Welcome to our dedicated page for First Bancorp SEC filings (Ticker: FNLC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Bancorp, Inc. (NASDAQ: FNLC) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a publicly traded bank holding company. First Bancorp, based in Damariscotta, Maine, is the parent of First National Bank, a full-service community bank founded in 1864 that serves Mid-Coast and Down East Maine and offers consumer and commercial banking products and services, as well as investment management and trust services through First National Wealth Management.
Through this page, users can review current reports on Form 8-K, which First Bancorp files to announce material events such as quarterly and annual financial results, dividend declarations, and certain corporate matters. For example, 8-K filings describe results of operations and financial condition for specific quarters and document the declaration of cash dividends on FNLC common stock. An 8-K also reports a change in the company’s independent registered public accounting firm, including the audit committee’s actions and the absence of disagreements with the prior auditor.
In addition to 8-Ks, investors can use this page to locate the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q as they become available through EDGAR. These filings typically include detailed information on net interest income, non-interest income, loan and deposit composition, asset quality, allowance for credit losses, capital ratios, and liquidity measures such as uninsured deposit levels and available day-one liquidity.
Stock Titan enhances these documents with AI-powered summaries that highlight key points from lengthy filings, helping users quickly identify important trends in earnings, credit quality, funding, and capital. The platform also surfaces insider and governance-related filings, such as proxy materials and ownership reports, so that investors can see how management and directors are aligned with shareholders and how the company describes its oversight and risk management framework in official SEC documents.
The First Bancorp, Inc. reported stronger first-quarter results, with net income of $8.993 million for the three months ended March 31, 2026, up from $7.077 million a year earlier. Basic earnings per share rose to $0.81 from $0.64, while the tax-equivalent net interest margin improved to 2.86% from 2.48% as funding costs declined.
Return on average assets increased to 1.15% and return on average equity to 12.64%. Total loans reached $2.405 billion and total deposits were $2.665 billion. Asset quality weakened, with non-performing loans rising to 0.67% of total loans from 0.25%, though the allowance for credit losses remained at 1.05% of total loans. Management also highlighted macroeconomic uncertainty tied to recent geopolitical tensions and interest-rate volatility.
First Bancorp, Inc. director Bruce B. Tindal reported his ownership of the company’s Common Stock as of May 7, 2026. The filing shows 24,518.451 shares held directly in his name and 1,000 shares held indirectly through his spouse.
The entries are recorded as holdings, with no specific buy or sell transactions reported in this Form 4. The update mainly clarifies how many shares Tindal owns directly versus indirectly.
First Bancorp director Kimberly Swan bought additional shares of the company’s common stock. On April 30, 2026, she made two open-market purchases totaling 1,500 shares at prices of $28.64 and $28.71 per share. Following these transactions, she directly owns 14,469.5375 shares of common stock and indirectly holds 6,962.0566 shares through an Employee Stock Purchase Plan.
The First Bancorp, Inc. filed a current report describing changes to its corporate Bylaws. The company states that amendments to the Bylaws were made on April 29, 2026, and these changes are provided in the filing as Exhibit 3(ii) Amendments to Bylaws.
The filing is categorized under corporate governance and management and does not include financial results or transactions. It is signed on behalf of the company by Executive Vice President and Chief Financial Officer Richard M. Elder.
The First Bancorp, Inc., parent of First National Bank, announced that its board of directors has elected Cornelius “Connie” Russell as board chair. Russell has served as a director since 2014 and has led several key board committees.
He has chaired the Nominating & Governance, Trust, and Directors’ Loan Committees and served on the Compensation, Asset/Liability, and Executive Committees. Russell succeeds Bruce Tindal, who had been board chair since 2023 and retired from the board on April 29, 2026.
The First Bancorp, Inc. reported the results of its 2026 Annual Meeting of Shareholders, held virtually on April 29, 2026. Shareholder turnout was strong, with 9,593,345 shares represented out of 11,270,319 outstanding, equal to 85.12% of eligible votes.
All eight director nominees received substantial support, each gaining more than 7.48 million votes in favor. Shareholders also approved, on an advisory basis, the company’s executive compensation with 7,534,553 votes for, and selected an annual (1-year) frequency for future advisory votes on executive pay. They further ratified the Audit Committee’s selection of BDMP Assurance, LLP as independent auditors for 2026, with 9,571,754 votes in favor and minimal opposition.
The First Bancorp, Inc. reported strong unaudited results for the quarter ended March 31, 2026. Net income rose to $9.0 million, up 27.1% from a year earlier, with diluted EPS increasing to $0.80 from $0.63. Net interest income grew to $20.7 million, and the tax-equivalent net interest margin expanded to 2.86%, driven by higher earning-asset yields and lower funding costs. Non-interest income increased to $4.5 million, while non-interest expense rose to $13.6 million, improving the non-GAAP efficiency ratio to 52.64% from 56.93%.
Total assets reached $3.20 billion, with loans of $2.41 billion and deposits of $2.66 billion, which were flat versus year-end as lower non-maturity balances were offset by higher time deposits and borrowings. Asset quality remained acceptable but weaker, with non-performing assets at 0.51% of total assets and non-performing loans at 0.67% of total loans, both higher than a year ago. Capital remained solid, with an estimated leverage ratio of 9.09% and total risk-based capital ratio of 14.04%. The company declared a quarterly dividend of $0.37 per share.
First Bancorp, Inc. filed a Form 13F holdings report signed by Peter Nicholson on 04-20-2026. The report lists 237 holdings with a total market value of $201,212,132. The filing indicates no other included managers and is a standard quarterly institutional holdings disclosure.
The First Bancorp, Inc., parent of First National Bank, declared a quarterly cash dividend of $0.37 per share for the first quarter of 2026. The dividend will be paid on April 17, 2026 to shareholders of record as of April 7, 2026.
The company notes that, based on a closing share price of $27.88 on March 25, 2026, the annualized dividend of $1.48 per share equates to a dividend yield of 5.31%. This continues the bank’s practice of returning cash to shareholders through regular dividends.