Dean Withers boosts F&M Bank (FMBM) stake with 2,127-share buy

Rhea-AI Filing Summary

F&M Bank Corp director Dean W. Withers increased his personal stake through open-market purchases of common stock. He bought 2,000 shares at $34.50 per share on May 11, 2026 and another 127 shares at the same price on May 12, 2026, for a total of 2,127 shares.

After these transactions, he directly owns 50,000 shares of F&M Bank Corp common stock, so the new purchases represent a small addition of roughly 4% to his reported holdings.

Insider Trade Summary

Net Buyer: 2,127 shares ($73,382)

Net Buy 2 txns

Insider WITHERS DEAN W

Role null

Bought 2,127 shs ($73K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	127	$34.50	$4K
Purchase	Common Stock	2,000	$34.50	$69K

Holdings After Transaction: Common Stock — 50,000 shares (Direct, null)

Footnotes (1)

Key Figures

Shares bought May 11, 2026: 2,000 shares Shares bought May 12, 2026: 127 shares Purchase price: $34.50/share +2 more

5 metrics

Shares bought May 11, 2026 2,000 shares Open-market purchase of Common Stock at $34.50/share

Shares bought May 12, 2026 127 shares Open-market purchase of Common Stock at $34.50/share

Purchase price $34.50/share Price for both May 11 and May 12, 2026 common stock buys

Total shares bought 2,127 shares Combined open-market purchases reported in this Form 4

Shares owned after transactions 50,000 shares Dean W. Withers’ direct F&M Bank Corp holdings after May 12, 2026

Key Terms

open-market purchase, non-derivative, transaction code P

3 terms

open-market purchase financial

"transaction_action: "open-market purchase" for both common stock trades"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

non-derivative financial

"transaction_type: "non-derivative" indicating direct common stock transactions"

transaction code P financial

"transaction_code: "P" described as purchase in open market or private transaction"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WITHERS DEAN W

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/11/2026		P		2,000	A	$34.5	49,873	D
Common Stock	05/12/2026		P		127	A	$34.5	50,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Candy F. Barkley, Attorney-in-Fact	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did F&M Bank Corp (FMBM) report for Dean W. Withers?

F&M Bank Corp reported that director Dean W. Withers made two open-market purchases of common stock, totaling 2,127 shares, on May 11 and May 12, 2026, at a price of $34.50 per share.

How many F&M Bank Corp (FMBM) shares did Dean W. Withers buy and at what price?

Dean W. Withers bought 2,127 F&M Bank Corp common shares in total. He purchased 2,000 shares on May 11, 2026, and 127 shares on May 12, 2026, all at $34.50 per share in open-market transactions.

What are Dean W. Withers’ F&M Bank Corp (FMBM) holdings after these insider purchases?

Following the reported transactions, Dean W. Withers directly owns 50,000 shares of F&M Bank Corp common stock. The 2,127 shares he acquired in May 2026 modestly increase his previously reported direct holdings in the company.

Were the recent F&M Bank Corp (FMBM) insider transactions by Dean W. Withers buys or sells?

Both reported transactions by Dean W. Withers were open-market purchases of F&M Bank Corp common stock. There were no sales disclosed, and the filing classifies the net activity as a net buy of 2,127 shares.

What transaction code was used for Dean W. Withers’ F&M Bank Corp (FMBM) trades?

The filing uses transaction code “P” for both trades by Dean W. Withers. Code P indicates a purchase in an open market or private transaction, consistent with his acquisition of F&M Bank Corp common stock at $34.50 per share.