Here are the 10-K annual reports from First Savings Financial Group, Inc (FSFG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow FSFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FSFG filings page.
First Savings Financial Group, Inc. files its annual report for the year ended September 30, 2025, detailing a community banking franchise in southern Indiana and a pending merger with First Merchants Corporation.
The company operates First Savings Bank, focusing on traditional deposits and a diversified loan book that includes residential mortgages, commercial real estate, construction, land development, consumer and commercial business loans. It has built sizable niche platforms: a single-tenant net lease commercial real estate program with a $765.4 million portfolio at September 30, 2025, a nationwide SBA 7(a) lending platform with $321.6 million in loans (of which $224.2 million represent sold guaranteed portions), and a first lien home equity portfolio of $386.8 million, including $36.1 million held for sale.
On September 24, 2025, the company entered a definitive agreement to merge into First Merchants Corporation, with its bank subsidiary to merge into First Merchants Bank, subject to regulatory and shareholder approvals and other customary conditions, and expected to close in the first calendar quarter of 2026. The franchise holds meaningful market shares of FDIC-insured deposits in its core Indiana counties, including 22.78% in Clark County and 40.70% in Washington County as of June 30, 2025, and has exited a nationwide mortgage banking platform to refocus on core and specialty lending.