FineMark Holdings (NASDAQ: FNBT) investor reports 1.8% Banc Funds stake

Rhea-AI Filing Summary

The Banc Funds Company, L.L.C., doing business as 1st and Main Growth Partners, filed an amended Schedule 13G reporting its beneficial ownership in FineMark Holdings, Inc. common stock as of 12/31/2025.

The filing shows beneficial ownership of 219,426 shares of FineMark common stock, representing 1.8% of the class. The group confirms it owns 5 percent or less of the outstanding shares and certifies that the investment is not for the purpose of changing or influencing control of FineMark.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 1)

FineMark Holdings, Inc.

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

31788B108

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 31788B108

1

Names of Reporting Persons

Banc Fund IX L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP No. 31788B108

1

Names of Reporting Persons

Banc Fund X L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 219,426.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 219,426.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

219,426.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

1.8 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP No. 31788B108

1

Names of Reporting Persons

TBFC Financial Technologies Fund L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP No. 31788B108

1

Names of Reporting Persons

BANC FUNDS CO LLC

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

ILLINOIS

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0 %

12

Type of Reporting Person (See Instructions)

OO

Comment for Type of Reporting Person: BANC FUNDS CO LLC is the Filer.

SCHEDULE 13G

Item 1.
(a)	Name of issuer: FineMark Holdings, Inc.
(b)	Address of issuer's principal executive offices: 8695 COLLEGE PARKWAY, FORT MYERS, FL, 33919
Item 2.
(a)	Name of person filing: The Banc Funds Company, L.L.C. d/b/a 1st and Main Growth Partners
(b)	Address or principal business office or, if none, residence: 150 S. Wacker Drive, Suite 2725, Chicago, IL 60606
(c)	Citizenship: United States
(d)	Title of class of securities: COMMON STOCK
(e)	CUSIP No.: 31788B108
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 219426
(b)	Percent of class: 1.8 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 219426
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 219426
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Ownership of 5 percent or less of a class
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	If a group has filed this schedule pursuant to §240.13d-1(b)(1)(ii)(J), so indicate under Item 3(j) and attach an exhibit stating the identity and Item 3 classification of each member of the group. If a group has filed this schedule pursuant to §240.13d-1(c) or §240.13d-1(d), attach an exhibit stating the identity of each member of the group. This Schedule 13G/A is being filed jointly by Banc Fund IX L.P. ("BF IX"), an Illinois Limited Partnership, Banc Fund X L.P. ("BF X"), an Illinois Limited Partnership, and TBFC Financial Technologies Fund L.P. (collectively, the "Reporting Persons"). The general partner of BF IX is MidBan IX L.P. ("MidBan IX"), whose principal business is to be a general partner of BF IX. The general partner of BF X is MidBan X L.P. ("MidBan X"), whose principal business is to be a general partner of BF X. The general partner of TBFC Financial Technologies Fund L.P. is MidBan XI L.P. ("MidBan XI"), whose principal business is to be a general partner of TBFC Financial Technologies Fund L.P. The general partner of MidBan IX, MidBan X, and MidBan XI is The Banc Funds Company, L.L.C., ("TBFC"), whose principal business is to be a general partner of MidBan IX, MidBan X, and MidBan XI. TBFC is an Illinois corporation whose principal shareholder is Charles J. Moore. Mr. Moore has been the manager of BF IX, BF X and TBFC Financial Technologies Fund L.P., since their respective inceptions. As manager, Mr. Moore has voting and dispositive power over the securities of the issuer held by each of those entities. As the controlling member of TBFC, Mr. Moore will control TBFC, and therefore each of the Partnership entities directly and indirectly controlled by TBFC.
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Banc Fund IX L.P.

Signature:	/s/ John M. Baker
Name/Title:	Member
Date:	02/13/2026

Banc Fund X L.P.

Signature:	/s/ John M. Baker
Name/Title:	Member
Date:	02/13/2026

TBFC Financial Technologies Fund L.P.

Signature:	/s/ John M. Baker
Name/Title:	Member
Date:	02/13/2026

BANC FUNDS CO LLC

Signature:	/s/ John M. Baker
Name/Title:	Member
Date:	02/13/2026

FAQ

What ownership stake in FineMark Holdings (FNBT) does The Banc Funds Company report?

The Banc Funds Company reports owning 219,426 FineMark shares, or 1.8% of the common stock. This ownership level is disclosed in an amended Schedule 13G and is below the 5 percent threshold that typically signals a larger, more influential stake.

What type of SEC filing did The Banc Funds Company submit for FineMark Holdings (FNBT)?

The Banc Funds Company submitted an amended Schedule 13G for FineMark Holdings. This form is used to report beneficial ownership positions that are generally passive, rather than intended to change or influence control of the company.

Is The Banc Funds Company reporting a passive investment in FineMark Holdings (FNBT)?

Yes, the filing certifies the FineMark stake is a passive investment. The signatory states the securities were not acquired and are not held to change or influence control of FineMark, other than activities tied to specific proxy nomination rules.

How many FineMark Holdings (FNBT) shares does Banc Fund X L.P. hold?

Banc Fund X L.P. reports sole voting and dispositive power over 219,426 FineMark shares. Other related entities in the group report zero beneficial ownership, concentrating the disclosed position in Banc Fund X L.P. under The Banc Funds Company’s control structure.

Does the Banc Funds group own more than 5% of FineMark Holdings (FNBT)?

No, the group reports ownership of 5 percent or less of FineMark’s common stock. The Schedule 13G explicitly states ownership of 1.8% of the class, keeping the position below the 5 percent large-holder threshold.

Who ultimately controls the reported FineMark Holdings (FNBT) position?

The structure is controlled through The Banc Funds Company, L.L.C. Various limited partnerships hold or manage the position, and the filing explains that The Banc Funds Company serves as general partner, with an identified controlling member overseeing voting and dispositive power.