Welcome to our dedicated page for First Natl SEC filings (Ticker: FXNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for First National Corporation (NASDAQ: FXNC), the Virginia-based parent and bank holding company of First Bank. Through these regulatory documents, users can review how the company reports its community banking and wealth management activities, capital structure, and risk profile.
Key filings for FXNC include annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe the company’s loan and deposit portfolios, net interest income, noninterest income and expenses, asset quality, liquidity, and capital ratios. These reports also discuss the performance of First Bank and its wealth management division, as well as the impact of acquisitions such as the merger with Touchstone Bankshares, Inc.
Current reports on Form 8-K are used by First National to disclose material events, such as quarterly financial results and Board decisions on quarterly cash dividends. Recent 8-K filings have reported dividend declarations and furnished earnings press releases as exhibits, providing detail on metrics like net interest margin, loan growth, deposit composition, and non-performing assets.
Investors interested in governance, executive roles, or shareholder matters can consult proxy statements and related filings, while those tracking insider activity may review beneficial ownership and transaction reports when available. Together, these filings offer a structured view of how First National manages credit risk, funding, and capital in its commercial banking operations.
On Stock Titan, FXNC filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered tools summarize lengthy documents, highlight important sections, and help explain complex disclosures in areas such as credit loss allowances, merger accounting, and regulatory capital, making it easier to interpret First National Corporation’s regulatory reporting.
First National Corporation (FXNC) reported stronger Q3 2025 results. Net income rose to $5.55 million from $2.25 million a year ago, and diluted EPS increased to $0.62 from $0.36. Net interest income improved to $18.30 million from $11.75 million as higher loan yields and interest earnings outpaced funding costs. The provision for credit losses was $0.19 million versus $1.70 million, supporting bottom-line growth.
Noninterest income was $4.50 million, up from $3.20 million, helped by service charges, card fees, and a $0.30 million bargain purchase gain. Noninterest expense increased to $15.78 million from $10.46 million, reflecting higher personnel, occupancy, data processing, and core deposit intangible amortization. For the nine months, net income reached $12.20 million versus $7.90 million.
Total assets were $2.03 billion, with deposits at $1.81 billion. Loans, net, were $1.42 billion, while available-for-sale securities at fair value were $196.48 million. Accumulated other comprehensive loss improved to $13.20 million from $18.69 million, aided by higher unrealized gains on securities.
First National Corporation (FXNC) declared a quarterly cash dividend. The Board approved a $0.17 per share dividend, payable on December 12, 2025, to shareholders of record on November 28, 2025.
First National Corp (FXNC) insider report shows the President & CEO and Director executed a Code G transaction on 11/04/2025. The filing reports a disposition of 4,500 shares at $0, leaving 64,009.8581 shares beneficially owned, held directly.
First National Corporation (FXNC) reported that it issued a press release covering its financial results for the period ended September 30, 2025. The company furnished the release as Exhibit 99.1 to this report.
This is an informational update providing public access to the company’s latest quarterly results through the attached press release.
Report: Brad E. Schwartz, an officer (EVP - CFO) and director of FIRST NATIONAL CORP /VA/ (FXNC), was granted 5,000 restricted stock units (RSUs) on 08/13/2025. Each RSU represents a contingent right to receive one share of FXNC common stock and the award shows a $0 price, indicating a compensation grant rather than a purchase.
Vesting and ownership: The RSUs vest in one installment with 5,000 units scheduled to vest on 12/31/2027. Following the reported transaction, the filing shows 5,000 shares beneficially owned directly by the reporting person in the form of these RSUs.
William Simmons Wilkinson, a director of First National Corp (FXNC), acquired 1,500 shares of common stock on 08/13/2025 at a reported price of $0. After the transaction he beneficially owned 21,864 shares directly and 759 shares indirectly through Circle W Farms LLC. The Form 4 was signed by Christopher L Sugg by power of attorney on 08/14/2025.
James R. Wilkins III, a director of First National Corp (FXNC), reported an acquisition of 1,500 shares of common stock at a reported price of $0, increasing his direct beneficial ownership to 302,349 shares. The filing also discloses indirect holdings through named entities: Wilkins Investments LP 105,668, JRWIV Holdings LLC 9,987, GSW Holdings LLC 11,662, IBW Holdings LLC 7,820, LTW Holdings LLC 9,369, and spouse 1,631 shares.
Insider transaction reported: Director Norman D. Wagstaff Jr acquired 1,500 shares of First National Corp (FXNC) on 08/13/2025, bringing his direct beneficial ownership to 99,339 shares. The transaction is coded as an acquisition and the price is reported as $0. The Form 4 was signed by Christopher L. Sugg by power of attorney on 08/14/2025.
Gerald F. Smith Jr., a director of First National Corp (FXNC), reported an acquisition of 1,500 shares of common stock on 08/13/2025 at a reported price of $0, bringing his direct beneficial ownership to 41,655 shares. The Form 4 was filed by one reporting person and signed by Christopher L Sugg by power of attorney.
The filing lists multiple indirect holdings held through family trusts: 15,046, 245,124, 68,670, 17,724, 900, and 12,372 shares, with explanatory notes that Smith or his spouse serve as trustee or co-trustee and that the reporting person disclaims beneficial ownership for certain accounts. No derivative securities were reported.
Patel Kirtesh, identified as a director of First National Corp (FXNC), reported an acquisition of 1,500 shares of common stock on 08/13/2025 at a reported price of $0. Following the reported transaction the reporting person directly beneficially owned 32,611 shares. The Form 4 was filed by one reporting person and signed by Christopher L. Sugg by power of attorney on 08/14/2025.