Finance of America director awarded 5,094 RSUs

Finance of America Companies director Cory Gardner reported equity-based transactions involving restricted stock units and common shares.

Rhea-AI Filing Summary

Finance of America Companies director Cory Gardner reported equity-based transactions involving restricted stock units and common shares. On May 15, 2026, 4,570 restricted stock units vested and converted into 4,570 shares of Class A Common Stock on a one-for-one basis, with those RSUs reduced to zero.

On May 18, 2026, Gardner received a new grant of 5,094 restricted stock units, each representing a contingent right to receive one share of Class A Common Stock. These 5,094 RSUs will vest on the earlier of May 18, 2027 or the issuer’s next regularly scheduled annual stockholders’ meeting following the grant date.

Insider Trade Summary

4,570 shares exercised/converted

Exercise 3 txns

Insider Gardner Cory

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	5,094	$0.00	$0.00
Exercise	Restricted Stock Units	4,570	$0.00	$0.00
Exercise	Class A Common Stock	4,570	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 5,094 contracts (Direct); Class A Common Stock — 4,570 shares (Direct)

Footnotes (4)

1. F1. Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock of the Issuer ("Common Stock") on a one-for-one basis.
2. F2. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.
3. F3. Reflects RSUs that vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant.
4. F4. These RSUs shall vest on the earlier of (i) May 18, 2027 or (ii) the regularly scheduled annual stockholders' meeting of the Issuer following the grant date.

Key Figures

RSUs vested: 4,570 units Shares received from vesting: 4,570 shares New RSU grant: 5,094 units +3 more

6 metrics

RSUs vested 4,570 units Restricted stock units converted into Class A Common Stock on May 15, 2026

Shares received from vesting 4,570 shares Class A Common Stock received upon RSU vesting on May 15, 2026

New RSU grant 5,094 units Restricted stock units granted on May 18, 2026

New RSU vesting date May 18, 2027 RSUs vest on this date or the next annual stockholders’ meeting, whichever is earlier

Post-transaction RSU holdings 5,094 units RSUs held directly after the May 18, 2026 grant

Post-transaction share holdings 4,570 shares Class A Common Stock held directly after RSU conversion on May 15, 2026

Key Terms

Restricted Stock Units, Class A Common Stock, contingent right, annual stockholders' meeting, +1 more

5 terms

Restricted Stock Units financial

"Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"converted into shares of Class A Common Stock of the Issuer"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

contingent right financial

"Each RSU represents a contingent right to receive one share of Common Stock"

annual stockholders' meeting financial

"vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant"

compensation committee financial

"settled in either Common Stock or cash at the discretion of the Issuer's compensation committee"

A compensation committee is a group within a company's leadership responsible for setting and reviewing how much top executives and employees are paid, including salaries, bonuses, and benefits. It matters to investors because fair and effective pay decisions can influence a company's performance, leadership motivation, and overall governance, helping ensure that the company’s management is aligned with shareholders’ interests.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Finance of America (FOA) report for Cory Gardner?

The Form 4 shows director Cory Gardner had 4,570 restricted stock units vest into the same number of Class A Common shares and received a new grant of 5,094 restricted stock units, all held directly.

How many Finance of America (FOA) RSUs vested for Cory Gardner and when?

A total of 4,570 restricted stock units vested for Cory Gardner on May 15, 2026. Upon vesting, each unit converted into one share of Class A Common Stock, leaving zero RSUs remaining from that specific award after settlement.

What new restricted stock unit grant did Cory Gardner receive from FOA?

Gardner received a new award of 5,094 restricted stock units on May 18, 2026. Each RSU represents a contingent right to receive one share of Class A Common Stock, settled in stock, cash, or a mix at the compensation committee’s discretion.

What is the vesting schedule for Cory Gardner’s 5,094 new FOA RSUs?

The 5,094 restricted stock units will vest on the earlier of May 18, 2027 or the next regularly scheduled annual stockholders’ meeting after the grant date. Vesting triggers settlement in Class A Common Stock, cash, or a combination, at committee discretion.

Did Cory Gardner sell any Finance of America (FOA) shares in this Form 4?

No share sales were reported. The filing shows only acquisitions through RSU vesting into 4,570 Class A Common shares and a grant of 5,094 new RSUs, with no transactions coded as open-market sales or dispositions.

How are Finance of America (FOA) RSUs described in Cory Gardner’s filing?

Each RSU is a contingent right to receive one share of Class A Common Stock. Upon vesting, the RSUs are settled in stock, cash, or both, at the issuer’s compensation committee’s discretion, reflecting equity-linked compensation structure.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/19/2026 - 04:26 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gardner Cory

(Last) (First) (Middle)

C/O FINANCE OF AMERICA COMPANIES INC.

5830 GRANITE PARKWAY, SUITE 400

(Street)

PLANO TEXAS 75024

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Finance of America Companies Inc. [ FOA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/15/2026		M		4,570	A	(1)	4,570	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	05/15/2026		M			4,570	(3)	(3)	Class A Common Stock	4,570	$0	0	D
Restricted Stock Units	(2)	05/18/2026		A		5,094		(4)	(4)	Class A Common Stock	5,094	$0	5,094	D

Explanation of Responses:

1. Reflects restricted stock units ("RSUs") that, upon vesting, converted into shares of Class A Common Stock of the Issuer ("Common Stock") on a one-for-one basis.

2. Each RSU represents a contingent right to receive one share of Common Stock. The RSUs will be settled in either Common Stock or cash (or a combination thereof) at the discretion of the Issuer's compensation committee.

3. Reflects RSUs that vested on May 15, 2026, the date of the Issuer's annual stockholders' meeting following the date of grant.

4. These RSUs shall vest on the earlier of (i) May 18, 2027 or (ii) the regularly scheduled annual stockholders' meeting of the Issuer following the grant date.

Remarks:

	/s/ Tracy Lowe, as power of attorney for Cory Gardner	05/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)