F.N.B. guarantees up to $500M in note offering
Rates effective October 28, 2026 vary by note type, balance and term, with annual interest rates listed from 1.50% to 5.50%.
Sentiment and the balance of points
Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.
Rhea-AI Filing Summary
FNB Financial Services, LP is offering up to $500,000,000 aggregate principal amount of nonnegotiable subordinated term, daily and special daily notes. FNB CORP, identified as F.N.B. Corporation, fully and unconditionally guarantees the notes.
Annual interest rates and annual percentage yields effective October 28, 2026 vary by note type, balance and term. Subordinated daily notes carry a 1.50% annual interest rate and 1.51% yield; 120-month term notes carry a 5.50% annual interest rate and 5.61% yield. Renewals of notes issued by F.N.B. Corporation before 2005 and still outstanding carry the same rates as their corresponding new notes.
Key Figures
Key Terms
nonnegotiable subordinated term, daily and special daily notes financial
Annual Percentage Yield financial
corollary New Notes financial
Offering Details
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
How much in notes is FNB offering?
What interest rates and yields do FNB's notes pay?
How are renewals of F.N.B. Corporation notes issued before 2005 treated?
AI-generated analysis. How Rhea-AI works. Not financial advice.
| PROSPECTUS SUPPLEMENT | Filed Pursuant to Rule 424(b)(2) | |
| (To Prospectus Dated August 30, 2024) | Registration No. 333-281871 and 333-281871-01 |
FNB FINANCIAL SERVICES, LP
$500,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES
Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.
The following annual interest rates are applicable to both New Notes
and Outstanding Notes effective October 28, 2026.
| ANNUAL INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
|||||||||||
| Subordinated Daily Notes |
1.50 | % | 1.51 | % | ||||||||
| Subordinated Special Daily Notes MINIMUM BALANCE $25,000.00 |
3.40 | % | 3.44 | % | ||||||||
| Subordinated JUMBO Daily Notes MINIMUM BALANCE $100,000.00 |
4.00 | % | 4.06 | % | ||||||||
| Subordinated Term Notes |
||||||||||||
| 3 Month |
3.20 | % | 3.24 | % | ||||||||
| 6 Month |
SPECIAL | 4.15 | % | 4.22 | % | |||||||
| 9 Month |
3.30 | % | 3.34 | % | ||||||||
| 12 Month |
3.35 | % | 3.39 | % | ||||||||
| 15 Month |
SPECIAL | 4.40 | % | 4.47 | % | |||||||
| 18 Month |
3.45 | % | 3.49 | % | ||||||||
| 21 Month |
N/A | N/A | ||||||||||
| 24 Month |
3.60 | % | 3.65 | % | ||||||||
| 27 Month |
3.70 | % | 3.75 | % | ||||||||
| 30 Month |
3.80 | % | 3.85 | % | ||||||||
| 36 Month |
3.80 | % | 3.85 | % | ||||||||
| 48 Month |
3.90 | % | 3.96 | % | ||||||||
| 60 Month |
4.00 | % | 4.06 | % | ||||||||
| 84 Month |
4.25 | % | 4.32 | % | ||||||||
| 120 Month |
SPECIAL | 5.50 | % | 5.61 | % | |||||||
This Prospectus Supplement is dated October 28, 2026.