Welcome to our dedicated page for First Merchants SEC filings (Ticker: FRME), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Merchants Corporation (FRME) SEC filings page provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. First Merchants is an Indiana-incorporated financial holding company whose common stock and depositary shares for its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A (FRMEP), are listed on the Nasdaq Global Select Market. Through its full-service bank charter, First Merchants Bank, the company operates a community banking business that includes personal and business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance.
Among the key filings available are Form 8-K current reports, which First Merchants uses to disclose material events. These include quarterly earnings announcements, where the company reports net interest income, noninterest income, noninterest expense, loan and deposit balances, asset quality measures, and capital ratios, along with details about scheduled earnings conference calls and webcasts. Other 8-K filings document dividend declarations on common stock and on the Series A preferred stock, specifying cash dividend amounts, record dates, and payment dates.
Filings also cover corporate actions such as the entry into a material definitive agreement. For example, First Merchants has filed an 8-K describing its Agreement and Plan of Merger with First Savings Financial Group, Inc., outlining the all-stock merger terms, exchange ratio, anticipated timing, and related voting and registration arrangements. Additional exhibits, such as merger agreements, voting agreements, press releases, and investor presentations, are incorporated by reference in these reports.
On this page, users can review FRME’s SEC filings to analyze how the company describes its financial condition, capital structure, dividend practices, and significant transactions. AI-powered summaries can help explain the contents of lengthy documents, highlight key items in earnings releases, and clarify the implications of corporate actions and preferred stock terms for common and preferred shareholders.
First Merchants Corp Chief Risk Officer Eva D. Scurlock reported selling 3,227 shares of common stock on February 6, 2026 at a price of $42.29 per share. After this sale, she beneficially owned 20,063.128 shares, including 2,223.109 shares of restricted stock awards.
First Merchants Corporation has expanded its Board of Directors from twelve to thirteen members and appointed Larry W. Myers to the new Class III seat. His initial term runs until the 2026 Annual Meeting of Shareholders, when he will be considered for a one-year term.
Myers, the long-time President and CEO of First Savings Bank and First Savings Financial Group, joined the board shortly after First Merchants completed its merger with First Savings on February 1, 2026. He will serve on the Risk and Credit Policy Committee and participate in the equity compensation plan for non-employee directors, with director compensation beginning in the third quarter of 2026.
The company, a $21.4 billion financial holding company, highlights Myers’ deep community banking experience and knowledge of the southern Indiana market as support for its growth strategy and shareholder value focus.
First Merchants Corporation adopted a 2026 Senior Management Incentive Compensation Program for its named executive officers and other senior leaders. This cash-based, non-equity plan ties bonus payouts to operating performance, measured primarily by operating earnings on a diluted GAAP basis.
For 2026, potential SMICP cash payments as a percentage of base salary range by role. The Chief Executive Officer can earn 40% of base salary at threshold, 80% at target, and up to 160% at maximum. The President and the Chief Financial Officer each have 30%, 60%, and 120% levels, while the Chief Credit Officer and Chief Commercial Officer each have 25%, 50%, and 100% levels.
Most executives’ bonuses depend entirely on company operating earnings, while the Chief Commercial Officer’s award is based 70% on operating earnings and 30% on operating revenue and net contribution from the Commercial line of business. Payouts are interpolated between threshold and maximum, require employment at payment (with limited exceptions), and are subject to the company’s clawback policy for materially inaccurate financial statements or as required by law.
A holder of First Merchants Corporation common stock has filed a notice to sell 3227 shares under Rule 144. These shares, with an aggregate market value of 131693.87, are to be sold through Broadridge Corporate Issuer Solutions, Inc. on Nasdaq around 02/04/2026.
The securities to be sold are common stock previously acquired on 07/09/2024 by exercising options from First Merchants Corporation, with payment also made on that date via option exercise. The filer represents they are not aware of undisclosed material adverse information about the issuer.
First Merchants Corporation completed its acquisition of First Savings Financial Group, Inc. under a previously signed merger agreement. The merger became effective as of 12:01 a.m. Eastern Time on February 1, 2026, when First Savings merged into First Merchants.
Each share of First Savings common stock was converted into the right to receive 0.85 share of First Merchants common stock, plus cash instead of any fractional shares, in a tax-free exchange. Based on this exchange, First Merchants expects to issue approximately 6.1 million shares of its common stock.
Immediately before closing, First Savings restricted stock awards were exchanged for First Merchants shares using the same exchange ratio. Outstanding First Savings stock options were cancelled for a cash payment per share equal to $32.59 minus the exercise price and applicable taxes, paid by First Savings. After the holding company merger, First Savings Bank also merged into First Merchants Bank, which continues as the surviving bank.
First Merchants Corporation furnished an update on its fourth quarter and full-year performance by issuing a press release covering financial results for the quarter ended December 31, 2025. The company released this information on January 26, 2026 and attached the press release as Exhibit 99.1.
First Merchants also scheduled a fourth quarter 2025 earnings conference call and webcast for January 27, 2026 at 9:00 a.m. Eastern Time, using a slide presentation furnished as Exhibit 99.2. The company specifies that the press release and presentation are being furnished, not filed, under the securities laws and will only be incorporated into other documents if expressly referenced.
First Merchants Corporation reported that it has received a non-objection from the Federal Reserve Bank of Chicago for its requested waiver of application related to its pending merger with First Savings Financial Group, Inc.
The company previously obtained approvals from the Federal Deposit Insurance Corporation and the Indiana Department of Financial Institutions, so all required regulatory approvals for the merger are now in place. Boards of both companies have approved the transaction, and First Savings’ shareholders approved it at a special meeting on December 19, 2025.
With these steps completed, First Merchants and First Savings anticipate that the merger will become effective as of February 1, 2026, subject to satisfaction of customary closing conditions in the merger agreement. The company also cautions that forward-looking statements about the merger involve risks, including potential failure to meet closing conditions or termination of the agreement.
First Merchants Corp’s new Chief Risk Officer, Eva A. Scurlock, has filed an initial ownership report showing her equity position in the company. She beneficially owns 23,290.128 shares of common stock, which includes 2,223.109 shares from restricted stock awards. She also holds employee stock options to buy 5,986 and 681 shares of common stock at an exercise price of $21.79 per share, expiring on February 18, 2026, and an additional 4,762 shares at $26.04 per share, expiring on February 15, 2028. All holdings are reported as directly owned.
FIRST MERCHANTS CORP filed a quarterly Form 13F holdings report as an institutional investment manager. The firm reports that it alone is responsible for this filing, with 0 other included managers. The information table covers 513 separate investment positions with a combined reported value of $2,700,283,340, rounded to the nearest dollar. The report is signed by Heather Roche, Assistant Manager for Private Wealth Operations, confirming that all required schedules and tables are included.
First Merchants Corporation reported that its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A. The dividend is $46.88 per preferred share, which equals $0.4688 per depositary share. The dividend is payable on February 16, 2026 to stockholders of record as of January 30, 2026.