Five Star Bancorp (FSBC) director reports 974-share equity grant

Rhea-AI Filing Summary

Five Star Bancorp director Judson T. Riggs reported an indirect award of 974 shares of common stock on January 29, 2026. The shares were granted at a price of $0 under the company’s 2021 Equity Incentive Plan and are scheduled to vest on December 31, 2026, subject to the director service condition described in the footnote.

After this grant, 85,258 shares of Five Star Bancorp common stock were beneficially owned indirectly through The Riggs Family Trust dated May 11, 2006, for which Mr. Riggs serves as trustee.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Riggs Judson Teichert

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	974	$0.00	--

Holdings After Transaction: Common Stock — 85,258 shares (Indirect, By self as trustee)

Footnotes (1)

1. Granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Reynoso, remains as a director with Five Star Bancorp on that date. Shares are held by The Riggs Family Trust dated May 11, 2006, for which Mr. Riggs serves as trustee.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Riggs Judson Teichert

(Last) (First) (Middle)

C/O FIVE STAR BANCORP

3100 ZINFANDEL DRIVE, SUITE 100

(Street)

RANCHO CORDOVA CA 95670

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
FIVE STAR BANCORP [ FSBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/29/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/29/2026		A		974(1)	A	$0	85,258	I	By self as trustee(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Granted pursuant to the Five Star Bancorp 2021 Equity Incentive Plan with all shares scheduled to vest on December 31, 2026, provided the reporting person, Mr. Reynoso, remains as a director with Five Star Bancorp on that date.

2. Shares are held by The Riggs Family Trust dated May 11, 2006, for which Mr. Riggs serves as trustee.

Remarks:

	/s/ Judson T. Riggs, by Heather C. Luck, Attorney-in-Fact	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did FSBC report for director Judson T. Riggs?

Five Star Bancorp reported an indirect acquisition of 974 shares of common stock for director Judson T. Riggs. The shares were granted at $0 under the 2021 Equity Incentive Plan and increase his reported indirect beneficial ownership to 85,258 shares via The Riggs Family Trust.

When did the latest FSBC insider stock grant occur and at what price?

The latest insider stock grant associated with Five Star Bancorp occurred on January 29, 2026, for 974 common shares. The grant price was reported as $0 per share under the company’s 2021 Equity Incentive Plan, reflecting an equity award rather than an open-market purchase.

How many FSBC shares does Judson T. Riggs beneficially own after this transaction?

After this transaction, Judson T. Riggs is reported as beneficially owning 85,258 shares of Five Star Bancorp common stock. These shares are held indirectly through The Riggs Family Trust dated May 11, 2006, where he serves as trustee, according to the filing’s footnote disclosure.

How are the newly granted FSBC shares structured for vesting?

The 974 granted shares are scheduled to vest on December 31, 2026, under the Five Star Bancorp 2021 Equity Incentive Plan. Vesting is conditioned on the named director remaining on the board through that date, as described in the explanatory footnote to the transaction.

Are the FSBC shares held directly by Judson T. Riggs or through another entity?

The Five Star Bancorp shares are held indirectly through The Riggs Family Trust dated May 11, 2006. The filing states that Judson T. Riggs serves as trustee of this trust, and the 85,258 shares reported following the transaction are attributed to this trust arrangement.