First Bancorp, Inc. (FNLC) reported nine-month net income of $29.224 million through September 30, 2026, compared with $24.222 million a year earlier. Net interest income was $64.352 million versus $56.266 million, while credit-loss expense rose to $2.534 million from $1.578 million. Third-quarter net income was $10.671 million, compared with $9.082 million.
At September 30, 2026, assets totaled $3.252 billion, including $2.442 billion in loans and $2.787 billion in deposits. The non-performing-loan ratio was 0.58%, compared with 0.40% a year earlier, while the allowance for credit losses was 0.98% of loans versus 1.05%. Available-for-sale securities carried $55.857 million in unrealized losses, compared with $42.854 million at September 30, 2025. Nine-month operating cash flow was $19.423 million, versus $22.448 million. The nine-month tax-equivalent net interest margin was 2.91%, versus 2.57% in 2025.
First Bancorp, Inc. filed a Form 13F holdings report in its role as the institutional investment manager. The report lists 717 information-table entries with a reported total value of $245,472,706, rounded to the nearest dollar, identifies zero other included managers, and marks the report as covering all holdings of the reporting manager.
First Bancorp, Inc. (FNLC) reported third-quarter 2026 net income of $10.7 million, up 17.5% year over year, and diluted earnings per share of $0.95, up 16.8%. Net income for the first nine months was $29.2 million, up 20.7%. Net interest margin was 2.99%, 29 basis points above the prior-year quarter, while net interest income rose 12.2% to $22.5 million. The company attributed margin expansion to lower funding costs and stable earning-asset yields.
At September 30, 2026, total assets were $3.25 billion, loans were $2.44 billion and deposits were $2.79 billion. Deposits increased $106.9 million during the quarter as non-maturity deposits grew; borrowed funds declined $69.2 million and time deposits fell $32.8 million. New loan production was $180 million. Non-performing assets were 0.44% of assets, down from 0.54% at June 30, 2026, but above 0.30% as of September 30, 2025.
The board declared a $0.38-per-share third-quarter dividend on September 24, paid October 16 to shareholders of record as of October 6, 2026.
First Bancorp, Inc. (FNLC) declared a third-quarter 2026 cash dividend of $0.38 per share. The dividend is payable October 16, 2026, to shareholders of record as of October 6, 2026. Based on a September 23, 2026 closing price of $33.98 per share, the company stated that the annualized dividend of $1.52 per share represented a 4.47% yield.
First Bancorp, Inc /ME/, an institutional investment manager associated with FNLC, filed a Form 13F Holdings Report covering its discretionary investment positions. The report lists 685 separate holdings with an aggregate Form 13F information table value of 253,431,799 dollars, rounded to the nearest dollar.
The filing states there are 0 other included managers, meaning First Bancorp is reporting these holdings on its own behalf rather than as part of a group filing.
The First Bancorp, Inc. generated higher profitability for the six months ended June 30, 2026. Net income rose to $18,553,000 from $15,140,000 a year earlier, with basic EPS up to $1.67 from $1.37. Net interest income increased to $41,851,000, as interest expense fell and tax‑equivalent net interest margin widened to 2.87% from 2.50%. Non‑interest income grew to $9,112,000, while non‑interest expense increased to $26,993,000.
Total assets were $3,216,097,000, with loans of $2,423,711,000 and deposits of $2,679,778,000 at June 30, 2026. Shareholders’ equity increased to $292,960,000, or book value of $25.97 per share. The allowance for credit losses was 1.01% of total loans, while non‑performing loans rose to 0.71% of loans and non‑performing assets to 0.54% of assets. Management also highlighted macroeconomic uncertainty from geopolitical tensions and shifting interest‑rate expectations.
First Bancorp, Inc. executive Sarah Tolman, EVP and Chief Banking Officer, reported a sale of 5,200 shares of common stock on July 28, 2026 in an open-market or private transaction at $35.22 per share. She continues to hold First Bancorp common stock indirectly, including 52.8554 shares through an Employee Stock Purchase Plan and 6,090.569 shares through a 401(k) plan.
Broadridge is registering a proposed sale of 5,200 shares of its common stock, with an aggregate market value of $181,896.00, to be sold on or after 07/27/2026 on the Nasdaq. The shares derive from previously granted restricted stock that vested between 01/26/2022 and 01/26/2026 in multiple installments.
The First Bancorp, Inc. reported stronger second-quarter 2026 results, with net income of $9.6 million and diluted EPS of $0.85, up 18.6% and 17.8% from the second quarter of 2025. Year-to-date net income was $18.6 million and diluted EPS $1.65, increases of 22.5% and 21.7%.
Performance was driven by net interest income of $21.2 million, up 15.0% year over year, as the tax-equivalent net interest margin expanded to 2.88% from 2.52%. Non-interest income rose 12.9% to $4.7 million, led by higher wealth management and debit card revenue. The non-GAAP efficiency ratio improved to 50.33%, reflecting disciplined expense control.
Total assets were $3.22 billion and loans $2.42 billion, with quarterly loan growth of $18.6 million. Deposits were $2.68 billion, and available day-one liquidity of $706 million covered 153% of estimated uninsured deposits. Asset quality remained satisfactory but showed normalization: non-performing assets rose to 0.54% of assets and non-performing loans to 0.71% of loans, with second-quarter net charge-offs of $1.6 million concentrated in a single relationship. Capital ratios stayed strong, including a leverage ratio of 9.21% and total risk-based capital of 14.24%. The quarterly dividend was increased to $0.38 per share.
The First Bancorp, Inc. reported a planned technology leadership transition at its banking subsidiary, First National Bank. Long-time Executive Vice President and Chief Information Officer Tammy Plummer is retiring after a 41-year career with the bank, having advanced through numerous operational and technology roles.
The company has appointed Brad Martin as Executive Vice President and Chief Information Officer. He joined in advance of Plummer’s retirement to support a smooth leadership transition and brings more than 17 years of financial services experience, including his most recent role as Senior Vice President, Director of Information Technology at another Maine-based financial institution.