Every 10-Q that First Bancorp, Inc. (ME) (FNLC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FNLC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FNLC filings page.
The First Bancorp, Inc. generated higher profitability for the six months ended June 30, 2026. Net income rose to $18,553,000 from $15,140,000 a year earlier, with basic EPS up to $1.67 from $1.37. Net interest income increased to $41,851,000, as interest expense fell and tax‑equivalent net interest margin widened to 2.87% from 2.50%. Non‑interest income grew to $9,112,000, while non‑interest expense increased to $26,993,000.
Total assets were $3,216,097,000, with loans of $2,423,711,000 and deposits of $2,679,778,000 at June 30, 2026. Shareholders’ equity increased to $292,960,000, or book value of $25.97 per share. The allowance for credit losses was 1.01% of total loans, while non‑performing loans rose to 0.71% of loans and non‑performing assets to 0.54% of assets. Management also highlighted macroeconomic uncertainty from geopolitical tensions and shifting interest‑rate expectations.
The First Bancorp, Inc. reported stronger first-quarter results, with net income of $8.993 million for the three months ended March 31, 2026, up from $7.077 million a year earlier. Basic earnings per share rose to $0.81 from $0.64, while the tax-equivalent net interest margin improved to 2.86% from 2.48% as funding costs declined.
Return on average assets increased to 1.15% and return on average equity to 12.64%. Total loans reached $2.405 billion and total deposits were $2.665 billion. Asset quality weakened, with non-performing loans rising to 0.67% of total loans from 0.25%, though the allowance for credit losses remained at 1.05% of total loans. Management also highlighted macroeconomic uncertainty tied to recent geopolitical tensions and interest-rate volatility.
The First Bancorp, Inc. (FNLC) reported stronger results for the quarter and nine months ended September 30, 2025. Nine‑month net income rose to $24.2M from $19.8M, while quarterly net income increased to $9.1M from $7.6M. Basic earnings per share improved to $2.19 year‑to‑date from $1.79, and to $0.82 for the quarter from $0.69.
Net interest income grew to $56.3M for the nine months and $20.1M for the quarter, with the tax‑equivalent net interest margin expanding to 2.57% year‑to‑date and 2.70% for the quarter. Non‑interest income also increased modestly, while non‑interest expenses rose at a slower pace than revenues, improving the efficiency ratio to 53.12% year‑to‑date.
Total assets reached $3.20B, loans $2.40B, and deposits $2.74B. Asset quality remains sound but shows some pressure, as non‑performing loans rose to 0.40% of total loans and non‑performing assets to 0.30% of total assets. The allowance for credit losses was $25.1M, or 1.05% of total loans, and comprehensive income benefited from sizeable unrealized gains on securities.
The First Bancorp reported stronger core results with year-to-date net income of $15.14 million versus $12.19 million a year earlier and quarterly net income of $8.06 million versus $6.17 million. Net interest income rose to $36.21 million YTD from $29.96 million, helping lift the tax-equivalent net interest margin to 2.50% from 2.21%. Loan growth to $2.394 billion and total assets of $3.20 billion supported the revenue gains while book value per share increased to $23.69.
Efficiency improved to 54.63% and the company declared a quarterly dividend of $0.37 per share. Credit and market items noted in the filing include $47.63 million of unrealized losses in available-for-sale securities, a rise in non-performing loans to 0.25% of loans (from 0.11%), and an allowance for credit losses equal to 1.04% of loans. Non-interest expense was higher year-to-date at $25.04 million, including increased personnel costs.