Shannon Deary-Bell (FSBC) awarded 974 Five Star Bancorp shares via family trust

Rhea-AI Filing Summary

Five Star Bancorp director Shannon Deary-Bell reported an equity award of 974 shares of common stock, granted on January 29, 2026 under the company’s 2021 Equity Incentive Plan. The shares are held indirectly through The Bell Family Revocable Trust, where she serves as trustee.

The 974 shares are scheduled to vest on December 31, 2026, provided she remains a director on that date. Following this grant, The Bell Family Revocable Trust holds 79,562 shares. Additional Five Star Bancorp shares are held in several family trusts, including trusts benefiting her children, for which she serves as trustee and, for certain trusts, disclaims beneficial ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Deary-Bell Shannon

(Last) (First) (Middle)

C/O FIVE STAR BANCORP

3100 ZINFANDEL DRIVE, SUITE 100

(Street)

RANCHO CORDOVA CA 95670

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIVE STAR BANCORP [ FSBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		974(1)	A	$0	79,562	I	By self as trustee(2)
Common Stock								3,900	I	By self as trustee other trust(3)
Common Stock								4,830	I	see note(4)(5)
Common Stock								5,000	I	see other note(5)(6)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Ms. Deary-Bell, remains as a director with Five Star Bancorp on that date.

2. Shares are held by The Bell Family Revocable Trust dated December 14, 1994, for which Ms. Deary-Bell serves as a trustee.

3. Shares are held by the Beverly B. Deary Trust (Survivor's Trust), for which Ms. Deary-Bell serves as a trustee.

4. Shares are held by The Connor J. Bell 2018 Irrevocable Trust, dated 11/2/2018, for the benefit of Ms. Deary-Bell's child.

5. Ms. Deary-Bell disclaims ownership of these securities, and this report shall not be deemed an admission that Ms. Deary-Bell is the beneficial owner of the securities for purposes of Section 16 or for any other purpose.

6. Shares are held by The Riley S. Bell 2018 Irrevocable Trust, dated 11/2/2018, for the benefit of Ms. Deary-Bell's child.

Remarks:

	/s/ Shannon Deary-Bell, by Heather C. Luck, Attorney-in-Fact	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did FSBC director Shannon Deary-Bell report?

Shannon Deary-Bell reported an award of 974 shares of Five Star Bancorp common stock. The grant was made on January 29, 2026 under the 2021 Equity Incentive Plan, with the shares held indirectly through The Bell Family Revocable Trust, where she serves as trustee.

What are the vesting terms of Shannon Deary-Bell’s 974-share FSBC award?

The 974-share award is scheduled to fully vest on December 31, 2026. Vesting is conditional on Ms. Deary-Bell continuing to serve as a director of Five Star Bancorp through that date, according to the terms disclosed for the 2021 Equity Incentive Plan grant.

How many FSBC shares does The Bell Family Revocable Trust hold after the grant?

The Bell Family Revocable Trust holds 79,562 Five Star Bancorp shares after the reported grant. These shares are reported as indirectly owned, with Shannon Deary-Bell serving as trustee, reflecting her trustee role rather than direct individual ownership of the common stock.

How are Shannon Deary-Bell’s FSBC holdings structured through family trusts?

Five Star Bancorp shares are held in multiple family trusts where Ms. Deary-Bell serves as trustee. These include The Bell Family Revocable Trust and other trusts, including irrevocable trusts for her children, for which she reports the holdings and, for certain trusts, disclaims beneficial ownership.

Does Shannon Deary-Bell disclaim beneficial ownership of any FSBC shares?

Yes, Ms. Deary-Bell disclaims beneficial ownership of certain Five Star Bancorp shares. Shares held in specified irrevocable trusts for the benefit of her children are reported with a disclaimer that the filing should not be deemed an admission of beneficial ownership for Section 16 or any other purpose.

What plan governed the 974-share equity award to Shannon Deary-Bell at FSBC?

The 974-share grant was made under the Five Star Bancorp 2021 Equity Incentive Plan. The award consists of common stock scheduled to vest on December 31, 2026, conditioned on Ms. Deary-Bell’s continued service as a director through that vesting date.