Finance of America director awarded 5,094 RSUs

Finance of America Companies Inc. director Lance West reported routine equity compensation activity.

(Neutral)

(Neutral)How Sentiment works

Sentiment and the balance of points

Rhea-AI Sentiment reads the wording of the document, how positive or negative its language is on a 1 to 5 scale. The balance of points shown with the takes weighs what the document actually discloses, so the two can disagree, for example when a trial that missed its main goal is described in upbeat language.

How Sentiment works How the balance works

Form Type

Rhea-AI Filing Summary

Finance of America Companies Inc. director Lance West reported routine equity compensation activity. On May 18, 2026, he received a grant of 5,094 Restricted Stock Units (RSUs), each representing a contingent right to one share of Class A Common Stock, to be settled in stock or cash at the compensation committee’s discretion.

Separately, on May 15, 2026, 4,570 RSUs vested and were converted into 4,570 shares of Class A Common Stock on a one-for-one basis. After these transactions, he directly holds 26,850 shares of Class A Common Stock and 5,094 RSUs that will vest on the earlier of May 18, 2027 or the next annual stockholders’ meeting.

Insider Trade Summary

4,570 shares exercised/converted

Exercise 3 txns

Insider West Lance

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	5,094	$0.00	$0.00
Exercise	Restricted Stock Units	4,570	$0.00	$0.00
Exercise	Class A Common Stock	4,570	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 5,094 contracts (Direct); Class A Common Stock — 26,850 shares (Direct)

Footnotes (4)

F1. Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock of the Issuer ("Common Stock") on a one-for-one basis.
F2. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.
F3. Reflects RSUs that vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant.
F4. These RSUs shall vest on the earlier of (i) May 18, 2027 or (ii) the regularly scheduled annual stockholders' meeting of the Issuer following the grant date.

Key Figures

RSUs granted: 5,094 RSUs RSUs exercised: 4,570 RSUs Shares issued from RSUs: 4,570 shares +3 more

6 metrics

RSUs granted 5,094 RSUs Equity award to Lance West on May 18, 2026

RSUs exercised 4,570 RSUs Converted into Class A Common Stock on May 15, 2026

Shares issued from RSUs 4,570 shares One-for-one conversion of vested RSUs

Shares owned after transactions 26,850 shares Direct Class A Common Stock holdings after Form 4 events

Unvested RSUs outstanding 5,094 RSUs Remain subject to vesting after May 18, 2026 grant

Derivative exercises reported 1 exercise, 4,570 shares Exercise or conversion of derivative security (Code M)

Key Terms

Restricted Stock Units, Class A Common Stock, contingent right, compensation committee, +1 more

5 terms

Restricted Stock Units financial

"Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"converted into shares of Class A Common Stock of the Issuer ("Common Stock") on a one-for-one basis"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

contingent right financial

"Each RSU represents a contingent right to receive one share of Common Stock."

compensation committee financial

"settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee."

A compensation committee is a group within a company's leadership responsible for setting and reviewing how much top executives and employees are paid, including salaries, bonuses, and benefits. It matters to investors because fair and effective pay decisions can influence a company's performance, leadership motivation, and overall governance, helping ensure that the company’s management is aligned with shareholders’ interests.

annual stockholders' meeting financial

"vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Lance West report at Finance of America (FOA)?

Director Lance West reported an equity award and an RSU vesting. He received 5,094 Restricted Stock Units and had 4,570 RSUs convert into 4,570 Class A Common shares as part of routine compensation activity.

How many RSUs were granted to Lance West by Finance of America (FOA)?

Lance West was granted 5,094 Restricted Stock Units. Each RSU represents a contingent right to receive one share of Class A Common Stock, settled in stock, cash, or a combination at the compensation committee’s discretion.

What RSUs vested and converted into shares for Lance West at FOA?

On May 15, 2026, 4,570 RSUs vested and converted into 4,570 shares of Class A Common Stock. The conversion occurred on a one-for-one basis as part of his existing RSU awards for board service.

What are Lance West’s holdings after these FOA Form 4 transactions?

Following the reported transactions, Lance West directly holds 26,850 shares of Class A Common Stock and 5,094 unvested RSUs. The RSUs will convert into additional shares if vesting conditions are satisfied in the future.

When will Lance West’s new RSUs at Finance of America vest?

The 5,094 new RSUs will vest on the earlier of May 18, 2027, or the next regularly scheduled annual stockholders’ meeting. Vesting timing is tied to his continued board service and the company’s annual meeting schedule.

How are Lance West’s RSUs at FOA settled when they vest?

Each vested RSU may be settled in Class A Common Stock, cash, or a mix. The specific form of settlement is determined at the discretion of Finance of America’s compensation committee at the time of vesting.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google

Accepted by SEC EDGAR 05/19/2026 - 04:32 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

West Lance

(Last)

(First)

(Middle)

C/O FINANCE OF AMERICA COMPANIES INC.

5830 GRANITE PARKWAY, SUITE 400

(Street)

PLANO

TEXAS

75024

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finance of America Companies Inc. [ FOA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	05/15/2026		M		4,570	A	⁽¹⁾	26,850	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽²⁾	05/15/2026		M			4,570	⁽³⁾	⁽³⁾	Class A Common Stock	4,570	$0	0	D
Restricted Stock Units	⁽²⁾	05/18/2026		A		5,094		⁽⁴⁾	⁽⁴⁾	Class A Common Stock	5,094	$0	5,094	D

Explanation of Responses:

1. Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock of the Issuer ("Common Stock") on a one-for-one basis.

2. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.

3. Reflects RSUs that vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant.

4. These RSUs shall vest on the earlier of (i) May 18, 2027 or (ii) the regularly scheduled annual stockholders' meeting of the Issuer following the grant date.

Remarks:

	/s/ Tracy Lowe, as power of attorney for Lance West	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR