Welcome to our dedicated page for First Northern Community Bancorp SEC filings (Ticker: FNRN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Northern Community Bancorp filings document the regulatory record of a California bank holding company for First Northern Bank. Form 8-K reports cover quarterly results furnished under Item 2.02 and Regulation FD, including net income, net interest income, loans, deposits, credit-loss provision data, book value, and well-capitalized status under bank regulatory definitions.
Other filings record capital and governance actions, including the Nasdaq Capital Market listing, common-stock repurchase authorization, stock dividend declaration, director appointment, committee service, and amendments to director-qualification provisions in the bylaws. The definitive proxy statement provides annual meeting and executive-compensation disclosures.
First Northern Community Bancorp director Richard Bedoya bought additional common stock in an open-market transaction. On February 11, 2026, he purchased 893 shares at $14.49 per share. After this trade, he directly owns 2,907 shares of First Northern Community Bancorp common stock.
First Northern Community Bancorp’s President and CEO Jeremiah Zachary Smith reported an option exercise and related share withholding. On February 10, 2026, he exercised employee stock options for 16,454 shares of common stock at $5.14 per share and disposed of 5,897 shares of common stock at $14.34 per share to cover obligations tied to the transaction. After these moves, he directly owned 140,517 shares of common stock. The underlying stock option for 16,454 shares, granted with vesting at 25% annually over four years beginning on February 18, 2020, was fully exercised and no derivative securities remained from this grant.
First Northern Community Bancorp reported two key updates. The company issued a press release on January 29, 2026 detailing its financial results for the fourth quarter of 2025, which is attached as Exhibit 99.1 to this report.
The Board of Directors also declared a 5% stock dividend on January 22, 2026, payable on March 25, 2026 to shareholders of record as of February 27, 2026. This dividend will provide shareholders with additional shares in proportion to their existing holdings.
First Northern Community Bancorp reported a board change, adding a new director to support its banking operations and oversight. On January 22, 2026, the company announced the appointment of Jean-Luc Servat to the Boards of both First Northern Community Bancorp and First Northern Bank, effective February 1, 2026.
Mr. Servat will serve on the Bank’s Asset/Liability, Audit, and Compliance Committees, which oversee key areas such as balance sheet management, financial reporting, and regulatory adherence. This filing is primarily a governance update and does not include financial results or transaction details.
First Northern Community Bancorp reported a change to its corporate bylaws approved by its Board of Directors on January 22, 2026. The amendment updates Section 22 of the Amended and Restated Bylaws to address when a director may also be involved with a finance company.
Under the revised provision, a Company director may serve as a director, officer, employee, agent, nominee, or attorney of a finance company if this dual role is approved by at least two-thirds of the members of the Board. This creates a formal exception process while keeping a high approval threshold. The full amended and restated bylaws, as of January 22, 2026, are provided as Exhibit 3.1 to the report.
First Northern Community Bancorp adopted new retirement and retention arrangements for two senior executives. On January 6, 2026, its subsidiary First Northern Bank entered into an Executive Retirement/Retention Participation Agreement with Executive Vice President and Chief Financial Officer Kevin Spink. Awards under this agreement are tied to annual performance goals set by the Compensation Committee and generally vest when he reaches age 65, with accelerated vesting if his employment ends under specified conditions, including certain terminations without cause, for good reason, after a change in control, or due to death or disability.
The company also entered into a Supplemental Executive Retirement Plan Participation Agreement with Executive Vice President and Chief Credit Officer Brett Hamilton. For Mr. Hamilton, the plan credits additional years of service if his employment ends at or after ages 60 or 62, and provides a minimum annual benefit of $50,000 paid monthly. If he is terminated without cause or resigns for good reason within 24 months after a change in control, his benefit will be at least the actuarial equivalent of service accrued to age 65 and will be paid in a lump sum.
First Northern Community Bancorp director reported an insider stock transaction involving the company’s common stock. On 12/22/2025, the reporting person disposed of 3,000 shares in a transaction coded "G," which generally indicates a gift. The shares are shown at a price of $13.46 per share. After this transaction, the director beneficially owned 202,704 shares of First Northern Community Bancorp common stock in direct ownership. This filing is an ownership disclosure rather than a report on the company’s operating performance.
First Northern Community Bancorp President and CEO, who also serves as a director, reported a small change in his personal holdings of the company’s common stock. On 12/09/2025, he completed a transaction coded as a gift, transferring 600 shares of First Northern Community Bancorp common stock at a reference price of $13.45 per share. After this donation, he beneficially owned 129,960 shares directly. The explanation notes that he and his wife donated shares to non-profit organizations, indicating this was a charitable transaction rather than an open-market sale.
First Northern Community Bancorp reported steady third‑quarter performance. Net income was $6,013 thousand, up from $5,488 thousand a year ago, and basic EPS was $0.39 versus $0.35. Net interest income came in at $16,847 thousand, slightly above last year, with no provision for credit losses this quarter compared with a $(550) thousand reversal a year ago.
Non‑interest income was $1,658 thousand, while non‑interest expense rose to $11,923 thousand from $10,934 thousand, reflecting higher operating costs. For the nine months, net income reached $15,150 thousand versus $14,188 thousand.
Total assets were $1,908,208 thousand at September 30, 2025. Loans, net, were $1,055,971 thousand and deposits totaled $1,686,416 thousand. Stockholders’ equity increased to $204,769 thousand, aided by a smaller accumulated other comprehensive loss of $(17,907) thousand versus $(33,851) thousand at year‑end, as unrealized losses on available‑for‑sale securities narrowed to $28,357 thousand from $48,851 thousand. Cash and cash equivalents rose to $149,510 thousand.
First Northern Community Bancorp filed an 8-K announcing it issued a press release on October 29, 2025 regarding financial results for the third quarter of 2025. The release is furnished under Items 2.02 and 7.01 and attached as Exhibit 99.1. The company states it does not intend for this exhibit to be incorporated by reference into future Exchange Act filings.