F&M Bank (FMBM) director details 2025 insider share purchases

Rhea-AI Filing Summary

F&M Bank Corp director Edward Ray Burkholder filed an annual Form 5 summarizing his 2025 beneficial ownership. During the year he reported four open-market purchases of common stock, including 22.89 shares at $20.93 on 02/28/2025, 24.41 shares at $19.87 on 05/30/2025, 20.69 shares at $23.75 on 08/29/2025, and 18.4 shares at $27.00 on 11/28/2025.

After these transactions, Burkholder held 5,863.39 F&M Bank Corp common shares directly as of the fiscal year end, which the filing notes includes 86.39 shares acquired in 2025 through the company’s Dividend Reinvestment Plan. He also is reported as indirectly beneficial owner of 143,554 shares in his capacity as trustee of the F&M Bank Corp ESOP.

Insider Trade Summary

Net Buyer: 86.39 shares

Net Buy 5 txns

Insider BURKHOLDER EDWARD RAY

Role Director

Bought 86.39 shs ($2K)

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--
Purchase	Common Stock	18.4	$27.00	$496.80
Purchase	Common Stock	20.69	$23.75	$491.39
Purchase	Common Stock	24.41	$19.87	$485.03
Purchase	Common Stock	22.89	$20.93	$479.09

Holdings After Transaction: Common Stock — 5,863.39 shares (Direct); Common Stock — 143,554 shares (Indirect, As Trustee of F&M Bank Corp. ESOP)

Footnotes (1)

1. F1. Includes 86.39 Shares acquired in 2025 under F&M Bank Corp. Dividend Reinvestment Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 01/08/2026 - 03:38 PM Learn about SEC filing dates

FAQ

What does FMBM's 2025 Form 5 filing report for Edward Ray Burkholder?

The Form 5 reports F&M Bank Corp director Edward Ray Burkholder’s 2025 insider activity and year-end holdings in the company’s common stock, including both direct and indirect beneficial ownership.

How many FMBM shares did Edward Ray Burkholder buy in 2025?

He reported four open-market purchases of F&M Bank Corp common stock: 22.89 shares on 02/28/2025, 24.41 shares on 05/30/2025, 20.69 shares on 08/29/2025, and 18.4 shares on 11/28/2025.

What were the purchase prices for Edward Ray Burkholder's 2025 FMBM share acquisitions?

The reported purchase prices were $20.93 per share on 02/28/2025, $19.87 on 05/30/2025, $23.75 on 08/29/2025, and $27.00 on 11/28/2025.

How many FMBM shares did Edward Ray Burkholder own directly at the end of 2025?

At the issuer’s fiscal year end, Burkholder beneficially owned 5,863.39 F&M Bank Corp common shares in direct form.

What indirect FMBM holdings are reported for Edward Ray Burkholder on Form 5?

The filing shows indirect beneficial ownership of 143,554 F&M Bank Corp common shares, held in his capacity as Trustee of the F&M Bank Corp ESOP.

What does the dividend reinvestment footnote in the FMBM Form 5 mean?

The footnote explains that Burkholder’s direct holdings include 86.39 F&M Bank Corp shares acquired during 2025 through the company’s Dividend Reinvestment Plan.

What is Edward Ray Burkholder’s role at F&M Bank Corp according to the Form 5?

The filing identifies Burkholder as a director of F&M Bank Corp, with the Form 5 filed for one reporting person.

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

BURKHOLDER EDWARD RAY

(Last) (First) (Middle)

C/O F&M BANK

205 S MAIN STREET

(Street)

TIMBERVILLE VA 22853

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
				Amount	(A) or (D)	Price
Common Stock	02/28/2025		P	22.89(1)	A	$20.93	5,799.89	D
Common Stock	05/30/2025		P	24.41(1)	A	$19.87	5,824.3	D
Common Stock	08/29/2025		P	20.69(1)	A	$23.75	5,844.99	D
Common Stock	11/28/2025		P	18.4(1)	A	$27	5,863.39	D
Common Stock							143,554	I	As Trustee of F&M Bank Corp. ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
					(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 86.39 Shares acquired in 2025 under F&M Bank Corp. Dividend Reinvestment Plan.

	/s/ Candy F. Barkley, Attorney-in-Fact	01/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.