What is First Utd Corp's earnings per share (EPS)?

First Utd Corp (FUNC) reported diluted earnings per share of $3.77 for fiscal year 2025. This represents a 19.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Utd Corp Financials

FUNC

FY2025 annual

Revenue $18.4M +4.0% YoY

Net Income $24.5M +19.2% YoY

EPS (Diluted) $3.77 +19.7% YoY

Free Cash Flow $15.4M -24.3% YoY

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

First Utd Corp (FUNC) reported $18.4M in revenue for fiscal year 2025, up 4.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FUNC FY2025 2026-05-08

First United’s visible engine is balance-sheet strengthening: rising liquidity and capital are doing more work than reported revenue growth.

Cash and equivalents ended FY2025 at $131.6M while long-term debt was $95.9M. In FY2023 those figures were $49.8M and $110.9M, so liquidity improved while reliance on long-term borrowings fell, a bigger operating shift here than the small change in reported revenue because balance-sheet flexibility matters more when assets dominate the model.

Because total assets reached $2.1B while return on assets was only 1.2%, small changes in asset yield or funding cost can move earnings materially, which makes this more of a spread-and-capital story than a simple sales story. The steady build in equity suggests the company is adding capacity to support that asset base with more internal capital, not just more borrowed money.

FY2025 free cash flow fell to $15.4M from $20.4M in FY2024, but operating cash stayed positive, so the shortfall looks more like heavier reinvestment than a weaker core engine. Earnings quality still looks acceptable because profit and operating cash remain in the same general range rather than pulling apart, even though annual cash conversion is not improving in a straight line.

Financial Health Signals

Financial Health Score 54/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of First Utd Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

4/7

First Utd Corp passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.79x

For every $1 of reported earnings, First Utd Corp generates $0.79 in operating cash flow ($19.4M OCF vs $24.5M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$18.4M

YoY+4.0%

5Y CAGR+5.7%

10Y CAGR-8.5%

First Utd Corp generated $18.4M in revenue in fiscal year 2025. This represents an increase of 4.0% from the prior year.

Net Income

$24.5M

YoY+19.2%

5Y CAGR+12.1%

10Y CAGR+6.6%

First Utd Corp reported $24.5M in net income in fiscal year 2025. This represents an increase of 19.2% from the prior year.

EPS (Diluted)

$3.77

YoY+19.7%

5Y CAGR+13.9%

First Utd Corp earned $3.77 per diluted share (EPS) in fiscal year 2025. This represents an increase of 19.7% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$15.4M

YoY-24.3%

5Y CAGR+1.1%

10Y CAGR-3.0%

First Utd Corp generated $15.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 24.3% from the prior year.

Cash & Debt

$131.6M

YoY+68.0%

5Y CAGR-2.5%

10Y CAGR+9.7%

First Utd Corp held $131.6M in cash against $95.9M in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.96

YoY+14.3%

5Y CAGR+13.0%

First Utd Corp paid $0.96 per share in dividends in fiscal year 2025. This represents an increase of 14.3% from the prior year.

Shares Outstanding

YoY+0.4%

5Y CAGR-1.5%

10Y CAGR+0.4%

First Utd Corp had 6M shares outstanding in fiscal year 2025. This represents an increase of 0.4% from the prior year.

Margins & Returns

Return on Equity

12.0%

YoY+0.6pp

5Y CAGR+1.5pp

10Y CAGR+1.3pp

First Utd Corp's ROE was 12.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.6 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Net Margin

Not shown for fiscal year 2025: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

Capital Expenditures

$4.0M

YoY+106.4%

5Y CAGR+19.9%

10Y CAGR+11.2%

First Utd Corp invested $4.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 106.4% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

