Farmers & Merchants Bancorp (FMCB) files 13G/A showing 1,073 shares (0.15%)

Rhea-AI Filing Summary

FARMERS & MERCHANTS BANCORP reports beneficial ownership by Farmers & Merchants Bank of Central California of 1,073 shares representing 0.15% of common stock as of 12/31/2025.

The filing lists three filing entities: Farmers & Merchants Bank of Central California (1,073 shares with shared voting and shared dispositive power), Farmers & Merchants Bancorp Executive Retirement Plan Trust (0 shares), and Farmers & Merchants Bancorp Senior Management Retention Plan Trust (1,073 shares with shared voting and dispositive power). The disclosure states ownership falls under the “5 percent or less” category.

Insights

Corporate Governance Analyst

Small, passive stake reported with shared control; routine disclosure.

The filing documents 1,073 sharesshared voting and dispositive power noted.

This is a routine ownership disclosure under beneficial-ownership rules; timing is 12/31/2025 and the filing states the position is within the “5 percent or less” category. Subsequent filings may clarify whether holdings change.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/19/2026 - 03:36 PM Learn about SEC filing dates

FAQ

How many shares of FMCB does Farmers & Merchants Bank of Central California report owning?

The bank reports beneficial ownership of 1,073 shares (0.15%). The Schedule 13G/A shows this position as of 12/31/2025, with the shares held with shared voting and shared dispositive power.

Do the Farmers & Merchants Bancorp trust plans hold FMCB shares in this filing?

The Executive Retirement Plan Trust reports 0 shares. The Senior Management Retention Plan Trust is associated with 1,073 shares and is listed with shared voting and shared dispositive power in the filing dated 12/31/2025.

What percent of FMCB does the filing represent?

The disclosed position equals 0.15% of common stock. The Schedule 13G/A classifies this ownership as within the “5 percent or less of a class” category and provides voting/dispositive power details.

Who signed the Schedule 13G/A for these FMCB holdings?

Bart R. Olson signed the amendment as Executive Vice President & CFO and as Plan Administrator. Each signature in the filing is dated 12/31/2025 and appears next to the relevant filing entities.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 3)

FARMERS & MERCHANTS BANCORP

(Name of Issuer)

Common Stock, par value $0.01 per share

(Title of Class of Securities)

307795104

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 307795104

1

Names of Reporting Persons

Farmers & Merchants Bank of Central California

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CALIFORNIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 1,073.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 1,073.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,073.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.15 %

12

Type of Reporting Person (See Instructions)

BK

SCHEDULE 13G

CUSIP No. 307795104

1

Names of Reporting Persons

Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Executive Retirement Plan Trust

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CALIFORNIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.00 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP No. 307795104

1

Names of Reporting Persons

Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Senior Management Retention Plan Trust

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

CALIFORNIA

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 1,073.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 1,073.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

1,073.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.15 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

Item 1.
(a)	Name of issuer: FARMERS & MERCHANTS BANCORP
(b)	Address of issuer's principal executive offices: 121 West Pine Street Lodi, California 95240
Item 2.
(a)	Name of person filing: Farmers & Merchants Bank of Central California Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Executive Retirement Plan Trust Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Senior Management Retention Plan Trust
(b)	Address or principal business office or, if none, residence: 121 West Pine Street Lodi, California 95240
(c)	Citizenship: California, United States of America
(d)	Title of class of securities: Common Stock, par value $0.01 per share
(e)	CUSIP No.: 307795104
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 1,073
(b)	Percent of class: 0.15%
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 0
	(ii) Shared power to vote or to direct the vote: 1,073
	(iii) Sole power to dispose or to direct the disposition of: 0
	(iv) Shared power to dispose or to direct the disposition of: 1,073
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Farmers & Merchants Bank of Central California

Signature:	/s/ Bart R. Olson
Name/Title:	Bart R. Olson/Executive Vice President & Chief Financial Officer
Date:	12/31/2025

Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Executive Retirement Plan Trust

Signature:	/s/ Bart R. Olson
Name/Title:	Bart R. Olson/Plan Administrator
Date:	12/31/2025

Farmers & Merchants Bank of Central California and Farmers & Merchants Bancorp Senior Management Retention Plan Trust

Signature:	/s/ Bart R. Olson
Name/Title:	Bart R. Olson/Plan Administrator
Date:	12/31/2025