[8-K] First Bancorp, Inc /ME/ Reports Material Event

Rhea-AI Filing Summary

First Bancorp, Inc. (FNLC) furnished an 8-K reporting that the company issued a press release (filed as Exhibit 99.1) announcing the declaration of a cash dividend. The filing does not include the dividend amount, record date, payment date, or any financial figures; it only states that the press release was issued and is being furnished with the report.

This item is presented under the exhibits section of the 8-K and references a press release dated September 25, 2025. Because the 8-K supplies the announcement reference but no dividend specifics, investors must consult the referenced Exhibit 99.1 press release for the full dividend details.

Positive

• Cash dividend declared, signaling return of capital to shareholders

Negative

• No dividend amount, record date, or payment date provided in the 8-K

Insights

Corporate Finance Analyst

Dividend announced but specifics are withheld in the 8-K; consult Exhibit 99.1 for details.

The 8-K confirms a company-level decision to declare a cash dividend, which is a distribution of capital to shareholders and can affect free cash flow and capital allocation. The filing itself only furnishes the press release as Exhibit 99.1 and does not state the dividend amount, the record date, or the payment date.

The primary dependency for assessing impact is the missing numeric detail: dividend size and timing. Without those figures, one cannot quantify payout ratio, yield, or near-term cash outflow. Review the Exhibit 99.1 press release dated September 25, 2025 for concrete metrics within the next corporate disclosure window.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of report (Date of earliest event reported): September 25, 2025

THE FIRST BANCORP, INC.

(Exact name of Registrant as specified in charter)

Maine

(State or other jurisdiction of incorporation)

0-26589			01-0404322
(Commission file number)			(IRS employer identification no.)

223 Main Street			Damariscotta			Maine			04543
(Address of principal executive offices)									(Zip Code)

(207) 563-3195

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is

intended to simultaneously satisfy the filing obligations

of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuit to Section 12(b) of the Exchange Act:

Title of Each Class			Trading Symbol			Name of each exchange on which registered
Common Stock, par value $0.01 per share			FNLC			NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

TABLE OF CONTENTS

Item 8.01 Other Events            Page 1

Item 9.01 Financial Statements and Exhibits.        Page 1

Signatures                     Page 2

Exhibit Index                Page 3

Item 8.01 Other Events.

On September 25, 2025, the Registrant issued the press release filed herewith as Exhibit 99.1 announcing the declaration of a cash dividend.

Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits.

(d) Exhibits.

--------

The following Exhibit is being furnished herewith:

99.1 Registrant's Press Release

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

THE FIRST BANCORP, INC.

By: /s/ Richard M. Elder

---------------------

Richard M. Elder

Executive Vice President & Chief Financial Officer

September 25, 2025

Exhibit Index

--------------

Exhibit

Number Description of Exhibit

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99.1 Registrant's Press Release

FAQ

What did First Bancorp (FNLC) disclose in the 8-K?

The 8-K states the company issued a press release filed as Exhibit 99.1 announcing the declaration of a cash dividend.

Does the 8-K include the dividend amount for FNLC?

No. The filing does not provide the dividend amount, record date, or payment date; those details should be in Exhibit 99.1.

When was the related press release filed for FNLC?

The press release is dated September 25, 2025 and is furnished as Exhibit 99.1 with the 8-K.

Is the 8-K sufficient to calculate the dividend yield?

No. Because the 8-K omits the dividend amount and payment timing, you cannot calculate dividend yield from this filing alone.

Where can I find the full dividend details for FNLC?

Consult the press release filed as Exhibit 99.1 (dated September 25, 2025) for the dividend amount, record date, and payment date.