Farmers & Merchants Bancorp (FMCB) EVP surrenders 448 shares for taxes

Rhea-AI Filing Summary

Farmers & Merchants Bancorp Executive Vice President Bart R. Olson reported a routine tax-related share surrender. On February 4, 2026, he surrendered 448 shares of common stock to the company to cover tax withholding tied to the release of 1,114 restricted shares, using a reference price of $1,160 per share based on the February 3, 2026 market close. After this transaction, he directly owned 1,974 shares and indirectly held 690 shares in a family trust.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Olson Bart R

Role Executive Vice President

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	448	$1,160.00	$520K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 1,974 shares (Direct); Common Stock — 690 shares (Indirect, Held in family trust)

Footnotes (1)

1. Represents the number of shares of Issuer's common stock that Reporting Person surrendered to Issuer for the satisfaction of Reporting Person's tax withholding obligations upon the release of 1,114 shares of restricted stock on 2/4/26. Reflects market closing price on 2/3/2026.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Olson Bart R

(Last) (First) (Middle)

FARMERS & MERCHANTS BANCORP

121 W. PINE STREET

(Street)

LODI CA 95240

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FARMERS & MERCHANTS BANCORP [ FMCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								690	I	Held in family trust
Common Stock	02/04/2026		F		448(1)	D	$1,160(2)	1,974	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the number of shares of Issuer's common stock that Reporting Person surrendered to Issuer for the satisfaction of Reporting Person's tax withholding obligations upon the release of 1,114 shares of restricted stock on 2/4/26.

2. Reflects market closing price on 2/3/2026.

Remarks:

	Olson Bart R	02/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FMCB Executive Vice President Bart R. Olson report?

Bart R. Olson reported surrendering 448 shares of Farmers & Merchants Bancorp common stock to the company for tax withholding. The surrender related to the release of 1,114 restricted shares on February 4, 2026, and used the February 3, 2026 market closing price.

Was the FMCB insider transaction an open-market sale by Bart R. Olson?

No, the transaction was a surrender of 448 shares to Farmers & Merchants Bancorp for tax withholding. It occurred upon the vesting of 1,114 restricted shares on February 4, 2026, rather than an open-market sale to third-party buyers.

How many FMCB shares does Bart R. Olson own after the reported Form 4 transaction?

After the transaction, Bart R. Olson directly beneficially owned 1,974 shares of Farmers & Merchants Bancorp common stock. He also had indirect beneficial ownership of 690 additional shares held in a family trust, as disclosed in the Form 4 filing.

What price per share was used for Bart R. Olson’s FMCB tax-withholding surrender?

The share surrender used a price of $1,160 per share, reflecting Farmers & Merchants Bancorp’s market closing price on February 3, 2026. This price was applied to the 448 surrendered shares used to satisfy Olson’s tax withholding obligations.

What triggered Bart R. Olson’s surrender of FMCB shares to the issuer?

The surrender was triggered by the release of 1,114 restricted shares of Farmers & Merchants Bancorp common stock on February 4, 2026. Olson surrendered 448 shares back to the issuer to satisfy his associated tax withholding obligations at vesting.

How many FMCB shares are held indirectly for Bart R. Olson and in what form?

Bart R. Olson has indirect beneficial ownership of 690 shares of Farmers & Merchants Bancorp common stock. These shares are held in a family trust, as specified in the Form 4 under indirect ownership with the noted trust relationship.