Welcome to our dedicated page for Franklin Finl Svcs SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for Franklin Financial Services Corporation (NASDAQ: FRAF), the Pennsylvania bank holding company for F&M Trust. As a public company in the commercial banking industry, Franklin Financial files periodic and current reports that describe its financial condition, results of operations, risk factors and corporate actions.
Investors can use this filings stream to review Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, which contain detailed discussions of net interest income, loan and deposit balances, credit quality metrics, noninterest income and expense, capital levels and regulatory ratios. These reports also provide information on the composition of the loan portfolio, including commercial real estate concentrations in collateral segments such as apartment buildings, hotels and motels, office buildings, land development and shopping centers, primarily in the Bank’s market area of south-central Pennsylvania.
Current Reports on Form 8-K offer timely disclosure of specific events. Recent examples include announcements of quarterly earnings releases, regular cash dividend declarations, authorization of share repurchase programs and the planned partial redemption of subordinated notes using excess cash on hand. Other 8-K filings furnish investor presentations or note changes involving senior officers in certain business areas.
On Stock Titan, these filings are updated as they are made available through the SEC’s EDGAR system. AI-powered tools can help summarize lengthy documents, highlight key changes from prior periods and surface items such as dividend actions, capital management decisions and notable credit developments, allowing users to navigate Franklin Financial’s regulatory disclosures more efficiently.
Franklin Financial Services Corporation declared a $0.33 per share regular cash dividend for the fourth quarter of 2025. The payout matches the third quarter’s $0.33 and is up from $0.32 in the fourth quarter of 2024, a 3.1% increase year over year. The dividend will be paid on November 26, 2025 to shareholders of record as of November 7, 2025.
Gregory I. Snook, a director of Franklin Financial Services Corp (FRAF), acquired 166 shares of the company's common stock on 09/22/2025 at a reported price of $48.92 per share. The filing states these shares were received in lieu of cash for a portion of his director's fees. After the transaction, Snook beneficially owned 6,524 shares, a total that includes previously reported unvested restricted stock units and 18 shares acquired under the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
Franklin Financial Services Corp (FRAF) director Stanley J. Kerlin reported a non-derivative acquisition of 160 shares of the issuer's common stock on 09/22/2025 at a reported price of $48.92 per share, with the shares received in lieu of cash for part of his director's fees.
Following this transaction the reporting person beneficially owns 26,255 shares, a total that includes previously reported unvested restricted stock units and 75 shares acquired under the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan.
Franklin Financial Services director Daniel J. Fisher reported a Form 4 disclosing receipt of 221 shares of the issuer's common stock on 09/22/2025 as payment in lieu of cash for a portion of his director fees. The transaction price is reported as $48.92 per share. After the transaction, Mr. Fisher beneficially owns 29,497 shares, a total that the filer notes includes previously reported unvested restricted stock units. The Form 4 was signed by Amanda M. Ducey by power of attorney on 09/24/2025.
Franklin Financial Services Corp. (FRAF) director Elliott G. Warren reported a non-derivative transaction on 09/22/2025 where he received 50 common shares in lieu of cash for part of his director fees at an effective price of $48.92 per share. After the transaction he beneficially owns 16,948 shares, which includes previously reported unvested restricted stock units and 114 shares acquired under the company's 2010 Dividend Reinvestment and Stock Purchase Plan. An additional 330 shares are held by his adult child living in the home, which the reporting person disclaims except for any pecuniary interest.
Franklin Financial Services Corp. director Gregory A. Duffey received 65 shares of the company's common stock on 09/22/2025 in lieu of cash for part of his director fees at an effective price of $48.92 per share. After the issuance, Mr. Duffey beneficially owns 23,645 shares, which the form notes includes previously reported unvested restricted stock units. The Form 4 was signed by Amanda M. Ducey by power of attorney on 09/24/2025. The filing indicates this is a routine director compensation transaction.
Kevin W. Craig, a director of Franklin Financial Services Corp (FRAF), reported a non-derivative acquisition on 09/22/2025. The filing shows 221 shares of common stock were received in lieu of cash for part of his director fees at an effective price of $48.92 per share. After the transaction, Mr. Craig beneficially owned 26,459 shares, a total that includes previously reported unvested restricted stock units and 168 shares acquired under the company’s 2010 Dividend Reinvestment and Stock Purchase Plan. The Form 4 was signed by power of attorney on 09/24/2025.
Martin R. Brown, a director of Franklin Financial Services Corp (FRAF), reported an acquisition of common stock on 09/22/2025. He received 100 shares at a price of $48.92 per share, issued in lieu of cash for a portion of his director fees. After the transaction he beneficially owned 9,201 shares, which includes previously reported unvested restricted stock units and 12 shares acquired under the issuer's 2010 Dividend Reinvestment and Stock Purchase Plan. The Form 4 was signed by power of attorney on 09/24/2025.
Franklin Financial Services Corporation reported that Scott D. Ehrig, Senior Vice President and Chief Wealth Management Officer of Farmers and Merchants Trust Company of Chambersburg, its wholly owned banking subsidiary, has announced his retirement. The retirement will be effective as of the close of business on October 17, 2025. The report is focused on this leadership transition within the wealth management unit and does not describe any related financial terms or broader strategic changes.
Franklin Financial Services Corp director Gregory A. Duffey reported a purchase of 21 shares of the issuer's common stock on 08/27/2025 at a price of $46.55 per share. Following the reported transaction, Mr. Duffey beneficially owns 23,580 shares directly. The filing notes that the total includes 122 shares acquired under the company's 2010 Dividend Reinvestment and Stock Purchase Plan and also includes previously reported unvested restricted stock units.