FUNC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FUNC annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	N/A	$18.4M+4.0%	$17.7M+6.3%	$16.7M+3.2%	$16.2M+0.6%	$16.1M+14.8%	$14.0M+7.8%	$13.0M+3.1%	$12.6M+6.5%	$11.8M-74.2%	$45.9M+1.8%	$45.0M-2.9%	$46.4M-7.1%	$49.9M-6.0%	$53.1M-10.7%	$59.5M
SG&A Expenses	N/A	$29.3M+4.7%	$28.0M+1.8%	$27.5M+14.0%	$24.1M+9.4%	$22.1M+4.7%	$21.1M-14.5%	$24.6M+1.9%	$24.2M+8.7%	$22.2M+8.0%	$20.6M-1.5%	$20.9M+7.1%	$19.5M-2.1%	$19.9M+2.4%	$19.5M-3.7%	$20.2M
Interest Expense	N/A	$32.7M+2.2%	$32.0M+31.8%	$24.3M+407.1%	$4.8M-16.2%	$5.7M-40.8%	$9.7M-16.3%	$11.5M+42.1%	$8.1M+10.1%	$7.4M-10.4%	$8.2M-12.6%	$9.4M-13.5%	$10.9M-7.3%	$11.7M-16.0%	$14.0M-34.1%	$21.2M
Income Tax	N/A	$8.0M+20.4%	$6.7M+50.8%	$4.4M-45.7%	$8.1M+24.4%	$6.5M+65.7%	$3.9M+18.3%	$3.3M+20.7%	$2.8M-60.2%	$6.9M+149.6%	$2.8M-57.0%	$6.5M+409.3%	$1.3M-42.8%	$2.2M+143.4%	$913K+243.8%	-$635K
Net Income	N/A	$24.5M+19.2%	$20.6M+36.6%	$15.1M-39.9%	$25.0M+26.7%	$19.8M+42.8%	$13.8M+5.4%	$13.1M+23.1%	$10.7M+102.4%	$5.3M-27.6%	$7.3M-44.0%	$13.0M+132.1%	$5.6M-13.6%	$6.5M+38.9%	$4.7M+28.6%	$3.6M
EPS (Diluted)	—	$3.77+19.7%	$3.15+40.0%	$2.25-40.2%	$3.76+27.5%	$2.95+49.7%	$1.97+6.5%	$1.85	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0.33

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$26.2M+1.8%	$25.7M	N/A	$25.8M+3.6%	$24.9M+3.4%	$24.1M	N/A	$23.3M
SG&A Expenses	$8.2M-0.5%	$8.2M	N/A	$7.6M+3.7%	$7.3M-0.2%	$7.3M	N/A	$7.2M
Interest Expense	$7.6M-0.7%	$7.6M	N/A	$8.4M+2.4%	$8.2M+1.5%	$8.0M	N/A	$8.0M
Income Tax	$1.7M-20.6%	$2.2M	N/A	$2.3M+16.2%	$2.0M+4.4%	$1.9M	N/A	$1.9M
Net Income	$5.7M-14.9%	$6.7M	N/A	$6.9M+16.1%	$6.0M+3.1%	$5.8M	N/A	$5.8M
EPS (Diluted)	$0.88-14.6%	$1.03	N/A	$1.07+16.3%	$0.92+3.4%	$0.89	N/A	$0.89

