Welcome to our dedicated page for FRANKLIN FINANCIAL SERVICES /PA/ SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Our SEC filing database is enhanced with expert analysis from Rhea-AI, providing insights into the potential impact of each filing on FRANKLIN FINANCIAL SERVICES /PA/'s stock performance. Each filing includes a concise AI-generated summary, sentiment and impact scores, and end-of-day stock performance data showing the actual market reaction. Navigate easily through different filing types including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, proxy statements (DEF 14A), and Form 4 insider trading disclosures.
Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into FRANKLIN FINANCIAL SERVICES /PA/'s regulatory disclosures and financial reporting.
Craig Kevin W reported acquisition or exercise transactions in this Form 4 filing.
Franklin Financial Services Corp. director Kevin W. Craig received 214 shares of common stock as a grant in lieu of cash for a portion of his director fees. The shares were valued at $50.56 each on the grant date. Following this compensation-related award, he directly holds 27,594 shares of the company’s common stock, a figure that includes previously reported unvested restricted stock units.
Franklin Financial Services Corp reported an amendment to a Schedule 13G/A showing The Vanguard Group disaggregated certain subsidiaries and now reports 0 shares of Common Stock, representing 0% ownership. The amendment states the internal realignment occurred on January 12, 2026 and that affected subsidiaries will report separately in reliance on SEC Release No. 34-39538. The filing is signed by Ashley Grim, Head of Global Fund Administration, dated 03/26/2026.
Franklin Financial Services Corporation is holding a virtual-only annual shareholder meeting on April 28, 2026. Shareholders will vote on electing four Class A directors for three-year terms, a non-binding say-on-pay resolution on 2025 executive compensation, and ratifying Crowe LLP as independent auditor for 2026.
The proxy describes a 10-member board with a majority of independent directors and detailed committee structure, including audit, compensation, and nominating/governance committees. As of March 9, 2026, 4,491,928 common shares were outstanding, with Vanguard and BlackRock each holding just over 5% and directors and executives as a group holding 265,922 shares.
Franklin Financial Services Corp. executive Lorie M. Heckman exercised stock options to acquire additional common shares. On this Form 4, the EVP and Chief Risk Officer exercised 200 incentive stock options at an exercise price of $34.10 per share, receiving 200 shares of common stock.
After the transaction, she directly holds 7,150 shares of common stock, and this total includes previously reported unvested restricted stock units. The option line shows 2,500 incentive stock options remaining outstanding under the 2013 Incentive Stock Option Plan.
FRANKLIN FINANCIAL SERVICES CORP (FRAF) reported a stock-based compensation grant to its CEO. Craig W. Best received 2,322 restricted stock units under the company’s 2019 Omnibus Stock Incentive Plan. These units convert into one share of common stock each if vesting conditions are met.
The RSUs vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, contingent on continued service. Following this award, Best directly holds 17,308 common shares, which includes 11 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan.
Franklin Financial Services Corporation reported a strong rebound in 2025 results. Net income rose to $21.2 million, or $4.74 per diluted share, up from $11.1 million and $2.51 in 2024, helped by the absence of prior-year securities losses and higher core earnings.
Total assets reached $2.24 billion, with net loans increasing to $1.54 billion and deposits to $1.84 billion. Return on average assets improved to 0.94% and return on average equity to 13.55%, while the efficiency ratio strengthened to 66.48%. Asset quality remained solid, with nonperforming loans at 0.55% of gross loans and an allowance for credit losses of 1.32%.
Franklin Financial Services Corp. director Gregory I. Snook reported an open-market purchase of 2,200 shares of common stock at $48.18 per share. Following this transaction, he directly holds 9,288 shares, and a footnote explains that this total includes previously reported unvested restricted stock units.
Franklin Financial Services Corp. executive equity award and tax withholding transaction
Franklin Financial Services Corp. Senior Vice President and Chief Marketing Officer Matthew D. Weaver reported equity compensation activity involving the company’s Common Stock. He received a grant of 443 restricted stock units under the issuer’s 2019 Omnibus Stock Incentive Plan, at a stated price of $0.00 per share. These RSUs each represent a contingent right to receive one share of Common Stock and vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, subject to continued service. In a related move, 159 shares of Common Stock were withheld at $51.48 per share to satisfy his income tax obligations arising from the vesting of previously reported RSU grants. Following these transactions, he directly owned 3,714 shares of Common Stock, and held incentive stock options representing 2,250 shares.
Franklin Financial Services Corp. senior vice president and chief technology officer David M. Long reported equity compensation-related transactions in the company’s common stock. He acquired 542 shares at no cost in a grant or award under the 2019 Omnibus Stock Incentive Plan and now directly holds 1,582 shares. As part of this filing, 169 shares were withheld by the issuer at a price of $51.48 per share to cover income tax obligations tied to the vesting of previously reported restricted stock units. Footnotes note that his total direct holdings include 6 shares acquired through the 2010 Dividend Reinvestment and Stock Purchase Plan. The reported RSUs vest in three equal installments on March 1, 2027, March 1, 2028, and March 1, 2029, subject to continued service.
Franklin Financial Services Corp Senior EVP and CFO Mark R. Hollar reported routine equity compensation and related tax withholding. He acquired 1,000 shares of Common Stock as a stock grant at $0.00 per share, then had 386 shares withheld at $51.48 per share to cover income taxes on previously vested restricted stock units. After these transactions, he directly owns 17,073 Common shares, which include shares accumulated through the company’s dividend reinvestment and employee stock purchase plans. Footnotes also note a grant of restricted stock units that will vest in three equal installments in 2027, 2028, and 2029, subject to continued service.