Director Monaco gets 1,606 restricted shares at Farmers (FMNB)

Rhea-AI Filing Summary

Monaco Frank J reported acquisition or exercise transactions in this Form 4 filing.

Farmers National Banc Corp director Frank J. Monaco received a grant of 1,606 shares of restricted stock on May 8, 2026. The shares were awarded at a price of $0.00 per share as compensation. Restrictions on this restricted stock lapse on the date of the Company’s 2027 Annual Meeting of Shareholders. Following the grant, Monaco directly owns 28,325 shares of Farmers National Banc Corp common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Monaco Frank J

Role null

Type	Security	Shares	Price	Value
Grant/Award	Farmers National Banc Corp	1,606	$0.00	--

Holdings After Transaction: Farmers National Banc Corp — 28,325 shares (Direct, null)

Footnotes (1)

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Key Figures

Restricted stock grant: 1,606 shares Grant price: $0.00 per share Post-transaction holdings: 28,325 shares +1 more

4 metrics

Restricted stock grant 1,606 shares Grant of Farmers National Banc Corp stock on May 8, 2026

Grant price $0.00 per share Compensation award, not open-market purchase

Post-transaction holdings 28,325 shares Direct ownership after the grant

Vesting event 2027 Annual Meeting Restrictions lapse at 2027 Annual Meeting of Shareholders

Key Terms

restricted stock, Annual Meeting of Shareholders, grant, award, or other acquisition, direct ownership

4 terms

restricted stock financial

"Award represents a grant of restricted stock which restrictions lapse"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

Annual Meeting of Shareholders financial

"restrictions lapse on the date of the 2027 Annual Meeting of Shareholders"

A yearly gathering where a company’s owners (shareholders) vote on key items like electing the board, approving executive pay, and ratifying auditors, and receive updates on performance and strategy. Think of it as an annual town hall for owners: it matters to investors because outcomes and disclosures can affect leadership, corporate direction, dividend and governance policies, and therefore the company’s risk and potential return.

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

direct ownership financial

""direct_or_indirect": "D" ... "ownership_type": "direct""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Monaco Frank J

(Last) (First) (Middle)

20 S BROAD STREET

P O BOX 555

(Street)

CANFIELD OHIO 44406

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
FARMERS NATIONAL BANC CORP /OH/ [ FMNB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/08/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Farmers National Banc Corp	05/08/2026		A(1)		1,606	A	$0	28,325	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award represents a grant of restricted stock which restrictions lapse on the date of the 2027 Annual Meeting of Shareholders of the Company.

	/s/ Annette Kushner, attorney in fact for Frank J. Monaco	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did FMNB director Frank J. Monaco report?

Frank J. Monaco reported an acquisition of restricted stock in FMNB. He received a grant of 1,606 Farmers National Banc Corp shares as a stock award, recorded at $0.00 per share, increasing his direct ownership position reported in this Form 4 filing.

How many Farmers National Banc Corp shares were granted to Frank J. Monaco?

Frank J. Monaco was granted 1,606 shares of Farmers National Banc Corp. These shares were issued as a restricted stock award at a stated price of $0.00 per share, reflecting compensation rather than an open-market purchase or sale transaction.

What restrictions apply to Frank J. Monaco’s FMNB restricted stock grant?

The 1,606-share award is restricted stock with a time-based vesting condition. According to the footnote, the restrictions on these shares lapse on the date of the Company’s 2027 Annual Meeting of Shareholders, after which the shares are no longer subject to those limitations.

What are Frank J. Monaco’s FMNB holdings after this Form 4 transaction?

After the restricted stock grant, Frank J. Monaco directly owns 28,325 FMNB shares. This total reflects his direct ownership immediately following the 1,606-share award, as reported in the Form 4’s post-transaction share balance field.

Was the FMNB Form 4 transaction a market buy or sell?

The FMNB Form 4 shows a grant/award acquisition, not a market trade. The transaction is coded “A” for grant, award, or other acquisition, with a $0.00 per share price, indicating compensation rather than an open-market purchase or sale.

Is Frank J. Monaco’s ownership in FMNB direct or indirect after the grant?

Frank J. Monaco’s reported FMNB holdings after the grant are direct. The filing classifies ownership as “D” for direct, meaning the 28,325 shares following the transaction are held directly in his name rather than through an intermediary entity.