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

FUNC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FUNC annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$2.1B+5.8%	$2.0B+3.5%	$1.9B+3.1%	$1.8B+6.8%	$1.7B-0.2%	$1.7B+20.2%	$1.4B+4.2%	$1.4B+3.5%	$1.3B+1.4%	$1.3B-0.4%	$1.3B-0.7%	$1.3B-0.1%	$1.3B+1.0%	$1.3B-5.0%	$1.4B
Cash & Equivalents	$131.6M+68.0%	$78.3M+57.4%	$49.8M-33.1%	$74.3M-35.8%	$115.7M-22.6%	$149.4M+199.0%	$50.0M+112.3%	$23.5M-71.9%	$83.8M+32.3%	$63.3M+21.4%	$52.1M+47.1%	$35.5M-17.7%	$43.1M0.0%	$43.1M-48.2%	$83.1M
Goodwill	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M0.0%	$11.0M-14.4%	$12.9M
Total Liabilities	$1.9B+5.0%	$1.8B+2.9%	$1.7B+2.8%	$1.7B+6.8%	$1.6B-0.9%	$1.6B+21.8%	$1.3B+3.9%	$1.3B+3.1%	$1.2B+2.0%	$1.2B+0.2%	$1.2B-1.7%	$1.2B-0.7%	$1.2B+0.8%	$1.2B-5.6%	$1.3B
Long-Term Debt	$95.9M-20.7%	$120.9M+9.0%	$110.9M+258.7%	$30.9M0.0%	$30.9M-69.4%	$100.9M0.0%	$100.9M0.0%	$100.9M-16.5%	$120.9M-8.2%	$131.7M-10.7%	$147.5M-19.2%	$182.6M0.0%	$182.7M0.0%	$182.7M-11.7%	$207.0M
Total Equity	$203.6M+13.6%	$179.3M+10.8%	$161.9M+6.6%	$151.8M+7.0%	$141.9M+8.3%	$131.0M+4.1%	$125.9M+7.6%	$117.1M+8.0%	$108.4M-4.7%	$113.7M-5.9%	$120.8M+10.8%	$109.0M+7.0%	$101.9M+2.5%	$99.4M+2.9%	$96.7M
Retained Earnings	$207.3M+9.7%	$189.0M+8.7%	$173.9M+4.5%	$166.3M+14.3%	$145.5M+12.2%	$129.7M+8.5%	$119.5M+9.1%	$109.5M+8.0%	$101.4M+9.1%	$92.9M+6.0%	$87.7M+13.3%	$77.4M+4.0%	$74.4M+7.5%	$69.2M+4.5%	$66.2M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$2.1B+2.1%	$2.0B-2.3%	$2.1B+3.1%	$2.0B+0.8%	$2.0B+1.4%	$2.0B+0.3%	$2.0B+3.0%	$1.9B
Cash & Equivalents	$85.2M-5.2%	$89.8M-31.7%	$131.6M+38.3%	$95.2M+20.3%	$79.1M-6.3%	$84.4M+7.8%	$78.3M+25.5%	$62.4M
Goodwill	N/A	N/A	$11.0M	N/A	N/A	N/A	$11.0M0.0%	$11.0M
Total Liabilities	$1.9B+2.0%	$1.8B-2.7%	$1.9B+3.2%	$1.8B+0.5%	$1.8B+1.1%	$1.8B+0.1%	$1.8B+3.0%	$1.7B
Long-Term Debt	$30.9M0.0%	$30.9M-67.8%	$95.9M0.0%	$95.9M-20.7%	$120.9M0.0%	$120.9M0.0%	$120.9M0.0%	$120.9M
Total Equity	$212.4M+3.5%	$205.3M+0.8%	$203.6M+2.3%	$199.1M+4.2%	$191.1M+4.1%	$183.7M+2.5%	$179.3M+3.1%	$174.0M
Retained Earnings	$216.3M+1.9%	$212.3M+2.4%	$207.3M+2.0%	$203.2M+2.7%	$197.9M+2.4%	$193.4M+2.3%	$189.0M+2.6%	$184.2M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

