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FIVE STAR BANCORP 424B Filings

FSBC NASDAQ

Every 424B that FIVE STAR BANCORP (FSBC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 424B covers the supplement that carries the terms of a priced offering, so if you follow FSBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FSBC filings page.

Rhea-AI Summary

Five Star Bancorp is conducting a primary offering of 2,725,000 shares of common stock at $44.00 per share, for a gross amount of $119.9 million. Underwriters have a 30‑day option to purchase up to 408,750 additional shares. After underwriting discounts and estimated expenses, net proceeds are estimated at $112.9 million, or $129.9 million if the option is fully exercised, to be used for general corporate purposes, working capital and to support growth via investments in Five Star Bank.

For the quarter ended June 30 2026, preliminary unaudited results show net income of $19.4 million and diluted EPS of $0.91. Net interest income was $46.1 million with a net interest margin of 3.63%. Total assets were $5.38 billion, loans held for investment $4.52 billion, and deposits $4.80 billion. Insured and collateralized deposits were 65.80% of total deposits, and total liquidity was about $2.3 billion. The Tier 1 leverage ratio was 9.21% and total capital to risk‑weighted assets 12.51% as of June 30 2026.

Rhea-AI Summary

Five Star Bancorp is conducting a primary offering of common stock under its shelf registration to raise capital for general corporate purposes, support continued growth, invest in Five Star Bank, and fund working capital.

Preliminary unaudited results for the quarter ended June 30, 2026 show net income of $19.4 million, up from $18.6 million in the prior quarter and $14.5 million a year earlier, with diluted EPS of $0.91. Net interest income was $46.1 million and net interest margin was 3.63%. Total assets reached $5.38 billion, loans held for investment $4.52 billion, and deposits $4.80 billion, with annualized second-quarter growth in deposits and loans above 29%. Return on average equity was 16.67%, and tangible book value per share increased to $22.14. Capital ratios remain above regulatory minimums, though the Tier 1 leverage ratio declined to 9.21%. Asset quality metrics weakened as nonperforming loans rose to $13.4 million (0.30% of loans), driven by a single Community Reinvestment Act loan, while the allowance for credit losses increased to $47.3 million. The board declared cash dividends of $0.25 per share in the second quarter and an additional $0.25 per share payable in August 2026.

Rhea-AI Summary

Five Star Bancorp has filed a shelf registration allowing it to offer up to $300,000,000 of securities, including common stock, preferred stock, debt securities, depositary shares, warrants, purchase contracts, purchase units, subscription rights and units, in one or more future offerings.

Specific terms, prices and use of proceeds for each issuance will be detailed in separate prospectus supplements. The securities may be convertible or exchangeable into other Five Star instruments, and can be sold through underwriters, dealers, agents or directly. Five Star’s common stock trades on the Nasdaq Global Select Market under the symbol FSBC. As of January 30, 2026, the company had 21,376,153 common shares outstanding and, as of September 30, 2025, 1,361,866 shares reserved under its 2021 Equity Incentive Plan.