Finance of America (FOA) CIO awarded options on 200,000 shares

Rhea-AI Filing Summary

Finance of America Companies Inc. reported an equity award for its Chief Investment Officer, Jeremy Prahm. On December 19, 2025, Prahm received stock options giving him the right to buy 200,000 shares of Class A common stock at an exercise price of $25 per share. These options expire on December 19, 2030.

The options vest in three equal installments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, as long as Prahm remains employed. Following this grant, he beneficially owns 200,000 derivative securities directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Prahm Jeremy

(Last) (First) (Middle)

C/O FINANCE OF AMERICA COMPANIES INC.,

5830 GRANITE PARKWAY, SUITE 400

(Street)

PLANO TX 75024

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Finance of America Companies Inc. [ FOA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Investment Officer

3. Date of Earliest Transaction (Month/Day/Year)
12/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (Right to Buy)	$25	12/19/2025		A		200,000		(1)	12/19/2030	Class A Common Stock	200,000	$0	200,000	D

Explanation of Responses:

1. These stock options vest in one-third increments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, subject to the Reporting Person's continued employment.

Remarks:

	/s/ Tracy Lowe, as power of attorney for Jeremy Prahm	12/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for Finance of America Companies Inc. (FOA)?

The filing reports that Chief Investment Officer Jeremy Prahm received stock options to acquire 200,000 shares of Finance of America Companies Inc. Class A common stock.

What is the exercise price of Jeremy Prahm's stock options at FOA?

The stock options granted to Jeremy Prahm have an exercise price of $25 per share for Finance of America Companies Inc. Class A common stock.

When do Jeremy Prahm's FOA stock options vest?

The options vest in one-third increments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, subject to his continued employment.

What is the expiration date of the FOA stock options granted to Jeremy Prahm?

The stock options granted on December 19, 2025 expire on December 19, 2030.

How many FOA derivative securities does Jeremy Prahm beneficially own after this grant?

After the reported transaction, Jeremy Prahm beneficially owns 200,000 derivative securities, held directly.

What is the role of the reporting person in FOA?

The reporting person, Jeremy Prahm, serves as the Chief Investment Officer of Finance of America Companies Inc.