Welcome to our dedicated page for First Natl SEC filings (Ticker: FXNC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for First National Corporation (NASDAQ: FXNC), the Virginia-based parent and bank holding company of First Bank. Through these regulatory documents, users can review how the company reports its community banking and wealth management activities, capital structure, and risk profile.
Key filings for FXNC include annual reports on Form 10-K and quarterly reports on Form 10-Q, which describe the company’s loan and deposit portfolios, net interest income, noninterest income and expenses, asset quality, liquidity, and capital ratios. These reports also discuss the performance of First Bank and its wealth management division, as well as the impact of acquisitions such as the merger with Touchstone Bankshares, Inc.
Current reports on Form 8-K are used by First National to disclose material events, such as quarterly financial results and Board decisions on quarterly cash dividends. Recent 8-K filings have reported dividend declarations and furnished earnings press releases as exhibits, providing detail on metrics like net interest margin, loan growth, deposit composition, and non-performing assets.
Investors interested in governance, executive roles, or shareholder matters can consult proxy statements and related filings, while those tracking insider activity may review beneficial ownership and transaction reports when available. Together, these filings offer a structured view of how First National manages credit risk, funding, and capital in its commercial banking operations.
On Stock Titan, FXNC filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered tools summarize lengthy documents, highlight important sections, and help explain complex disclosures in areas such as credit loss allowances, merger accounting, and regulatory capital, making it easier to interpret First National Corporation’s regulatory reporting.
First National Corporation (FXNC) reported stronger interim results through June 30, 2025, driven by higher interest income after completing a major acquisition and integrating operations. Total assets were $2.04 billion and total deposits remained stable at $1.80 billion. Loans outstanding totaled $1.443 billion with loans, net of allowance, of $1.428 billion. Net interest income rose to $18.55 million for the quarter (from $11.49 million a year earlier), lifting net interest income after provision to $17.64 million. Provision for credit losses for the quarter was $0.9 million and the allowance for credit losses on loans stood at $15.186 million.
Operating performance improved: quarterly net income was $5.051 million versus $2.442 million a year earlier, producing basic and diluted EPS of $0.56 versus $0.39. Noninterest expense increased to $15.191 million for the quarter, reflecting higher personnel, amortization of core deposit intangibles, and merger-related costs (the company recorded $2.0 million of merger costs in the six months). The investment portfolio showed $19.1 million of unrealized losses in available-for-sale securities, which management states are related to market interest rates and that they do not intend to sell these securities.