies when insider trades are permissible and reduces uncertainty about potential clawbacks.

Grant, award, or other acquisition financial

"transaction code to reflect an acquisition from the Issuer"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did FMBM disclose for Melody D. Emswiler?

F&M BANK CORP disclosed that Melody D. Emswiler acquired 1,321 shares of Common Stock on 2026-03-19 through a grant or award from the issuer, at a reported value of $30.59 per share.

How many FMBM shares does Melody D. Emswiler hold after this transaction?

After the 1,321-share award, Melody D. Emswiler directly holds 8,107 shares of F&M BANK CORP Common Stock, as reported in the Form 4/A filing.

What was the transaction code used in the FMBM Form 4/A filing?

The transaction was reported under code A, indicating a grant, award, or other acquisition of F&M BANK CORP Common Stock rather than an open-market purchase or sale.

Why was this FMBM insider filing amended?

The amendment states it was filed to correct the transaction code to reflect an acquisition from the issuer that is exempt from Section 16(b) of the Securities Exchange Act under Rule 16b-3.

Is the FMBM insider grant to Melody D. Emswiler subject to Section 16(b) short-swing rules?

The footnote explains that the acquisition from the issuer is exempt from Section 16(b) short-swing profit rules under Rule 16b-3 of the Securities Exchange Act of 1934.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 08/26/2026 - 04:39 PM EDT Accepted by SEC EDGAR 08/26/2026 - 04:39 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Emswiler Melody D.

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/Chief Human Resources

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)
03/23/2026

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		A(1)		1,321	A	$30.59	8,107	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This amendment is being filed to correct the transaction code to reflect an acquisition from the Issuer, which is exempt from Section 16(b) of the Securities Exchange Act per Rule 16b-3.

	/s/ Candy F. Barkley, Attorney-in-Fact	08/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)