F&M Bank director Burkholder reports 2025 share buys

Q: What does FMBM's 2025 Form 5 show for director Edward Ray Burkholder?

The Form 5 shows that Edward Ray Burkholder, a director of F&M Bank Corp, reported several small open-market purchases of common stock in 2025 and disclosed both his direct and ESOP trustee holdings at year-end.

Q: What F&M Bank Corp stock purchases did Burkholder make in 2025?

In 2025 he bought 6.8 shares at $20.45 on February 28, 7.13 shares at $19.75 on May 30, 6.02 shares at $23.7 on August 29, and 5.35 shares at $26.95 on November 28.

Q: What are Edward Ray Burkholder’s indirect holdings as ESOP trustee for FMBM?

As trustee of the F&M Bank Corp ESOP, Burkholder reported 143,554 shares of F&M Bank Corp common stock as indirectly beneficially owned at year-end.

Q: How many F&M Bank Corp shares were acquired through the dividend reinvestment plan in 2025?

The filing notes that Burkholder’s direct holdings include 25.30 shares acquired in 2025 under the F&M Bank Corp Dividend Reinvestment Plan.

Q: What is Edward Ray Burkholder’s relationship to F&M Bank Corp?

Edward Ray Burkholder is identified in the report as a director of F&M Bank Corp and also serves as trustee of the F&M Bank Corp ESOP for the indirect holdings reported.

F&M Bank Corp director Edward Ray Burkholder reported small open-market purchases of the company’s common stock during 2025.

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Rhea-AI Filing Summary

F&M Bank Corp director Edward Ray Burkholder reported small open-market purchases of the company’s common stock during 2025. He bought 6.8 shares at $20.45 on February 28, 7.13 shares at $19.75 on May 30, 6.02 shares at $23.7 on August 29, and 5.35 shares at $26.95 on November 28. These transactions, together with dividend reinvestment activity, brought his directly held position to 5,888.69 shares at the end of the fiscal year, including 25.30 shares acquired in 2025 under the F&M Bank Corp Dividend Reinvestment Plan.

Burkholder also reported indirect beneficial ownership of 143,554 shares of F&M Bank Corp common stock as of year-end in his capacity as trustee of the F&M Bank Corp ESOP, reflecting shares held through that employee benefit plan.

Insider Trade Summary

Net Buyer: 25.3 shares

Net Buy 5 txns

Insider BURKHOLDER EDWARD RAY

Role Director

Bought 25.3 shs ($566.73)

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--
Purchase	Common Stock	5.35	$26.95	$144.18
Purchase	Common Stock	6.02	$23.70	$142.67
Purchase	Common Stock	7.13	$19.75	$140.82
Purchase	Common Stock	6.8	$20.45	$139.06

Holdings After Transaction: Common Stock — 5,888.69 shares (Direct); Common Stock — 143,554 shares (Indirect, As Trustee of F&M Bank Corp. ESOP)

Footnotes (1)

F1. Includes 25.30 shares acquired in 2025 under F&M Bank Corp Dividend Reinvestment Plan.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What does FMBM's 2025 Form 5 show for director Edward Ray Burkholder?

The Form 5 shows that Edward Ray Burkholder, a director of F&M Bank Corp, reported several small open-market purchases of common stock in 2025 and disclosed both his direct and ESOP trustee holdings at year-end.

How many F&M Bank Corp shares does Edward Ray Burkholder hold directly?

At the end of the 2025 fiscal year, Edward Ray Burkholder beneficially owned 5,888.69 shares of F&M Bank Corp common stock in a direct capacity.

What F&M Bank Corp stock purchases did Burkholder make in 2025?

In 2025 he bought 6.8 shares at $20.45 on February 28, 7.13 shares at $19.75 on May 30, 6.02 shares at $23.7 on August 29, and 5.35 shares at $26.95 on November 28.

What are Edward Ray Burkholder’s indirect holdings as ESOP trustee for FMBM?

As trustee of the F&M Bank Corp ESOP, Burkholder reported 143,554 shares of F&M Bank Corp common stock as indirectly beneficially owned at year-end.

How many F&M Bank Corp shares were acquired through the dividend reinvestment plan in 2025?

The filing notes that Burkholder’s direct holdings include 25.30 shares acquired in 2025 under the F&M Bank Corp Dividend Reinvestment Plan.

What is Edward Ray Burkholder’s relationship to F&M Bank Corp?

Edward Ray Burkholder is identified in the report as a director of F&M Bank Corp and also serves as trustee of the F&M Bank Corp ESOP for the indirect holdings reported.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 01/14/2026 - 04:35 PM

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0362
Estimated average burden
hours per response:			1.0

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

BURKHOLDER EDWARD RAY

(Last)

(First)

(Middle)

C/O F&M BANK

205 S MAIN STREET

(Street)

TIMBERVILLE

22853

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
F&M BANK CORP [ fmbm ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	02/28/2025		P	6.8⁽¹⁾	A	$20.45	5,870.19	D
Common Stock	05/30/2025		P	7.13⁽¹⁾	A	$19.75	5,877.32	D
Common Stock	08/29/2025		P	6.02⁽¹⁾	A	$23.7	5,883.34	D
Common Stock	11/28/2025		P	5.35⁽¹⁾	A	$26.95	5,888.69	D
Common Stock							143,554	I	As Trustee of F&M Bank Corp. ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Includes 25.30 shares acquired in 2025 under F&M Bank Corp Dividend Reinvestment Plan.

	/s/ Candy F. Barkley, Attorney-in-Fact	01/14/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR