[8-K] Farmers & Merchants Bancshares, Inc. Reports Material Event

Rhea-AI Filing Summary

Farmers and Merchants Bancshares, Inc. (FMFG) announced that its Board of Directors declared a cash dividend of $0.34 per share on its common stock. The dividend will be paid on December 15, 2025 to stockholders who are on record as of December 5, 2025. This cash dividend provides direct cash returns to shareholders and reflects the company’s ongoing practice of distributing part of its earnings to its owners.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 17, 2025

Farmers and Merchants Bancshares, Inc.

(Exact name of registrant as specified in its charter)

Maryland	000-55756	81-3605835
(State or other jurisdiction of	(Commission file number)	(IRS Employer
incorporation or organization)		Identification No.)

4510 Lower Beckleysville Road, Suite H, Hampstead, MD	21074
(Address of principal executive offices)	(Zip Code)

Registrant’s telephone number, including area code: (410) 374-1510

N/A

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligations of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events.

On November 17, 2025, the Board of Directors of Farmers and Merchants Bancshares, Inc. (the “Company”) declared a cash dividend on the common stock of $.34 per share, which will be paid on December 15, 2025 to stockholders of record as of December 5, 2025. A copy of the Company’s press release relating to the dividend is filed as Exhibit 99.1 to this report and incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

The exhibits filed with this report are listed in the following Exhibit Index:

	Exhibit No.	Description
	99.1	Press release dated November 19, 2025 (filed herewith)
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document).

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	FARMERS AND MERCHANTS BANCSHARES, INC.
Dated: November 19, 2025	By:	/s/ Gary A. Harris
		Gary A. Harris
		President & CEO

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FAQ

What did Farmers and Merchants Bancshares (FMFG) announce in this 8-K?

Farmers and Merchants Bancshares, Inc. reported that its Board of Directors declared a cash dividend of $0.34 per share on its common stock, with specific record and payment dates.

What is the dividend amount per share for FMFG common stock?

The Board declared a cash dividend of $0.34 per share on Farmers and Merchants Bancshares, Inc. common stock.

When is the record date for the FMFG $0.34 per share dividend?

The record date for the dividend is December 5, 2025. Shareholders on record at the close of that day will be eligible to receive the dividend.

When will Farmers and Merchants Bancshares pay the declared dividend?

The company plans to pay the $0.34 per share cash dividend on December 15, 2025 to eligible stockholders.

Does this FMFG filing include any exhibits related to the dividend?

Yes. The filing includes Exhibit 99.1, which is a press release dated November 19, 2025 relating to the dividend, and Exhibit 104, the cover page interactive data file.

Who signed the Farmers and Merchants Bancshares 8-K for this dividend announcement?

The report was signed on behalf of Farmers and Merchants Bancshares, Inc. by Gary A. Harris, the company’s President & CEO.