Farmers & Merchants Bancorp released an investor presentation on October 21, 2026, with updates regarding its financial position, business, and operations. Management intends to use the presentation from time to time in investor communications and conferences.
Farmers & Merchants Bancorp (FMCB) reported third-quarter 2026 net income of $25.1 million, up 5.75% from $23.7 million a year earlier, and diluted earnings of $36.75 per common share, up 8.34% from $33.92. Net interest income was $58.3 million, compared with $55.4 million in third-quarter 2025. Nine-month net income was $73.9 million, up 5.88% from $69.8 million.
At September 30, 2026, total assets were $5.7 billion, loans and leases were $3.7 billion, and deposits were $5.0 billion. Loans increased $136.0 million and deposits $85.0 million from September 30, 2025. At quarter-end, cash was $172.0 million, investment securities were $1.5 billion, and there were no brokered deposits; the CEO also reported no borrowings. Third-quarter non-interest expense rose to $35.8 million from $28.9 million, and the efficiency ratio was 55.49%, compared with 46.48%. Income tax expense was $2.2 million, after a $5.0 million benefit from reversing amounts associated with items previously treated as non-deductible. FMCB repurchased 4,714 shares for $6.7 million and paid $3.6 million in dividends during the quarter. As of September 30, $23.4 million remained under the repurchase program, which expires December 31, 2027.
Farmers & Merchants Bancorp executive vice president Troy Harper surrendered 18 common shares to the issuer for tax withholding obligations upon release of 48 shares of restricted stock on October 14, 2026. The reported price of $1,435.60 per share reflects the October 13, 2026 market closing price; Harper held 639 shares afterward.
Farmers & Merchants Bancorp Executive Vice President David Zitterow surrendered 52 shares of common stock to the issuer for tax withholding obligations upon the release of 96 shares of restricted stock on October 14, 2026. He directly held 2,599 shares afterward. The reported per-share figure of 1,435.60 reflects the market closing price on October 13, 2026.
FARMERS & MERCHANTS BANCORP (symbol: FMCB) is the issuer of record for a Form 4/A filing submitted to the SEC.
FARMERS & MERCHANTS BANCORP (symbol: FMCB) is the issuer of record for a Form 4 filing submitted to the SEC.
FARMERS & MERCHANTS BANCORP (FMCB) reported an amended insider transaction for its President/CEO, Kent A. Steinwert. On August 3, 2026, he received two restricted stock awards totaling 6,973 shares of common stock, both reported as acquisitions.
One award covers 3,173 shares vesting over one year; a special one-time award covers 3,800 shares vesting ratably over four years. Both awards were valued using the 30-day volume weighted average price after the close on August 3, 2026 of $1,346.32 per share. The company states these grants were inadvertently omitted from a Form 4 filed on August 6, 2026 and are now being reported.
FARMERS & MERCHANTS BANCORP (FMCB) reported that director Deborah E. Skinner acquired common shares through equity awards. On August 3, 2026, she received a restricted stock award of 60 shares of common stock that will vest over one year and a special one-time restricted stock award of 250 shares that will vest ratably over four years. Both awards used a reference value of $1,346.32 per share, based on the 30-day volume weighted average price after the close on August 3, 2026. A prior plan distribution on December 10, 2025 reclassified 1,827 shares from indirect to direct holdings.
FARMERS & MERCHANTS BANCORP (symbol: FMCB) is the issuer of record for a Form 4 filing submitted to the SEC.
FARMERS & MERCHANTS BANCORP (symbol: FMCB) is the issuer of record for a Form 4/A filing submitted to the SEC.