Every 10-Q that Finance of America Companies Inc. (FOA) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FOA and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FOA filings page.
Finance of America Companies Inc. reported a consolidated net loss of $28.9 million for the quarter ended June 30, 2026, versus net income of $79.8 million a year earlier, as total revenues fell to $62.5 million from $177.4 million. The decline was driven largely by much smaller net fair value gains on loans and related obligations ($12.5 million versus $126.4 million) and negative fair value changes from market inputs, while expenses rose to $106.1 million. After a $42.2 million income tax benefit, net income attributable to controlling interest was $2.1 million, with basic EPS of $0.10.
For the first half of 2026, revenues were $182.6 million (down from $343.1 million) and net income attributable to controlling interest was $19.6 million, compared with $65.1 million in 2025. The Retirement Solutions segment remained profitable, but Portfolio Management results were significantly weaker than a year earlier, reflecting the swing in fair value marks.
Total assets rose to $37.3 billion and equity to $406.7 million, supported by a larger reverse-mortgage portfolio with $34.5 billion of owned loans outstanding. On June 30, 2026, the company’s FAR subsidiary acquired Onity Mortgage’s reverse mortgage origination and servicing assets, adding $5.63 billion of HECM-related loans and assuming $5.51 billion of HMBS obligations for total consideration of $123.9 million, accounted for as an asset acquisition with no goodwill. Cash and restricted cash were $340.5 million, and the company states it was in compliance with key financing covenants. A $33.8 million release of valuation allowances on deferred tax assets contributed to the tax benefit.
Finance of America Companies Inc. reported lower results for the quarter ended March 31, 2026. Total revenues were $120.1 million, down from $165.7 million a year earlier, as net fair value gains on loans and related obligations and portfolio interest income declined.
Net income was $35.2 million versus $75.0 million, with net income attributable to controlling interest at $17.5 million. Basic earnings per share were $1.93 compared with $2.97, and diluted earnings per share were $0.88 compared with $2.43.
Total assets rose to $31.3 billion from $30.7 billion, and total equity increased to $438.1 million. Cash and cash equivalents plus restricted cash improved to $376.6 million from $251.9 million, while the company continued to rely heavily on HMBS-related obligations and nonrecourse securitization debt to fund its large reverse mortgage portfolio.
Finance of America Companies Inc. (FOA) reported Q3 2025 results marked by lower fair‑value gains and higher operating spend. Total revenues were $80.8 million, driven by net portfolio interest income of $78.1 million and net origination gains of $59.9 million, offset by negative fair‑value changes. The company posted a net loss of $29.9 million from continuing and discontinued operations.
Expenses rose to $104.6 million, leading to a basic EPS of $(1.05) for the quarter. For the nine months, FOA recorded $423.9 million in total revenues and $125.0 million in net income. The balance sheet shows total assets of $30.66 billion, supported by $18.97 billion of HECM-related loans and $10.48 billion of nonrecourse loan assets; total liabilities were $30.29 billion, and total equity was $365.8 million. Cash and restricted cash ended the period at $402.4 million, with operating cash use offset by investing inflows.
Shares outstanding were 7,891,348 Class A and 12 Class B as of November 7, 2025.
Finance of America Companies Inc. (FOA) reported a quarterly net income of $79.8 million for the three months ended June 30, 2025, reversing a prior-year quarterly loss of $5.1 million; six‑month net income was $154.8 million versus a six‑month loss of $25.4 million a year earlier. Total revenues rose to $177.4 million from $79.0 million, driven largely by net fair value changes on loans and related obligations and higher net origination gains, while net portfolio interest income was $59.5 million.
The balance sheet shows total assets of $30.15 billion, total liabilities of $29.67 billion, and total equity of $473.4 million. Material portfolio and funding metrics include HMBS‑related loans of $18.86 billion, loans subject to nonrecourse debt of $9.89 billion, and an owned reverse mortgage portfolio of $28.07 billion. Management highlights reliance on Level 3 fair‑value measurements, securitization funding, ongoing litigation, covenant and liquidity risks, and a noted material weakness in internal control over financial reporting.