FNF director granted new phantom stock units

Ammerman Douglas K reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Ammerman Douglas K reported acquisition or exercise transactions in this Form 4 filing.

Fidelity National Financial director Douglas K. Ammerman received a grant of 344.1337 FNF Phantom Stock units, treated as a derivative award. Each phantom stock unit is the economic equivalent of one share of FNF common stock and was valued at $46.38 per unit for this grant.

Following this award, his phantom stock balance stands at 25,148.7881 units, which will be payable in cash after his service as a director ends. The filing also shows a direct holding of 149,340.553 shares of FNF common stock, indicating a substantial ongoing equity-linked interest aligned with shareholders.

Insider Trade Summary

Grant/Award: 344.1337 shares

Grant/Award 2 txns

Insider Ammerman Douglas K

Role Director

Type	Security	Shares	Price	Value
Grant/Award	FNF Phantom Stock	344.1337	$46.38	$16K
holding	Common Stock	--	--	--

Holdings After Transaction: FNF Phantom Stock — 25,148.7881 contracts (Direct); Common Stock — 149,340.553 shares (Direct)

Footnotes (3)

1. F1. Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan.
2. F2. Each share of phantom stock is the economic equivalent of one share of FNF stock.
3. F3. Shares of phantom stock are payable in cash following the reporting person's termination of service as a director.

Key Figures

Phantom stock grant: 344.1337 units Grant reference price: $46.38 per unit Phantom stock holdings: 25,148.7881 units +2 more

5 metrics

Phantom stock grant 344.1337 units FNF Phantom Stock awarded on March 31, 2026

Grant reference price $46.38 per unit Transaction price per phantom stock unit

Phantom stock holdings 25,148.7881 units Total FNF Phantom Stock after the grant

Common stock holdings 149,340.553 shares Direct FNF common stock held by Ammerman

Conversion price $0.00 Phantom stock conversion or exercise price

Key Terms

FNF Phantom Stock, Deferred Compensation Plan, economic equivalent, payable in cash

4 terms

FNF Phantom Stock financial

"FNF Phantom Stock acquired by the reporting person pursuant to the Deferred Compensation Plan."

Deferred Compensation Plan financial

"Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan."

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

economic equivalent financial

"Each share of phantom stock is the economic equivalent of one share of FNF stock."

payable in cash financial

"Shares of phantom stock are payable in cash following the reporting person's termination of service as a director."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did FNF director Douglas Ammerman acquire in this Form 4 filing?

Douglas Ammerman received 344.1337 units of FNF Phantom Stock as a grant. These units are part of a deferred compensation arrangement and mirror the value of FNF common stock, adding to his existing phantom stock and common stock exposure.

How does the FNF Phantom Stock granted to Douglas Ammerman work?

Each unit of FNF Phantom Stock is the economic equivalent of one FNF common share. Instead of delivering stock, the company will pay the value in cash after Ammerman’s service as a director ends, aligning compensation with long-term shareholder value.

What are Douglas Ammerman’s phantom stock holdings in FNF after this grant?

After receiving 344.1337 additional units, Douglas Ammerman holds 25,148.7881 FNF Phantom Stock units. These units track the value of FNF common stock and will be settled in cash upon his termination of service as a director under the deferred compensation plan.

How many FNF common shares does Douglas Ammerman hold directly?

The filing shows Douglas Ammerman directly holding 149,340.553 shares of Fidelity National Financial common stock. This position exists alongside his phantom stock units and reflects his direct equity stake in the company’s share price performance.

Is the FNF Phantom Stock grant to Douglas Ammerman an open-market stock purchase?

No. The 344.1337 units of FNF Phantom Stock represent a grant categorized as a compensation award. It was received under the company’s Deferred Compensation Plan, not through an open-market transaction, and will be settled in cash rather than shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/01/2026 - 04:38 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ammerman Douglas K

(Last) (First) (Middle)

601 RIVERSIDE AVENUE

(Street)

JACKSONVILLE FLORIDA 32204

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Fidelity National Financial, Inc. [ FNF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								149,340.553	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
FNF Phantom Stock(1)	(2)	03/31/2026		A		344.1337		(3)	(3)	Common Stock	344.1337	$46.38	25,148.7881	D

Explanation of Responses:

1. Phantom stock acquired by the reporting person pursuant to the Deferred Compensation Plan.

2. Each share of phantom stock is the economic equivalent of one share of FNF stock.

3. Shares of phantom stock are payable in cash following the reporting person's termination of service as a director.

	/s/ Colleen E. Haley, as attorney-in-fact	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)