Finance of America (NYSE: FOA) investor reports 1,481,039-share, 9.49% position

Rhea-AI Filing Summary

Bloom Retirement Holdings Inc. and Reza Jahangiri report beneficial ownership of 1,481,039 shares of Finance of America Companies Inc. Class A common stock, representing 9.49% of the class as of August 5, 2026. This percentage is based on 8,936,570 Class A shares outstanding as of June 26, 2026.

Bloom Retirement Holdings is the record holder of 571,175 Class A shares and 909,864 FOAEC Units, each exchangeable one-for-one into Class A stock, with issuances limited by a 9.49% ownership "Control Condition" under an Asset Purchase Agreement. An amended and restated charter effective July 31, 2026 reclassified Class B shares so that each FOAEC Unit corresponds to one Class B share with one vote. In the last 60 days, Bloom Retirement Holdings disposed of 95,204 shares in open-market transactions under a 2026 10b5-1 Trading Plan and made gifts of 720 and 1,931 shares.

Key Figures

Beneficial ownership: 1,481,039 shares of Class A common stock Ownership percentage: 9.49% of Class A common stock Shares outstanding: 8,936,570 shares +4 more

7 metrics

Beneficial ownership 1,481,039 shares of Class A common stock Shares beneficially owned by Bloom Retirement Holdings Inc. and Reza Jahangiri as of August 5, 2026

Ownership percentage 9.49% of Class A common stock Percent of class represented by 1,481,039 shares, giving effect to the Control Condition

Shares outstanding 8,936,570 shares Class A shares outstanding as of June 26, 2026, per the issuer’s Definitive Schedule 14C

Class A shares held 571,175 shares Finance of America Class A common stock held of record by Bloom Retirement Holdings Inc.

FOAEC Units 909,864 FOAEC Units Maximum number of FOAEC Units that may be issued to Bloom Retirement Holdings Inc. under the Asset Purchase Agreement

Recent open-market dispositions 95,204 shares Class A shares disposed of in open-market transactions in the last 60 days under the 2026 10b5-1 Trading Plan

Gifts of shares 720 shares; 1,931 shares Class A shares disposed of by gift on June 5, 2026 and June 29, 2026

Key Terms

FOAEC Units, Asset Purchase Agreement, Control Condition, Second Amended and Restated Certificate of Incorporation, +1 more

5 terms

FOAEC Units financial

"The FOAEC Units reported above represent the maximum number of FOAEC Units that may be issued"

Asset Purchase Agreement financial

"may be issued pursuant to the Asset Purchase Agreement"

An asset purchase agreement is a legal contract in which a buyer agrees to buy specific assets and contracts of a business rather than buying the company’s stock or ownership. It matters to investors because it determines exactly what is being bought and what liabilities stay behind — like buying the furniture and equipment from a store but not the building or past debts — which affects the deal’s value, taxes and future risk exposure.

Control Condition financial

"until, among other conditions, certain consents, approvals, authorizations and waivers are satisfied (the "Control Condition")"

Second Amended and Restated Certificate of Incorporation regulatory

"the Issuer's Second Amended and Restated Certificate of Incorporation (the "A&R Charter") became effective"

2026 10b5-1 Trading Plan regulatory

"open-market transactions pursuant to the 2026 10b5-1 Trading Plan"

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Available on EDGAR 08/06/2026 - 05:02 PM Accepted by SEC EDGAR 08/06/2026 - 05:02 PM Learn about SEC filing dates

FAQ

How much of Finance of America Companies Inc. (FOA) do Bloom Retirement Holdings and Reza Jahangiri beneficially own?

Bloom Retirement Holdings Inc. and Reza Jahangiri beneficially own 1,481,039 shares of Finance of America Companies Inc. Class A common stock, equal to 9.49% of the class. This percentage is based on 8,936,570 Class A shares outstanding as of June 26, 2026.

How is the FOA position of Bloom Retirement Holdings structured between Class A shares and FOAEC Units?

Bloom Retirement Holdings is the record holder of 571,175 Finance of America Class A shares and 909,864 FOAEC Units. Each FOAEC Unit is exchangeable into one share of Class A common stock, forming part of the reported 1,481,039-share beneficial position.

What is the 9.49% Control Condition affecting Bloom Retirement Holdings’ ownership in FOA?

Under an Asset Purchase Agreement, Bloom Retirement Holdings will be issued FOAEC Units only so its ownership does not exceed 9.49% of outstanding Class A shares, assuming exchange of all FOAEC Units. This ownership cap, defined as the Control Condition, applies until specified consents and approvals are satisfied.

What recent FOA share transactions have Bloom Retirement Holdings and Reza Jahangiri reported?

In the last 60 days, Bloom Retirement Holdings disposed of 95,204 Finance of America Class A shares in open-market transactions under a 2026 10b5-1 Trading Plan. It also made gifts of 720 shares on June 5, 2026 and 1,931 shares on June 29, 2026.

How did the July 31, 2026 charter amendment affect FOAEC Units and Class B voting for FOA?

A Second Amended and Restated Certificate of Incorporation effective July 31, 2026 reclassified Class B common stock so that each FOAEC Unit corresponds to one Class B share. Each Class B share now carries one vote on matters on which holders of Class B may vote.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 17)

Finance of America Companies Inc.

