Welcome to our dedicated page for FRANKLIN FINANCIAL SERVICES /PA/ SEC filings (Ticker: FRAF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Designed for fundamental investors and regulatory compliance professionals, our page simplifies access to critical SEC filings. By combining real-time SEC filing updates, Rhea-AI's analytical insights, and historical stock performance data, we provide comprehensive visibility into FRANKLIN FINANCIAL SERVICES /PA/'s regulatory disclosures and financial reporting.
Fourthstone and affiliated funds report a material passive stake in Franklin Financial Services. The Schedule 13G/A discloses beneficial ownership of 375,872 shares, representing 8.43% of the class based on the issuer's reported 4,458,298 shares outstanding. The holdings are held across Fourthstone LLC, Fourthstone Master Opportunity Fund Ltd., Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP and L. Phillip Stone, IV.
The filing states the shares were acquired in the ordinary course of business by Fourthstone as a registered investment adviser and that the positions were not acquired to influence or change control of the issuer. The cover pages show the split of shared voting and dispositive power among the Reporting Persons.
Franklin Financial Services Corp. (FRAF) Form 4 filing: Director Gregory A. Duffey bought 25 shares of common stock on 07/30/2025 at $40.48 per share, a total outlay of about $1,012. Following the purchase, Duffey now directly owns 23,436 shares (including previously reported unvested restricted stock units). No derivative transactions were reported.
The filing was executed via power of attorney on 08/01/2025 and reflects a single open-market purchase coded “P”. There were no dispositions, no 10b5-1 plan notations, and no changes in indirect ownership.
While the dollar amount is modest, insider purchases are generally viewed as a positive sentiment indicator, signalling the director’s willingness to add personal capital at the current market price. However, the small size limits its financial materiality for the company and its shareholders.
On 07/30/2025, Matthew D. Weaver, SVP & Chief Marketing Officer of Franklin Financial Services Corp. (FRAF), filed a Form 4 disclosing an option exercise (code M) for 2,150 common shares at an exercise price of $21.27 under the 2013 Incentive Stock Option Plan. To cover exercise costs and taxes, 1,109 shares were withheld by the issuer at the then-market price of $41.26 (code F), resulting in a net addition of 1,041 shares to Weaver’s direct holdings.
Following the transaction, Weaver directly owns 3,381 common shares, up from 2,340. The exercised 2016 grant is now exhausted, while 4,500 unexercised options remain (2,250 at $30 expiring 02/23/2027 and 2,250 at $34.10 expiring 02/22/2028). The cashless exercise locks in an intrinsic gain of roughly $43k but does not represent open-market buying or selling. Overall impact is modest given FRAF’s share count, yet the insider retains the newly acquired shares, a signal of continued confidence in the company’s prospects.
On 28 Jul 2025, Franklin Financial Services Corp. (FRAF) EVP & Chief Risk Officer Lorie M. Heckman exercised 2,700 incentive stock options at a $30 strike price (Code M). To fund the cashless exercise and taxes, the issuer withheld 1,903 shares at the market price of $42.58 (Code F), leaving Heckman with a net increase of 797 common shares.
Following the transactions, her direct ownership stands at 6,587 shares; the 2017 option grant is now fully settled, while 2,700 options with a $34.10 strike expiring 22 Feb 2028 remain outstanding. The activity represents routine compensation management, involves less than 0.02 % of FRAF’s 4.4 m shares outstanding, and is unlikely to affect liquidity or signal a directional view on valuation.
Franklin Financial Services (FRAF) Form 4: SVP & Chief HR Officer Karen K. Carmack exercised 2,250 incentive stock options at an exercise price of $21.27 on 07/25/2025 (Transaction Code M). To satisfy tax withholding, 1,118 shares were simultaneously surrendered to the issuer at $42.83 (Code F).
Net result: Carmack’s direct common-stock holding increased by 1,132 shares to 5,049. The 2016 option grant is now fully exhausted; she continues to hold 2,250 options at $30 (exp. 02/23/2027) and 2,250 options at $34.10 (exp. 02/22/2028).
Based on quoted prices, the gross exercise value approximates $96k and the share withholding about $48k. The transaction appears to be a routine, incentive-plan exercise with a modest net share accumulation, offering limited insight into broader corporate fundamentals.
Franklin Financial Services Corp. (FRAF) – Form 4 filing, 28 Jul 2025
EVP & CFO Mark R. Hollar exercised 2,927 incentive stock options at an exercise price of $34.10 on 25 Jul 2025 (Code “M”). To fund the cashless exercise and satisfy tax obligations, 2,331 shares were withheld/disposed at the market price of $42.83 (Code “F”).
- Net share change: +596 common shares; direct holdings now total 16,168 shares.
- Derivative position: Option balance reduced to 0 as the 2013 ISO grant was fully exercised (original expiry 22 Feb 2028).
The transactions modestly increase the executive’s equity stake and remove a potential overhang from in-the-money options. Given the small size relative to FRAF’s 4.4 m outstanding shares, market impact is expected to be minimal.