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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON,
D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant
to Section 13 or 15(D)
of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported):
October 16, 2026
FS Credit Real Estate Income Trust, Inc.
(Exact name of Registrant as specified in its
charter)
| Maryland |
|
000-56163 |
|
81-4446064 |
(State
or other jurisdiction
of incorporation) |
|
(Commission
File Number) |
|
(I.R.S.
Employer
Identification No.) |
3025 JFK Boulevard, OFC 500
Philadelphia,
Pennsylvania
(Address of principal executive offices) |
|
|
19104
(Zip Code) |
Registrant’s telephone number, including
area code: (215) 495-1150
None
(Former Name or Address, if Changed Since Last Report)
Check the appropriate
box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):
| ¨ |
Written
communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
| |
|
| ¨ |
Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
| |
|
| ¨ |
Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
| |
|
| ¨ |
Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Securities registered pursuant to Section 12(b) of the Exchange
Act: None.
| Title of each class |
|
Trading
Symbol(s) |
|
Name
of each exchange on which registered |
| N/A |
|
N/A |
|
N/A |
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
¨ Emerging
growth company
If
an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying
with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
| Item 1.01. |
Entry into a Material Definitive Agreement. |
WF-2 Amendment No. 2 to Master Repurchase and Securities Contract
Agreement
On October
16, 2026, FS CREIT Finance WF-2 LLC, or WF-2, an indirect wholly owned special-purpose financing subsidiary of FS Credit Real
Estate Income Trust, Inc., or the Company, entered into Amendment No. 2 to Master Repurchase and Securities Contract Agreement, or Amendment
No. 2, amending that certain Master Repurchase and Securities Contract Agreement dated as of October 18, 2024 (as previously amended)
with Wells Fargo Bank, National Association, or Wells Fargo, as buyer. Amendment No. 2 provides for, among other things, an extension
of the maturity date to October 18, 2027, and a maximum facility amount of $79,330,309.85.
Amendment No. 2 described above is qualified in
its entirety by the agreement attached as Exhibit 10.1 to this Current Report on Form 8-K and incorporated herein by reference.
| Item 2.03. |
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. |
The information contained in Item 1.01 of this
Current Report on Form 8-K is incorporated by reference into this Item 2.03.
EXHIBIT
NUMBER |
|
DESCRIPTION |
| |
|
|
| 10.1 |
|
Amendment
No. 2 to Master Repurchase and Securities Contract Agreement, dated as of October 16, 2026, among FS CREIT Finance WF-2 LLC, FS Credit
Real Estate Income Trust, Inc., FS CREIT Finance Holdings LLC and Wells Fargo Bank, National Association. |
| 104 |
|
Cover Page Interactive Data File (embedded within the Inline XBRL document) |
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| |
FS Credit Real Estate Income Trust, Inc. |
| |
|
|
| Date: October 20, 2026 |
By: |
/s/ Stephen Sypherd |
| |
|
Stephen S. Sypherd |
| |
|
Vice President, Treasurer and Secretary |