FUNC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FUNC annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$30.1M	$19.4M-13.0%	$22.3M-0.8%	$22.5M-15.3%	$26.5M+32.6%	$20.0M+23.8%	$16.2M-1.3%	$16.4M-10.4%	$18.3M+41.6%	$12.9M+12.5%	$11.5M-48.2%	$22.2M+471.1%	$3.9M-79.2%	$18.7M+22.8%	$15.2M-75.9%	$63.0M
Capital Expenditures	$4.1M	$4.0M+106.4%	$1.9M+444.8%	$353K-90.1%	$3.6M+217.3%	$1.1M-29.7%	$1.6M-59.6%	$4.0M-58.1%	$9.5M+44.5%	$6.6M+67.2%	$3.9M+186.2%	$1.4M+90.4%	$720K-23.5%	$941K-26.5%	$1.3M+442.4%	$236K
Free Cash Flow	$26.0M	$15.4M-24.3%	$20.4M-8.0%	$22.1M-3.7%	$23.0M+21.6%	$18.9M+29.7%	$14.6M+17.3%	$12.4M+40.9%	$8.8M+38.5%	$6.4M-15.9%	$7.6M-63.7%	$20.8M+557.7%	$3.2M-82.1%	$17.7M+27.4%	$13.9M-77.8%	$62.8M
Investing Cash Flow	-$65.0M	-$48.0M-24.9%	-$38.4M+53.0%	-$81.7M+52.6%	-$172.4M-506.5%	-$28.4M+85.1%	-$191.3M-488.2%	-$32.5M+71.4%	-$113.7M-1385.3%	-$7.7M-164.4%	$11.9M-36.6%	$18.8M+887.6%	-$2.4M+96.3%	-$63.6M-184.1%	$75.6M+405.6%	$14.9M
Financing Cash Flow	$40.9M	$81.9M+83.2%	$44.7M+29.0%	$34.7M-66.8%	$104.5M+512.7%	-$25.3M-109.2%	$274.6M+545.0%	$42.6M+20.9%	$35.2M+132.0%	$15.2M+224.2%	-$12.2M+49.7%	-$24.3M-166.2%	-$9.1M-287.0%	$4.9M+106.7%	-$72.8M+76.7%	-$312.2M
Dividends Paid	$6.5M	$6.0M+11.1%	$5.4M+3.0%	$5.2M+30.9%	$4.0M+2.4%	$3.9M+6.7%	$3.6M+16.7%	$3.1M	$0-100.0%	$1.2M-40.0%	$2.0M-25.0%	$2.7M-70.3%	$9.1M	$0	N/A	N/A
Share Buybacks	N/A	N/A	$4.0M+169.5%	$1.5M	N/A	$7.2M+160.7%	$2.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$4.8M-65.5%	$13.9M+40.6%	$9.9M+552.4%	$1.5M+52.5%	$995K-85.7%	$7.0M-24.7%	$9.2M+304.6%	$2.3M
Capital Expenditures	$146K-83.9%	$908K-48.0%	$1.7M+29.4%	$1.3M+366.8%	$289K-50.6%	$585K+1200.0%	$45K-97.3%	$1.7M
Free Cash Flow	$4.7M-64.2%	$13.0M+59.6%	$8.2M+4751.8%	$168K-76.2%	$706K-88.9%	$6.4M-30.7%	$9.2M+1464.6%	$588K
Investing Cash Flow	-$42.0M-856.0%	-$4.4M+82.8%	-$25.6M-467.8%	$7.0M+126.5%	-$26.2M-721.6%	-$3.2M+92.3%	-$41.6M-68.2%	-$24.7M
Financing Cash Flow	$32.5M+163.4%	-$51.3M-198.4%	$52.1M+586.0%	$7.6M-61.8%	$19.9M+754.2%	$2.3M-95.2%	$48.3M+21.5%	$39.7M
Dividends Paid	$1.7M-1.1%	$1.7M+0.1%	$1.7M+18.2%	$1.4M+0.3%	$1.4M+0.1%	$1.4M+0.1%	$1.4M+9.9%	$1.3M
Share Buybacks	$371K-82.9%	$2.2M	N/A	N/A	N/A	N/A	$1K0.0%	-$1K

