Every 8-K that FS CR REAL EST INCOME M (FSREM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow FSREM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FSREM filings page.
FS Credit Real Estate Income Trust, Inc. reported that its 2026 annual meeting of stockholders, held on July 30, 2026 in Philadelphia, did not receive sufficient stockholder votes to achieve a quorum. The meeting was adjourned without electing directors for the ensuing year.
Under Maryland law, each incumbent board member will continue to serve as a holdover director until a successor is duly elected and qualifies, so the company’s board composition remains unchanged.
FS Credit Real Estate Income Trust, Inc. reported that its annual meeting of stockholders held on July 1, 2026 in Philadelphia did not achieve the stockholder votes necessary to reach a quorum. Without a quorum, the company could not conduct official business or vote on the matters presented.
The annual meeting was adjourned and is scheduled to reconvene on July 30, 2026 at 11:00 a.m. Eastern Time at the company’s offices at 3025 JFK Boulevard, OFC 500, Philadelphia, PA 19104. This step allows additional time for stockholders to submit proxies or attend so that required business can be completed.
FS Credit Real Estate Income Trust, Inc. reported that its indirect special-purpose financing subsidiary, FS CREIT Finance CO-1 LLC, entered into Amendment No. 2 to its Master Repurchase and Securities Contract Agreement with Capital One, National Association.
The amendment increases the maximum facility amount to $750.0 million and extends the availability period expiration date to November 19, 2027. The underlying agreement, originally dated November 19, 2025 and previously amended, supports the company’s real estate financing activities through this expanded and extended Capital One facility.
FS Credit Real Estate Income Trust, Inc. reported that its indirect special-purpose financing subsidiary, FS CREIT Finance BMO-1 LLC, entered into a Fifth Amendment to its Master Repurchase Agreement with Bank of Montreal.
The amendment extends the facility’s availability period from April 16, 2027 to April 17, 2028, giving the subsidiary an additional year to utilize the repurchase arrangement under the existing structure.
FS Credit Real Estate Income Trust, Inc. reported that its indirect special-purpose financing subsidiary, FS CREIT Finance BB-1 LLC, entered into a Tenth Amendment to its Master Repurchase Agreement with Barclays Bank PLC.
The amendment, dated April 21, 2026, extends the agreement’s availability period from February 21, 2028 to February 21, 2029, giving the BB-1 financing vehicle an additional year under the existing repurchase framework. The amendment itself is filed as Exhibit 10.1 to the report and incorporated by reference.
FS Credit Real Estate Income Trust, Inc. entered into a major financing by issuing a new collateralized loan obligation through its FS Rialto 2026-FL11 structure. The CLO issuer sold six classes of offered notes, including Class A Notes with a principal balance of $600,098,000, representing 58.000% of the aggregate principal balance of all notes, and several mezzanine tranches rated down to BBB(low)(sf).
Additional subordinated Classes F, G and equity-like Class H Notes, totaling tens of millions of dollars, were acquired and retained by an indirect wholly owned subsidiary. The secured notes are backed by commercial mortgage loans and related interests and are scheduled to mature at par in January 2044, with a reinvestment period through the payment date in February 2029.
The structure includes note protection tests requiring a minimum par value ratio of 110.58% and minimum interest coverage of 120.00%, which can redirect interest cash flow to redeem senior notes if breached. The CLO is expected to be a taxable mortgage pool that generates excess inclusion income; the company currently intends to pay corporate income tax on that income rather than distribute it to stockholders, but acknowledges uncertainty in how such income will be computed and notes transfer restrictions needed to preserve qualified REIT subsidiary status.
FS Credit Real Estate Income Trust, Inc. entered into a Third Amendment to its Master Repurchase and Securities Contract Agreement through its indirect financing subsidiary FS CREIT Finance NTX-1 LLC. The amended NTX-1 facility with Natixis, New York Branch increases the maximum facility amount to $200,000,000, with an option to raise it to $400,000,000, giving the company greater borrowing capacity for its real estate credit activities.
The amendment also extends the reinvestment period to December 29, 2027 and pushes the facility termination date to December 29, 2029, lengthening the term of this financing arrangement. In connection with this amendment, FS Credit Real Estate Income Trust, Inc. reaffirmed its guarantee of the NTX-1 facility.
FS Credit Real Estate Income Trust amended its MM-1 credit facility. The Fourth Amendment increases the maximum facility amount to $1,500,000,000, reduces the applicable spread to 2.05%, and extends the scheduled maturity to September 17, 2034. The facility also now provides for the financing of certain real estate owned assets.
The borrower is FS CREIT Finance MM-1 LLC, with Wells Fargo Bank as administrative agent and Massachusetts Mutual Life Insurance Company and C.M. Life Insurance Company as lenders. The Company entered into a Guaranty Agreement under which it guarantees certain obligations; on any date of determination, the maximum payable equals 25% of advances outstanding attributable to the real estate owned assets as of the date remedies are first exercised or a claim is made.
FS Credit Real Estate Income Trust, Inc. entered into a Master Repurchase Agreement with JP Morgan Chase Bank to finance eligible commercial real estate loans and related interests. The JP-1 Facility provides up to $612,312,452.79 in financing.
Assets financed under the facility must be repurchased no later than October 15, 2030, or earlier if the asset matures sooner. FS CREIT delivered a Guaranty that may become full recourse upon certain events, including the commencement of certain bankruptcy actions involving FS CREIT or its financing subsidiary.
Covenants require an EBITDA-to-interest expense ratio of at least 1.40 to 1.00, total indebtedness to tangible net worth not exceeding 3.50 to 1.00, and minimum liquidity of the greater of $15,000,000 or 5% of the facility’s outstanding amount. Pricing accrues at a fixed spread over Term SOFR with asset-specific advance rates.