Every 10-Q that FIVE STAR BANCORP (FSBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FSBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FSBC filings page.
Five Star Bancorp reported solid growth for the three and six months ended June 30, 2026. Total assets reached $5.38 billion, up from $4.75 billion at December 31, 2025, driven mainly by loans held for investment of $4.52 billion and deposits of $4.80 billion. Quarterly net income was $19.4 million, compared with $14.5 million a year earlier, and six‑month net income was $38.0 million versus $27.6 million. Basic earnings per share were $0.91 for the quarter and $1.79 year‑to‑date.
Credit quality remained generally sound, with an allowance for credit losses of $47.3 million on loans held for investment and non‑accrual loans of $13.4 million. The bank continued to fund loan growth primarily with core deposits, while time deposits declined and lower‑cost money market balances expanded. Subsequent to quarter‑end, Five Star completed a public offering of 3,133,750 common shares at $44.00 per share, generating approximately $129.9 million of net proceeds under its existing $300.0 million shelf registration.
Five Star Bancorp reported stronger results for the quarter ended March 31, 2026. Net income rose to $18.6 million, up from $13.1 million a year earlier, with basic and diluted EPS at $0.87 versus $0.62. Net interest income increased to $43.5 million from $34.0 million, as loan interest and fee income grew while interest expense on deposits remained relatively stable.
Total assets reached $5.0 billion, with loans held for investment of $4.21 billion and deposits of $4.47 billion as of March 31, 2026. Credit quality stayed solid: non-accrual loans were $2.8 million, charge-offs were low, and the allowance for credit losses increased to $46.4 million. The company maintained strong liquidity with $644.4 million in cash and cash equivalents and no outstanding FHLB or Federal Reserve borrowings.
Five Star Bancorp reported stronger results for the quarter ended September 30, 2025. Net income rose to $16.3 million from $10.9 million a year ago, and diluted EPS was $0.77 versus $0.52. Net interest income increased to $39.3 million from $30.4 million as loan yields and earning assets expanded, while the provision for credit losses was $2.5 million, down from $2.8 million.
Total assets reached $4.64 billion (up from $4.05 billion at December 31, 2024). Loans held for investment were $3.89 billion versus $3.53 billion, and deposits were $4.10 billion versus $3.56 billion, including $925.5 million of reciprocal network deposits. Noninterest expense was $16.6 million compared with $13.8 million. Credit quality metrics remained manageable: non‑accrual loans were $2.13 million versus $1.80 million and the allowance for credit losses was $42.1 million versus $37.8 million. Shares outstanding were 21,367,387 as of October 31, 2025.