F&M Bank director receives 221 shares as retainer

A separate reported position lists 143,554 shares held indirectly as trustee of F&M Bank Corp. ESOP.

Rhea-AI Filing Summary

F&M Bank Corp. director Edward Ray Burkholder acquired 221 common shares from the issuer on September 24, 2026, with proceeds as a quarterly retainer. The reported price was $40.39 per share. After the acquisition, he directly held 6,648 shares. A separate position lists 143,554 shares held indirectly as trustee of F&M Bank Corp. ESOP.

Insider Trade Summary

Grant/Award: 221 shares

Grant/Award 2 txns

Insider BURKHOLDER EDWARD RAY

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock F1	221	$40.39	$9K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 6,648 shares (Direct); Common Stock — 143,554 shares (Indirect, As Trustee of F&M Bank Corp. ESOP)

Footnotes (1)

1. F1. Shares acquired from Issuer with proceeds as a quarterly retainer.

Key Figures

Common shares acquired: 221 shares Reported per-share price: $40.39 per share Direct holdings after acquisition: 6,648 shares +1 more

4 metrics

Common shares acquired 221 shares September 24, 2026

Reported per-share price $40.39 per share Acquisition on September 24, 2026

Direct holdings after acquisition 6,648 shares September 24, 2026

Indirect shares held as trustee of F&M Bank Corp. ESOP 143,554 shares September 24, 2026

Key Terms

quarterly retainer, ESOP

2 terms

quarterly retainer financial

"proceeds as a quarterly retainer"

ESOP financial

"As Trustee of F&M Bank Corp. ESOP"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many F&M Bank Corp. shares did director Edward Ray Burkholder acquire?

Edward Ray Burkholder acquired 221 common shares on September 24, 2026, at a reported price of $40.39 per share. The shares were acquired from the issuer with proceeds as a quarterly retainer.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 09/28/2026 - 03:09 PM Accepted by SEC EDGAR 09/28/2026 - 03:09 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BURKHOLDER EDWARD RAY

(Last) (First) (Middle)

C/O F&M BANK

205 S MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/24/2026		A		221(1)	A	$40.39	6,648	D
Common Stock								143,554	I	As Trustee of F&M Bank Corp. ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from Issuer with proceeds as a quarterly retainer.

	/s/ Candy F. Barkley, Attorney-in-Fact	09/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)