FUNC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

FUNC annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	133.1%	116.1%	90.3%	155.0%	123.1%	99.0%	101.3%	84.8%+40.2pp	44.6%+28.7pp	15.9%-13.0pp	28.8%+16.8pp	12.1%-0.9pp	13.0%+4.2pp	8.8%+2.7pp	6.1%
Return on Equity	12.0%+0.6pp	11.5%+2.2pp	9.3%-7.2pp	16.5%+2.6pp	13.9%+3.4pp	10.6%+0.1pp	10.4%+1.3pp	9.1%+4.3pp	4.9%-1.5pp	6.4%-4.4pp	10.8%+5.6pp	5.1%-1.2pp	6.4%+1.7pp	4.7%+0.9pp	3.8%
Return on Assets	1.2%+0.1pp	1.0%+0.2pp	0.8%-0.6pp	1.4%+0.2pp	1.1%+0.3pp	0.8%-0.1pp	0.9%+0.1pp	0.8%+0.4pp	0.4%-0.2pp	0.5%-0.4pp	1.0%+0.6pp	0.4%-0.1pp	0.5%+0.1pp	0.4%+0.1pp	0.3%
Debt-to-Equity	0.47-0.2x	0.670.0x	0.69+0.5x	0.200.0x	0.22-0.6x	0.770.0x	0.80-0.1x	0.86-0.3x	1.120.0x	1.16-0.1x	1.22-0.5x	1.68-0.1x	1.790.0x	1.84-0.3x	2.14
FCF Margin	83.6%	114.9%	132.7%	142.2%	117.7%	104.2%	95.8%+25.7pp	70.0%+16.2pp	53.9%+37.4pp	16.5%-29.8pp	46.3%+39.4pp	6.8%-28.7pp	35.5%+9.3pp	26.2%	105.6%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	21.7%-4.3pp	25.9%	N/A	27.0%+2.9pp	24.1%-0.1pp	24.1%	N/A	24.8%
Return on Equity	2.7%-0.6pp	3.3%	N/A	3.5%+0.4pp	3.1%0.0pp	3.2%	N/A	3.3%
Return on Assets	0.3%-0.1pp	0.3%	N/A	0.3%0.0pp	0.3%0.0pp	0.3%	N/A	0.3%
Debt-to-Equity	0.150.0x	0.15-0.3x	0.470.0x	0.48-0.2x	0.630.0x	0.660.0x	0.670.0x	0.70
FCF Margin	17.8%-32.8pp	50.6%	N/A	0.7%-2.2pp	2.8%-23.7pp	26.5%	N/A	2.5%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

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Where First Utd Corp Ranks

Frequently Asked Questions

What is First Utd Corp's annual revenue?

First Utd Corp (FUNC) reported $18.4M in total revenue for fiscal year 2025. This represents a 4.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First Utd Corp's revenue growing?

First Utd Corp (FUNC) revenue grew by 4.0% year-over-year, from $17.7M to $18.4M in fiscal year 2025.

Is First Utd Corp profitable?

Yes, First Utd Corp (FUNC) reported a net income of $24.5M in fiscal year 2025.

How much debt does First Utd Corp have?

As of fiscal year 2025, First Utd Corp (FUNC) had $131.6M in cash and equivalents against $95.9M in long-term debt.

Does First Utd Corp pay dividends?

Yes, First Utd Corp (FUNC) paid $0.96 per share in dividends during fiscal year 2025.

What is First Utd Corp's return on equity (ROE)?

First Utd Corp (FUNC) has a return on equity of 12.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First Utd Corp's free cash flow?

First Utd Corp (FUNC) generated $15.4M in free cash flow during fiscal year 2025. This represents a -24.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is First Utd Corp's operating cash flow?

First Utd Corp (FUNC) generated $19.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are First Utd Corp's total assets?

First Utd Corp (FUNC) had $2.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are First Utd Corp's capital expenditures?

First Utd Corp (FUNC) invested $4.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does First Utd Corp have outstanding?

First Utd Corp (FUNC) had 6M shares outstanding as of fiscal year 2025.

What is First Utd Corp's debt-to-equity ratio?

First Utd Corp (FUNC) had a debt-to-equity ratio of 0.47 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First Utd Corp's return on assets (ROA)?

First Utd Corp (FUNC) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First Utd Corp's Piotroski F-Score?

First Utd Corp (FUNC) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First Utd Corp's earnings high quality?

First Utd Corp (FUNC) has an earnings quality ratio of 0.79x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is First Utd Corp?

First Utd Corp (FUNC) scores 54 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.