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First United (FUNC) 10-K Filings

FUNC NASDAQ

Here are the 10-K annual reports from First United Corp (FUNC) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-K covers the audited annual report, with the full financial statements, so if you follow FUNC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FUNC filings page.

Rhea-AI Summary

First United Corporation, parent of First United Bank & Trust, reports on its 2025 operations as a regional community banking and wealth management company focused on Maryland and West Virginia. At December 31, 2025, it had total assets of $2.1 billion, net loans of $1.5 billion, deposits of $1.7 billion and shareholders’ equity of $203.6 million.

The bank operates 23 branches and offers a full suite of retail, commercial, mortgage, wealth and trust services, with wealth assets under supervision of about $1.8 billion. The filing details extensive regulation, capital and liquidity requirements, and outlines numerous risks, including funding dependence, interest rate sensitivity, commercial real estate exposure, investment portfolio volatility and broader economic and competitive pressures.