Welcome to our dedicated page for FS Credit Real Estate Income Mutual Fund Class I SEC filings (Ticker: FSREI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
FS Credit Real Estate Income Trust, Inc. SEC filings provide detailed information about the company’s financing structures and obligations. As a Maryland corporation reporting under Commission File Number 000-56163, the company uses Form 8-K current reports to disclose entry into material definitive agreements, amendments to existing facilities, and the creation of direct financial obligations or obligations under off-balance sheet arrangements.
In these filings, FS Credit Real Estate Income Trust, Inc. describes master repurchase and securities contract agreements, loan and servicing agreements, and related guaranty arrangements involving its indirect, wholly owned special-purpose subsidiaries. Facilities such as the MS-1 Facility, CO-1 Facility, JP-1 Facility, MM-1 Facility, and NTX-1 Facility are documented through exhibits that outline terms for financing performing senior commercial and multifamily mortgage loans, A-notes, pari passu participation interests, mezzanine loans, and certain real estate owned or REO mortgage loans.
On this filings page, users can review: summaries of Form 8-K reports describing new facilities and amendments; disclosures of financial covenants requiring the company to maintain specified adjusted tangible net worth, EBITDA to interest expense ratios, leverage ratios, and minimum liquidity; and descriptions of Guaranty Agreements under which FS Credit Real Estate Income Trust, Inc. guarantees obligations of its subsidiaries, sometimes with provisions that may become full recourse upon certain events.
With real-time updates sourced from the SEC’s EDGAR system, this page allows users to see new 8-K filings as they are posted and to access the underlying exhibits for complete contractual details. AI-powered summaries can help explain the significance of each filing, highlight changes in facility sizes, pricing spreads, and maturity or termination dates, and clarify how covenants and guaranty terms affect the company’s risk profile.
In addition to Form 8-K reports, investors may also consult other SEC forms for FS Credit Real Estate Income Trust, Inc., such as annual reports on Form 10-K or quarterly reports on Form 10-Q, when available, to obtain broader financial and operational context. Insider transaction reports on Form 4 and proxy statements on Schedule 14A, if filed, can further illuminate governance and compensation matters. This filings page is designed to make those documents easier to navigate and interpret through structured access and AI-assisted analysis.
FS Credit Real Estate Income Trust, Inc. entered into a Master Repurchase Agreement with JP Morgan Chase Bank to finance eligible commercial real estate loans and related interests. The JP-1 Facility provides up to $612,312,452.79 in financing.
Assets financed under the facility must be repurchased no later than October 15, 2030, or earlier if the asset matures sooner. FS CREIT delivered a Guaranty that may become full recourse upon certain events, including the commencement of certain bankruptcy actions involving FS CREIT or its financing subsidiary.
Covenants require an EBITDA-to-interest expense ratio of at least 1.40 to 1.00, total indebtedness to tangible net worth not exceeding 3.50 to 1.00, and minimum liquidity of the greater of $15,000,000 or 5% of the facility’s outstanding amount. Pricing accrues at a fixed spread over Term SOFR with asset-specific advance rates.
FS Credit Real Estate Income Trust, Inc. reported that its indirect subsidiary, FS CREIT Finance MS-1 LLC, executed a First Amendment to its Master Repurchase and Securities Contract Agreement with Morgan Stanley N.A.
The amendment extends the facility termination date from October 13, 2025 to November 12, 2025. The company also noted this relates to a direct financial obligation under Item 2.03. The amendment agreement is filed as Exhibit 2.1 and incorporated by reference.
Michael C. Forman, President & CEO and a director of FS Credit Real Estate Income Trust, Inc., reported a transaction dated 09/30/2025 disposing of 66,310.453 shares of Class I Common Stock at a price of $24.0365, leaving 0 Class I shares reported as beneficially owned following that disposal. The Form 4 is signed on 10/02/2025.
The filing also reports indirect holdings through affiliated entities: 2,506.828 Class T shares, 413.861 Class M shares, and 412.313 Class S shares held via related vehicles. In addition, 1,341,153.73 Class I Restricted Stock Units are reported as indirectly beneficially owned by Franklin Square Holdings, L.P., which per the filing are payable to the adviser as a 1.0% net asset value administrative fee (paid in Class I RSUs and split 50/50 with Rialto Capital Management LLC) and are subject to time-based vesting and exchange into Class I common stock.