Welcome to our dedicated page for First Merchants SEC filings (Ticker: FRME), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The First Merchants Corporation (FRME) SEC filings page provides access to the company’s regulatory disclosures filed with the U.S. Securities and Exchange Commission. First Merchants is an Indiana-incorporated financial holding company whose common stock and depositary shares for its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A (FRMEP), are listed on the Nasdaq Global Select Market. Through its full-service bank charter, First Merchants Bank, the company operates a community banking business that includes personal and business banking, real estate mortgage lending, cash management services, brokerage, wealth management, and insurance.
Among the key filings available are Form 8-K current reports, which First Merchants uses to disclose material events. These include quarterly earnings announcements, where the company reports net interest income, noninterest income, noninterest expense, loan and deposit balances, asset quality measures, and capital ratios, along with details about scheduled earnings conference calls and webcasts. Other 8-K filings document dividend declarations on common stock and on the Series A preferred stock, specifying cash dividend amounts, record dates, and payment dates.
Filings also cover corporate actions such as the entry into a material definitive agreement. For example, First Merchants has filed an 8-K describing its Agreement and Plan of Merger with First Savings Financial Group, Inc., outlining the all-stock merger terms, exchange ratio, anticipated timing, and related voting and registration arrangements. Additional exhibits, such as merger agreements, voting agreements, press releases, and investor presentations, are incorporated by reference in these reports.
On this page, users can review FRME’s SEC filings to analyze how the company describes its financial condition, capital structure, dividend practices, and significant transactions. AI-powered summaries can help explain the contents of lengthy documents, highlight key items in earnings releases, and clarify the implications of corporate actions and preferred stock terms for common and preferred shareholders.
First Merchants Corporation announced that director Patrick Fehring retired from the Board effective immediately on November 14, 2025. He had served since 2022 and was a member of the Risk and Credit Policy Committee. The company stated his retirement was not due to any disagreement regarding operations, policies, or practices.
On the same date, the Board size was reduced from 13 to 12 members, reflecting Mr. Fehring’s departure.
First Merchants Corporation declared a cash dividend of $0.36 per common share.
The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
First Merchants Corporation declared a cash dividend of $0.36 per common share.
The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
First Merchants Corporation announced a cash dividend of $0.36 per common share. The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
The disclosure is presented under Item 8.01 (Other Events) and specifies that the information is furnished, not filed, under the Exchange Act.
First Merchants Corporation filed a prospectus/proxy for an all‑stock merger with First Savings Financial Group, exchanging 0.85 FRME share per FSFG share. Based on FRME prices, the implied value was $33.60 per FSFG share on September 24, 2025 and $31.45 on October 15, 2025. The market value of aggregate consideration was approximately $235.2 million and $220.5 million on those dates, respectively.
Assuming 7,000,558 FSFG shares at closing, FRME expects to issue about 5,950,474 shares. Cash will be paid in lieu of fractional shares, and FSFG options will vest then be cancelled for cash based on the exchange ratio and a 10‑day FRME VWAP. The Merger is intended to qualify as a tax‑free reorganization under Section 368(a).
FSFG shareholders will vote on December 19, 2025; approval requires a majority of outstanding shares, and there are no dissenters’ rights. No FRME vote is required. Regulatory approvals from the Indiana DFI, FDIC, and potentially the Federal Reserve are needed. A $10,000,000 termination fee may apply under certain conditions. Closing is expected in Q1 2026, creating a company with 127 branches and about $21.1 billion in assets.
First Merchants Corp (FRME): Officer Jacob Burkett reported an insider sale. On 11/04/2025, he sold 5,689 shares of common stock at $35.55 per share. Following the transaction, he beneficially owns 27,752.586 shares directly and 3,599.291 shares indirectly through a 401(k) plan. The direct total includes Restricted Stock Awards totaling 21,634.835 shares. Burkett is listed as Chief Information Officer and Senior Vice President.
First Merchants Corporation reported solid third‑quarter results. Net income reached $56.8 million, and diluted EPS was $0.98, up from $0.84 a year ago. Net interest income was $133.7 million versus $131.1 million, while the provision for credit losses declined to $4.3 million from $5.0 million, supporting earnings.
Fee businesses contributed meaningfully: noninterest income rose to $32.5 million from $24.9 million on steady service charges, fiduciary fees, and higher mortgage‑related gains. Expenses were contained at $96.6 million versus $94.6 million, reflecting disciplined cost control.
The balance sheet expanded. Loans were $13.59 billion and deposits were $14.87 billion. Total assets were $18.81 billion. Stockholders’ equity rose to $2.41 billion, and accumulated other comprehensive loss improved to $(155.9) million from $(188.7) million at year‑end. The company paid a common dividend of $0.36 per share in the quarter. As of October 27, 2025, common shares outstanding were 57,825,020. The glossary notes a Merger Agreement with First Savings Financial Group with an exchange ratio of 0.85 share of First Merchants stock.
First Merchants Corporation furnished a Form 8-K announcing its third-quarter 2025 results and related investor events. The company issued a press release for the quarter ended September 30, 2025, and provided materials for an earnings discussion.
The press release is furnished as Exhibit 99.1. A slide presentation for the earnings conference call and webcast at 9:00 a.m. (ET) on October 23, 2025 is furnished as Exhibit 99.2. The information is furnished, not filed, and is not incorporated by reference unless specifically stated.
First Merchants Corporation furnished a Form 8-K announcing its third-quarter 2025 results and related investor events. The company issued a press release for the quarter ended September 30, 2025, and provided materials for an earnings discussion.
The press release is furnished as Exhibit 99.1. A slide presentation for the earnings conference call and webcast at 9:00 a.m. (ET) on October 23, 2025 is furnished as Exhibit 99.2. The information is furnished, not filed, and is not incorporated by reference unless specifically stated.
First Merchants Corporation announced it furnished a press release reporting third-quarter results for the period ended September 30, 2025. The company will host an earnings conference call and webcast on October 23, 2025 at 9:00 a.m. ET. The press release is provided as Exhibit 99.1 and the slide presentation for the call as Exhibit 99.2. The furnished materials are not deemed “filed” for purposes of Section 18 of the Exchange Act and will only be incorporated by reference if expressly stated.
First Merchants Corp (FRME) filed a Form 13F Holdings Report, confirming its quarterly institutional equity holdings disclosure. The filing lists 523 reportable positions on the Form 13F Information Table with an aggregate reported value of $2,652,618,673 (rounded to the nearest dollar). The report includes 0 other included managers, indicating First Merchants filed independently for these holdings.
The report is signed by Kimbra Edwards, Private Wealth Operations, Manager, in Muncie, IN, dated 10-03-2025. This is an administrative disclosure of portfolio holdings, not an earnings or transaction announcement.
First Merchants Corporation announced a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A. The dividend is $46.88 per preferred share, equivalent to $0.4688 per depositary share, payable on November 14, 2025 to stockholders of record on October 31, 2025.
The company furnished a press release as Exhibit 99.1. Common stock (FRME) and preferred depositary shares (FRMEP) trade on Nasdaq.