Finance of America (NYSE: FOA) president receives 150,000 stock options

Rhea-AI Filing Summary

Finance of America Companies Inc. reported an executive equity award for its president, Kristen N. Sieffert. On 12/19/2025, she received stock options to buy 150,000 shares of Class A common stock at an exercise price of $25 per share. These options expire on 12/19/2030 and are held as direct beneficial ownership.

The options vest in three equal one-third installments on the first, second and third anniversaries of the vesting reference date, 12/19/2025, and each vesting is conditioned on her continued employment with the company. This filing records the grant and vesting terms of this derivative equity award.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sieffert Kristen N

(Last) (First) (Middle)

C/O FINANCE OF AMERICA COMPANIES INC.,

5830 GRANITE PARKWAY, SUITE 400

(Street)

PLANO TX 75024

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Finance of America Companies Inc. [ FOA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

3. Date of Earliest Transaction (Month/Day/Year)
12/19/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (Right to Buy)	$25	12/19/2025		A		150,000		(1)	12/19/2030	Class A Common Stock	150,000	$0	150,000	D

Explanation of Responses:

1. These stock options vest in one-third increments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, subject to the Reporting Person's continued employment.

Remarks:

	/s/ Tracy Lowe, as power of attorney for Kristen N. Sieffert	12/23/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Finance of America Companies Inc. (FOA) report?

The company reported a grant of stock options to its president, Kristen N. Sieffert, covering 150,000 options on Class A common stock at an exercise price of $25 per share.

What are the key terms of the 150,000 stock options reported for FOA?

The reported stock options are a right to buy 150,000 shares of Class A common stock at $25 per share, granted on 12/19/2025, and expiring on 12/19/2030.

How do the FOA president’s stock options vest?

The options vest in one-third increments on the first, second and third anniversaries of the vesting reference date, December 19, 2025, subject to the president’s continued employment.

What type of ownership is reported for the FOA stock options?

The filing shows 150,000 derivative securities (stock options) beneficially owned on a direct basis following the reported transaction.

Who is the reporting person in this FOA insider transaction?

The reporting person is Kristen N. Sieffert, who is identified as an officer of Finance of America Companies Inc. with the title President.

What is the significance of the 12/19/2030 date in the FOA option grant?

The date 12/19/2030 is the stated expiration date for the stock options, after which the right to buy the 150,000 shares at $25 per share lapses.