Welcome to our dedicated page for First Northern Community Bancorp SEC filings (Ticker: FNRN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Northern Community Bancorp filings document the regulatory record of a California bank holding company for First Northern Bank. Form 8-K reports cover quarterly results furnished under Item 2.02 and Regulation FD, including net income, net interest income, loans, deposits, credit-loss provision data, book value, and well-capitalized status under bank regulatory definitions.
Other filings record capital and governance actions, including the Nasdaq Capital Market listing, common-stock repurchase authorization, stock dividend declaration, director appointment, committee service, and amendments to director-qualification provisions in the bylaws. The definitive proxy statement provides annual meeting and executive-compensation disclosures.
First Northern Community Bancorp reported a strong first quarter of 2026, with net income of $5.9 million, or $0.36 per diluted share, up 60.9% from $3.7 million, or $0.22, a year earlier. Return on average assets was 1.24% and return on average equity was 11.21%.
Total assets reached $1.92 billion, net loans were $1.06 billion, and deposits were $1.69 billion, all modestly higher than a year earlier. Net interest margin improved to 3.83%, while the efficiency ratio improved to 58.23%, reflecting higher net interest and non-interest income alongside lower operating expenses.
The Company remained “well capitalized,” with a total capital ratio of 19.1%. Book value per share increased to $13.03. Management highlighted capital returns through a 5% stock dividend paid March 25, 2026 and a new stock repurchase program of up to 6% of outstanding shares. After quarter-end, the stock uplisted to the Nasdaq Capital Market on April 24, 2026.
First Northern Community Bancorp, parent of First Northern Bank, has received approval to list its common stock on The Nasdaq Capital Market. Trading is expected to move from the OTCQX to Nasdaq on April 24, 2026, with OTCQX trading continuing through April 23, 2026, subject to continued satisfaction of Nasdaq listing criteria.
The shares will trade under the existing ticker symbol “FNRN”, and shareholders are not required to take any action for the uplisting. Management describes this move as an important milestone intended to enhance visibility, broaden the investor base, and support long-term strategic objectives.
First Northern Community Bancorp is asking shareholders to vote at its 2026 annual meeting on May 19, 2026. Investors will elect eleven directors, approve a non-binding advisory vote on executive compensation, and ratify Baker Tilly US LLP as independent auditor for 2026.
Shareholders of record on March 31, 2026, when 16,409,660 common shares were outstanding, may vote. The board recommends voting FOR all director nominees, FOR the say‑on‑pay proposal, and FOR auditor ratification. The proxy also details board committees, director pay, and performance-based incentive plans for executives.
First Northern Community Bancorp has authorized a new stock repurchase program for its common shares. The plan permits repurchases of up to 6% of the company’s 16,409,660 outstanding shares as of March 26, 2026, or 984,579 shares in total.
The program will run from May 1, 2026 through April 30, 2028, with purchases made in the open market or through privately negotiated transactions based on market conditions. Using the March 26, 2026 closing price of $15.85 per share, the full authorization represents about $15.6 million, which the Board believes will not impair the company’s capital while supporting long-term shareholder value.
First Northern Community Bancorp, parent of First Northern Bank, has submitted an application to list its common stock on the Nasdaq Capital Market and uplist from the OTCQX Market. The company is working to meet Nasdaq’s quantitative and corporate governance standards, but approval is not guaranteed.
The move is described as part of a strategic focus on disciplined growth, strong governance, and broader investor awareness. If Nasdaq approves the application, the stock would trade on the Nasdaq Capital Market instead of the OTCQX Market.
First Northern Community Bancorp files its annual report describing a community banking business serving small and mid‑sized customers across several Northern California counties through First Northern Bank of Dixon.
As of December 31, 2025, the company reported approximately $1.91 billion in consolidated assets, $1.70 billion in liabilities and $212.0 million in stockholders’ equity, supported mainly by interest income from loans and investments.
The bank emphasizes real estate and commercial lending and operates 14 full‑service branches plus additional offices. It details extensive supervision by the FRB, FDIC and state regulators, strong regulatory capital ratios well above “well capitalized” thresholds, and wide‑ranging risk factors, including economic downturns, real estate weakness, tariffs affecting agricultural customers, industry competition, cybersecurity threats and evolving privacy and consumer protection rules.
Smith Jeremiah Zachary reported acquisition or exercise transactions in this Form 4 filing.
FIRST NORTHERN COMMUNITY BANCORP President, CEO and Director Jeremiah Zachary Smith reported an equity award of 13,319 shares of common stock. The Form 4/A shows this as a restricted stock grant at $14.64 per share, with four-year cliff vesting or vesting upon retirement, whichever occurs first. Following this grant, his directly held common stock increased to 153,836 shares.
Smith Jeremiah Zachary reported acquisition or exercise transactions in this Form 4 filing.
FIRST NORTHERN COMMUNITY BANCORP President and CEO Jeremiah Zachary Smith received a grant of 13,319 shares of common stock. The shares were awarded at a price of $13.64 per share and increase his directly held stake to 153,836 shares after the transaction.
According to a footnote, this is a restricted stock award that will vest on a four-year cliff schedule or upon his retirement, whichever happens first. This filing records an equity compensation award rather than an open-market purchase.
Swizer Duane reported acquisition or exercise transactions in this Form 4 filing.
FIRST NORTHERN COMMUNITY BANCORP EVP and Chief Information Officer Duane Swizer received an equity award of 6,000 shares of common stock. The award was granted at a reference price of $14.70 per share as a restricted stock award with four-year cliff vesting or vesting upon retirement, whichever comes first. Following this grant, Swizer directly holds 8,139 common shares.