Welcome to our dedicated page for FIRST MERCHANTS SEC filings (Ticker: FRME), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Merchants Corporation filings document a financial holding-company disclosure record centered on First Merchants Bank, Nasdaq-listed common stock under FRME, and depositary shares representing Series A non-cumulative perpetual preferred stock under FRMEP. Form 8-K reports cover quarterly operating results, earnings-call exhibits, common and preferred dividend declarations, board changes, compensation-plan actions, and completed merger activity.
Proxy materials describe shareholder voting matters, director elections, board structure, executive compensation, equity awards, and governance practices. Merger-related and capital-structure disclosures record share conversion terms, preferred-stock dividend mechanics, director compensation, and related exhibits for material corporate events.
First Merchants Corporation reported that it has received a non-objection from the Federal Reserve Bank of Chicago for its requested waiver of application related to its pending merger with First Savings Financial Group, Inc.
The company previously obtained approvals from the Federal Deposit Insurance Corporation and the Indiana Department of Financial Institutions, so all required regulatory approvals for the merger are now in place. Boards of both companies have approved the transaction, and First Savings’ shareholders approved it at a special meeting on December 19, 2025.
With these steps completed, First Merchants and First Savings anticipate that the merger will become effective as of February 1, 2026, subject to satisfaction of customary closing conditions in the merger agreement. The company also cautions that forward-looking statements about the merger involve risks, including potential failure to meet closing conditions or termination of the agreement.
First Merchants Corp’s new Chief Risk Officer, Eva A. Scurlock, has filed an initial ownership report showing her equity position in the company. She beneficially owns 23,290.128 shares of common stock, which includes 2,223.109 shares from restricted stock awards. She also holds employee stock options to buy 5,986 and 681 shares of common stock at an exercise price of $21.79 per share, expiring on February 18, 2026, and an additional 4,762 shares at $26.04 per share, expiring on February 15, 2028. All holdings are reported as directly owned.
FIRST MERCHANTS CORP filed a quarterly Form 13F holdings report as an institutional investment manager. The firm reports that it alone is responsible for this filing, with 0 other included managers. The information table covers 513 separate investment positions with a combined reported value of $2,700,283,340, rounded to the nearest dollar. The report is signed by Heather Roche, Assistant Manager for Private Wealth Operations, confirming that all required schedules and tables are included.
First Merchants Corporation reported that its Board of Directors has declared a quarterly cash dividend on its 7.50% Non-Cumulative Perpetual Preferred Stock, Series A. The dividend is $46.88 per preferred share, which equals $0.4688 per depositary share. The dividend is payable on February 16, 2026 to stockholders of record as of January 30, 2026.
First Merchants Corporation announced that director Patrick Fehring retired from the Board effective immediately on November 14, 2025. He had served since 2022 and was a member of the Risk and Credit Policy Committee. The company stated his retirement was not due to any disagreement regarding operations, policies, or practices.
On the same date, the Board size was reduced from 13 to 12 members, reflecting Mr. Fehring’s departure.
First Merchants Corporation announced a cash dividend of $0.36 per common share. The dividend is payable on December 19, 2025 to common stockholders of record as of December 5, 2025. The company furnished a press release as Exhibit 99.1.
The disclosure is presented under Item 8.01 (Other Events) and specifies that the information is furnished, not filed, under the Exchange Act.
First Merchants Corporation filed a prospectus/proxy for an all‑stock merger with First Savings Financial Group, exchanging 0.85 FRME share per FSFG share. Based on FRME prices, the implied value was $33.60 per FSFG share on September 24, 2025 and $31.45 on October 15, 2025. The market value of aggregate consideration was approximately $235.2 million and $220.5 million on those dates, respectively.
Assuming 7,000,558 FSFG shares at closing, FRME expects to issue about 5,950,474 shares. Cash will be paid in lieu of fractional shares, and FSFG options will vest then be cancelled for cash based on the exchange ratio and a 10‑day FRME VWAP. The Merger is intended to qualify as a tax‑free reorganization under Section 368(a).
FSFG shareholders will vote on December 19, 2025; approval requires a majority of outstanding shares, and there are no dissenters’ rights. No FRME vote is required. Regulatory approvals from the Indiana DFI, FDIC, and potentially the Federal Reserve are needed. A $10,000,000 termination fee may apply under certain conditions. Closing is expected in Q1 2026, creating a company with 127 branches and about $21.1 billion in assets.
First Merchants Corp (FRME): Officer Jacob Burkett reported an insider sale. On 11/04/2025, he sold 5,689 shares of common stock at $35.55 per share. Following the transaction, he beneficially owns 27,752.586 shares directly and 3,599.291 shares indirectly through a 401(k) plan. The direct total includes Restricted Stock Awards totaling 21,634.835 shares. Burkett is listed as Chief Information Officer and Senior Vice President.
First Merchants Corporation reported solid third‑quarter results. Net income reached $56.8 million, and diluted EPS was $0.98, up from $0.84 a year ago. Net interest income was $133.7 million versus $131.1 million, while the provision for credit losses declined to $4.3 million from $5.0 million, supporting earnings.
Fee businesses contributed meaningfully: noninterest income rose to $32.5 million from $24.9 million on steady service charges, fiduciary fees, and higher mortgage‑related gains. Expenses were contained at $96.6 million versus $94.6 million, reflecting disciplined cost control.
The balance sheet expanded. Loans were $13.59 billion and deposits were $14.87 billion. Total assets were $18.81 billion. Stockholders’ equity rose to $2.41 billion, and accumulated other comprehensive loss improved to $(155.9) million from $(188.7) million at year‑end. The company paid a common dividend of $0.36 per share in the quarter. As of October 27, 2025, common shares outstanding were 57,825,020. The glossary notes a Merger Agreement with First Savings Financial Group with an exchange ratio of 0.85 share of First Merchants stock.
First Merchants Corporation announced it furnished a press release reporting third-quarter results for the period ended September 30, 2025. The company will host an earnings conference call and webcast on October 23, 2025 at 9:00 a.m. ET. The press release is provided as Exhibit 99.1 and the slide presentation for the call as Exhibit 99.2. The furnished materials are not deemed “filed” for purposes of Section 18 of the Exchange Act and will only be incorporated by reference if expressly stated.