Welcome to our dedicated page for Franklin Finl Svcs SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Franklin Financial Services Corporation (NASDAQ: FRAF), the Pennsylvania bank holding company for F&M Trust. As a public company in the commercial banking industry, Franklin Financial files periodic and current reports that describe its financial condition, results of operations, risk factors and corporate actions.
Investors can use this filings stream to review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, which contain detailed discussions of net interest income, loan and deposit balances, credit quality metrics, noninterest income and expense, capital levels and regulatory ratios. These reports also provide information on the composition of the loan portfolio, including commercial real estate concentrations in collateral segments such as apartment buildings, hotels and motels, office buildings, land development and shopping centers, primarily in the Bank’s market area of south-central Pennsylvania.
Current Reports on Form 8-K offer timely disclosure of specific events. Recent examples include announcements of quarterly earnings releases, regular cash dividend declarations, authorization of share repurchase programs and the planned partial redemption of subordinated notes using excess cash on hand. Other 8-K filings furnish investor presentations or note changes involving senior officers in certain business areas.
On Stock Titan, these filings are updated as they are made available through the SEC’s EDGAR system. AI-powered tools can help summarize lengthy documents, highlight key changes from prior periods and surface items such as dividend actions, capital management decisions and notable credit developments, allowing users to navigate Franklin Financial’s regulatory disclosures more efficiently.
Franklin Financial Services Corp. (FRAF) – Form 4 insider transaction
Director Gregory I. Snook reported an acquisition of 235 common shares on 06/23/2025. The shares were received in lieu of cash compensation for a portion of the director’s fees rather than being purchased on the open market. The filing lists a transaction price of $34.60 per share, implying a value of approximately $8,100. No Rule 10b5-1 trading plan was indicated, and the transaction code is shown as “A” (acquisition).
Following the award, Snook’s total beneficial ownership increased to 6,340 shares. This figure includes previously reported unvested restricted stock units and 20 shares acquired through the company’s 2010 Dividend Reinvestment and Stock Purchase Plan. All shares are held directly; no indirect ownership or derivative positions were reported, and the filing shows no dispositions or option exercises.
The reported share grant is routine director compensation and represents a small fraction of Franklin Financial’s total shares outstanding, meaning it is unlikely to have a material impact on the company’s valuation or float. Investors may nonetheless view insider share accumulation, even in small amounts, as a modest signal of alignment between board members and shareholders.
Franklin Financial Services Corp. (FRAF) – Form 4 insider activity
Director Stanley J. Kerlin reported acquiring 227 common shares of Franklin Financial Services on 23-Jun-2025 at an implied price of $34.60 per share, a transaction valued at roughly $7.8 thousand. The shares were issued in lieu of cash for a portion of Kerlin’s board fees, reflecting a routine equity-based compensation arrangement rather than an open-market purchase. Following the transaction, Kerlin’s direct holdings increased to 26,020 shares, a figure that includes previously reported unvested restricted stock units and 87 DRIP shares. No derivative securities were involved, and there were no dispositions. While the volume is modest relative to FRAF’s public float, the filing marginally reinforces insider alignment with shareholder interests.
Franklin Financial Services Corporation director Gregory A. Duffey received 92 shares of common stock on 06/23/2025 as payment in lieu of cash for a portion of his director fees at an effective price of $34.60 per share. After this transaction, Mr. Duffey beneficially owns 23,411 shares, which total includes previously reported unvested restricted stock units. The Form 4 was signed by a power of attorney on behalf of Mr. Duffey.
Franklin Financial Services Corp. (FRAF) – Insider Form 4 filing
Director Kevin W. Craig reported acquiring 313 shares of common stock on 06/23/2025. The shares were received in lieu of cash compensation for a portion of his board fees, at a stated price of $34.60 per share. Following the transaction, Craig’s direct beneficial ownership increased to 26,070 shares. This total includes (1) unvested restricted stock units previously reported and (2) 198 shares accumulated under the company’s 2010 Dividend Reinvestment and Stock Purchase Plan. No derivative securities were reported.
The filing was executed by attorney-in-fact Amanda M. Ducey on the same date. No dispositions, option exercises, or 10b5-1 plan transactions were disclosed.
Franklin Financial Services Corp. (FRAF) – Form 4 filing
Director Martin R. Brown reported the acquisition of 142 shares of the company’s common stock on 06/23/2025. The shares, valued at $34.60 each, were received in lieu of cash for a portion of his director fees.
After the transaction, Brown’s direct beneficial ownership stands at 9,089 shares. This figure includes previously disclosed unvested restricted stock units and 15 shares accumulated under the 2010 Dividend Reinvestment and Stock Purchase Plan.
No derivative securities transactions or share dispositions were reported in this filing.
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