Every 8-K that Fidelity National Financial, Inc. (FNF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FNF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNF filings page.
Fidelity National Financial, Inc. (FNF) clarified year-over-year performance metrics for its refinance opened orders that were discussed in a fireside chat at the Barclays Global Financial Services Conference on September 15, 2026. The company now states that July 2026 refinance opened orders were up approximately 15% year-over-year and August 2026 refinance opened orders were down approximately 5% year-over-year.
Previously, management had indicated that July 2026 refinance opened orders were down 5% year-over-year and that August 2026 refinance opened orders were down in the mid-30% range. The company states that this clarification does not affect its previously announced financial results or its SEC filings.
Fidelity National Financial reported higher Q2 2026 results, with total revenue of $4,051 million and net earnings attributable to common shareholders of $288 million, or $1.08 per diluted share, compared with $3,635 million and $278 million, or $1.02 per share, a year earlier.
Adjusted net earnings rose to $370 million and adjusted EPS to $1.39 from $318 million and $1.16. The Title Segment generated $2.5 billion of revenue, 16% above Q2 2025, and delivered adjusted pre-tax earnings of $448 million and a 17.8% adjusted pre-tax margin; commercial title revenue increased to $440 million, while total fee per file reached $4,107. F&G recorded assets under management before reinsurance of $74.7 billion, up 8% year over year, but segment adjusted net earnings declined to $65 million and the segment posted a net loss including unfavorable mark-to-market effects. In the first half of 2026, the company returned about $417 million to shareholders through dividends and share repurchases and ended Q2 with $457 million of holding-company cash and short-term investments.
Fidelity National Financial, Inc. reported stockholder approval of Amended and Restated Articles of Incorporation that will declassify its board of directors over a three-year period. Beginning with the 2027 Annual Meeting, directors will be elected to one-year terms as existing three-year terms expire, and starting with the 2029 Annual Meeting all directors will stand for annual elections.
The company also implemented conforming Amended and Restated Bylaws, which became effective on June 10, 2026. Stockholders elected four Class III directors, approved the declassification amendments, supported a non-binding advisory resolution on executive compensation, and ratified Ernst & Young LLP as independent registered public accounting firm for the 2026 fiscal year.
Fidelity National Financial updated its employment agreement with Chief Executive Officer Michael J. Nolan effective May 8, 2026. The First Amended and Restated Employment Agreement runs for three years and automatically renews annually unless either side gives notice.
Under the agreement, Mr. Nolan’s annual base salary is set at $1,100,000, and his annual incentive target is 200% of base salary, payable based on performance against targets. He remains eligible for the company’s equity incentive plans.
The agreement also includes a restricted stock Retention Award with a grant date value of $2,000,000, to be converted into shares using the New York Stock Exchange closing price on the grant date. One-third of these shares vest on each of the first three anniversaries of the grant date, contingent on his continued employment. The company notes that other terms largely match his prior agreement and that the decision reflects his skills and the company’s performance during his tenure.
Fidelity National Financial reported sharply stronger first-quarter 2026 results, with total revenue of $3.226 billion and net earnings attributable to common shareholders of $243 million, or $0.90 per diluted share, up from $83 million, or $0.30, a year earlier.
Adjusted net earnings rose to $249 million, or $0.93 per share, from $213 million, or $0.78. The Title segment delivered $2.0 billion of revenue and an industry-leading adjusted pre-tax margin of 13.1%, while F&G produced record AUM before reinsurance of $74.5 billion and gross sales of $3.2 billion. The company returned about $222 million to shareholders through dividends and buybacks and ended the quarter with $495 million in holding-company cash and short-term investments.
Fidelity National Financial, Inc. reported fourth quarter and full-year 2025 results and completed a special stock distribution of F&G Annuities & Life. The company distributed about 16 million F&G shares, representing roughly 12% ownership, or approximately $500 million of value, while retaining about 70% of F&G.
Fourth quarter adjusted net earnings were $382 million, or $1.41 per share, up from $366 million, or $1.34 per share, a year earlier. Full-year adjusted net earnings were $1.35 billion, or $4.97 per share, compared with $1.27 billion, or $4.63 per share, in 2024.
GAAP net loss for the quarter was $117 million, or $(0.43) per diluted share, and full-year GAAP net earnings were $602 million, or $2.21 per share, down from $1.27 billion and $4.65 per share in 2024, mainly due to a $471 million noncash deferred tax charge tied to the F&G distribution.
The Title segment delivered total revenue of $2.2 billion in the quarter and $8.5 billion for the year, with industry-leading adjusted pre-tax title margins of 17.5% in the fourth quarter and 15.9% for 2025. F&G achieved record assets under management before flow reinsurance of $73.1 billion, up 12% year-over-year, with gross sales of $14.6 billion for 2025.
The company returned about $800 million to shareholders in 2025 through $546 million of common dividends and $251 million of share repurchases, and ended the year with $659 million of cash and short-term liquid investments at the holding company.
Fidelity National Financial will make a special stock distribution of 16,280,204 shares of common stock of F&G Annuities & Life, representing approximately 12% of F&G’s outstanding common shares. The distribution will be made on December 31, 2025 to FNF shareholders of record as of 4:30 p.m. ET on December 17, 2025.
As of the record date, FNF had 271,336,723 common shares outstanding, and based on this, shareholders will receive six F&G shares for every 100 FNF shares held. No fractional F&G shares will be issued; shareholders will receive cash instead for any fractional entitlements. The stock distribution, including cash paid in lieu of fractional shares, is structured as a taxable distribution that is expected to be treated as a dividend for U.S. federal income tax purposes.
FNF also expects to provide a final information statement to shareholders of record, describing F&G, details of the distribution, and certain U.S. federal income tax consequences.
Fidelity National Financial (FNF) announced a special stock distribution of approximately 16 million shares of F&G Annuities & Life (F&G) common stock, representing approximately 12% of F&G’s outstanding shares. The distribution will be made on December 31, 2025 to FNF shareholders of record as of 4:30 p.m. ET on December 17, 2025.
The distribution will be pro rata. Based on approximately 271 million FNF shares outstanding as of November 5, 2025, FNF estimates shareholders will receive about six F&G shares for every 100 FNF shares, with the final ratio set on the record date. No fractional F&G shares will be issued; cash will be paid in lieu of fractions.
The distribution is intended to be structured as a taxable dividend for U.S. federal income tax purposes. No action or payment is required from shareholders to receive the F&G shares, which will be issued in book-entry form.
Fidelity National Financial (FNF) furnished an earnings press release for the third quarter of 2025 on November 6, 2025. The release is attached as Exhibit 99.1 and provided under Item 2.02. The company notes this information is furnished, not filed, under the Exchange Act.