(Name of Issuer)

Class A Common Stock

(Title of Class of Securities)

31738L206

(CUSIP Number)

Reza Jahangiri
895 Dove Street, Suite 300,
Newport Beach, CA, 92660
(866) 948-0003

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

08/05/2026

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

schemaVersion:

SCHEDULE 13D

CUSIP Number(s): 31738L206

1

Name of reporting person

Bloom Retirement Holdings Inc.

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

CALIFORNIA

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 1,481,039.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 1,481,039.00

11

Aggregate amount beneficially owned by each reporting person

1,481,039.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

9.49 %

14

Type of Reporting Person (See Instructions)

CO

SCHEDULE 13D

CUSIP Number(s): 31738L206

1

Name of reporting person

Reza Jahangiri

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

OO

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 0.00
8	Shared Voting Power 1,481,039.00
9	Sole Dispositive Power 0.00
10	Shared Dispositive Power 1,481,039.00

11

Aggregate amount beneficially owned by each reporting person

1,481,039.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

9.49 %

14

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Class A Common Stock
(b)	Name of Issuer: Finance of America Companies Inc.
(c)	Address of Issuer's Principal Executive Offices: 5830 Granite Parkway, Suite 400, Plano, TEXAS , 75024.
Item 1 Comment: This Amendment No. 17 to Schedule 13D ("Amendment No. 17") amends and supplements the Schedule 13D originally filed with the United States Securities and Exchange Commission on April 10, 2023 (as amended to date, the "Schedule 13D"), relating to the shares of Class A common stock, par value $0.0001 per share (the "Class A Common Stock"), of Finance of America Companies Inc., a Delaware corporation (the "Issuer"). Capitalized terms used herein without definition shall have the meanings set forth in the Schedule 13D.
Item 5.	Interest in Securities of the Issuer
(a)	The information contained on the cover pages is incorporated by reference to this Item 5. The Reporting Persons may be deemed to beneficially own 1,481,039 shares of Class A Common Stock as of August 5, 2026, representing 9.49% of the Class A Common Stock outstanding based upon 8,936,570 shares of Class A Common Stock outstanding as of June 26, 2026, as set forth in the Issuer's Definitive Schedule 14C filed by the Issuer on July 10, 2026. The percentage of the Class A Common Stock reported herein gives effect to the Control Condition (as defined below).
(b)	The information contained on the cover pages is incorporated by reference to this Item 5. Bloom Retirement Holdings Inc. is the record holder of 571,175 shares of Class A Common Stock and 909,864 FOAEC Units, as reported herein. Mr. Jahangiri is the majority shareholder of Bloom Retirement Holdings Inc. and may be deemed to share voting and dispositive power over the securities held by Bloom Retirement Holdings Inc. The percent of class beneficially owned as reported above gives effect to the Conversion Agreement as previously disclosed in Item 4. The FOAEC Units reported above represent the maximum number of FOAEC Units that may be issued pursuant to the Asset Purchase Agreement. Under the Asset Purchase Agreement, Bloom Retirement Holdings Inc. will be issued FOAEC Units only to the extent that its ownership does not exceed 9.49% of the outstanding shares of Class A Common Stock (giving effect to the deemed exchange of all outstanding FOAEC Units) until, among other conditions, certain consents, approvals, authorizations and waivers are satisfied (the "Control Condition"). Each FOAEC Unit is exchangeable into Class A Common Stock on a one-for-one basis at the option of the holder. On July 31, 2026, the Issuer's Second Amended and Restated Certificate of Incorporation (the "A&R Charter") became effective. The A&R Charter, among other things, (i) reclassified the outstanding shares of the Issuer's Class B Common Stock such that each holder of outstanding FOAEC Units holds, following the reclassification, a number of shares of the Issuer's Class B Common Stock equal to the number of FOAEC Units held by such holder and (ii) provides that each share of the Issuer's Class B Common Stock shall have one vote on matters on which the holders of the Issuer's Class B Common Stock are entitled to vote.
(c)	In the last 60 days, Bloom Retirement Holdings Inc. has disposed of 95,204 shares of Class A Common Stock in a series of open-market transactions pursuant to the 2026 10b5-1 Trading Plan. Details by date, listing the number of shares of Class A Common Stock disposed of pursuant to the 2026 10b5-1 Trading Plan and the weighted average price per share, are provided in Annex A. The Reporting Persons undertake to provide, upon request by the staff of the SEC, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price for each transaction. Additionally, Bloom Retirement Holdings Inc. disposed of 720 shares of Class A Common Stock by gift on June 5, 2026, and disposed of 1,931 shares of Class A Common Stock by gift on June 29, 2026. Except as described in this Amendment No. 17, the Reporting Persons have not effected any other transactions with respect to the Class A Common Stock in the last 60 days.
(d)	None.
(e)	Not applicable.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Bloom Retirement Holdings Inc.

Signature:	/s/ Reza Jahangiri
Name/Title:	Reza Jahangiri, Majority Shareholder
Date:	08/06/2026

Reza Jahangiri

Signature:	/s/ Reza Jahangiri
Name/Title:	Reza Jahangiri
Date:	08/06/2026