Here are the 10-K annual reports from Fidelity National Financial, Inc. (FNF) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow FNF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNF filings page.
Fidelity National Financial is a major U.S. title insurer and insurance holding company, with common stock listed on the New York Stock Exchange under the symbol FNF. It serves real estate, mortgage and retail retirement markets through three segments: Title, F&G, and Corporate and Other.
The Title segment provides title insurance, escrow and related services through about 1,300 direct offices and roughly 5,100 independent agents, and held a 32% U.S. title insurance market share through the third quarter of 2025. Total title insurance premiums were $5.8 billion in 2025, split between direct and agency channels.
F&G offers fixed indexed annuities, fixed rate annuities, registered index‑linked annuities, indexed universal life, pension risk transfer and funding agreements, supported by a large distribution network and an investment partnership with Blackstone. As of December 31, 2025, F&G served about 778,000 policyholders and 145,000 pension participants.
The company completed another pro rata distribution of F&G shares on December 31, 2025, reducing its F&G stake to approximately 70%, and emphasizes disciplined capital management, extensive reinsurance programs, and diversified, largely investment‑grade portfolios within state‑regulated insurance entities.