F&M Bank Corp (FMBM) director adds shares using quarterly retainer

Rhea-AI Filing Summary

F&M Bank Corp director Peter H. Wray increased his stake by buying 202 shares of Common Stock at $30.59 per share. After this open-market purchase, he directly owns 7,574 shares.

The footnote explains these shares were acquired from the issuer using proceeds from his quarterly director retainer, making this a small, routine compensation-related investment.

Insider Trade Summary

Net Buyer: 202 shares ($6,179)

Net Buy 1 txn

Insider WRAY PETER H

Role Director

Bought 202 shs ($6K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	202	$30.59	$6K

Holdings After Transaction: Common Stock — 7,574 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WRAY PETER H

(Last) (First) (Middle)

C/O F&M BANK

205 SOUTH MAIN STREET

(Street)

TIMBERVILLE VIRGINIA 22853

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/19/2026		P		202(1)	A	$30.59	7,574	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired from issuer with proceeds of a quarterly retainer.

	/s/ Candy F. Barkley, Attorney-in-Fact	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FMBM director Peter H. Wray report?

Director Peter H. Wray reported a small open-market purchase of F&M Bank Corp stock. He acquired 202 shares of Common Stock, reflecting a modest increase in his personal ownership and signaling continued alignment with shareholder interests through additional equity exposure.

How many FMBM shares did Peter H. Wray buy and at what price?

Peter H. Wray bought 202 shares of F&M Bank Corp Common Stock at $30.59 per share. This transaction represents a relatively small dollar amount but still increases his direct ownership stake in the company’s equity over time through incremental purchases.

What is Peter H. Wray’s FMBM shareholding after this transaction?

After the reported purchase, Peter H. Wray directly owns 7,574 shares of F&M Bank Corp Common Stock. This figure reflects his position following the 202-share acquisition and provides context for the scale of this individual transaction relative to his overall holdings.

Was the FMBM director’s stock purchase compensation-related?

Yes. A footnote states the shares were acquired from the issuer using proceeds of a quarterly retainer. This means his director compensation was effectively used to obtain additional F&M Bank Corp shares, blending routine pay with increased equity ownership in the company.

Does this FMBM Form 4 show any stock sales by Peter H. Wray?

No, the Form 4 shows only a net purchase of shares. The transaction summary records one buy transaction totaling 202 shares and zero sales, gifts, tax withholdings, or derivative exercises, indicating a straightforward increase in his direct common stock position.